Financial Advisor
Resume:
Michael M. Lopez
Sacramento, CA 95829
Objective: A growth oriented position where financial, communication, and organizational skills would be
utilized.
Experience: Financial Consultant 4/08 to 8/09
LPL Financial Inc. /Golden 1 Credit Union
• Provide advice and guidance on investment and related wealth strategies based on financial resources, time horizon, preferences, and objectives.
• Offer existing clients and prospects with information regarding a wide array of financial products and services.
• Submit all required client documents accurately and timely with appropriate follow up afterwards.
• Facilitate training for branch staff to help identify quality referrals.
• Establish and maintain relationships with branch personnel by fostering an enthusiastic environment to generate leads.
• Presented workshops for members regarding market conditions, money management, and college planning.
• Obtained California Life Insurance License
Financial Advisor 8/06 to 1/08 Merrill Lynch PFS
• Seek/locate qualified prospects to build a client base of High Net-Worth Individuals.
• Perform financial needs assessments to gain a clear understanding of client’s objectives.
• Provide Clients with investment strategies consistent with their goals and values.
• Service current accounts by conducting portfolio reviews on a regular basis.
Financial Advisor Trainee
Morgan Stanley DW, Sacramento, CA 9/05 to 7/06
• Obtained Series 7 General Securities/Stockbrokers License
• Obtained Series 66 Investment Advisor License
• Develop various marketing campaigns to prospect for Future Clients
Client Service Representative
Hanson McClain Retirement Planning, Sacramento, CA 2/04 to 5/05
• Transcribe Advisor notes from account review appointments.
• Process all necessary paperwork and follow up appropriately.
• Process account transfers, monthly IRA distributions, and deposits of checks and stock certificates.
Client Services Associate – Defined Contribution Services 7/02 to 2/04
Senior Associate – Shareholder Services 8/99 to7/02
Franklin Templeton Investments, Rancho Cordova, CA
• Maintain accurate processing on the recordkeeping system and assist with the administration
of Defined Contribution plans.
• Process daily contributions and distributions transactions on the recordkeeping system.
• Research and resolve account discrepancies.
• Process monetary and non-monetary transactions.
• Answer inquiries regarding Fund Performance and Market Conditions.
• Liaison to the Portfolio Manager for the Tax-Free Municipal Bond Funds.
• Fund Information Trainer.
Michael M. Lopez Page Two
Loan Officer 4/97 to 6/99 The Money Store/ Schools Federal Credit Union / Cal Fed Lending, Sacramento, CA
• Originate residential loans to low/moderate income and minority borrowers.
• Advised members on mortgage loan programs in their effort to achieve their financial goals.
• Assisted borrowers in determining their mortgage prequalification.
• Facilitated Home Buyer Seminars.
• Preliminary Underwriting.
• Obtained and verified supporting documents necessary for loan approval.
• Coordinated appraisals and escrow closings.
Sales Representative 9 /96 to 4/97
LDDS/WorldCom, Inc., Sacramento, CA
• Switched, Data, Internet and T1 knowledge.
• Extensive Cold Calling and Follow up Skills.
• Ability to reach and influence executive decision makers.
• Consistently meets and exceeds quotas.
Senior Account Executive - Western Region 8/95 to 8/96
Woodbridge Financial Corporation, Sacramento, CA
• Purchased annuities for assignment to major insurance firms in an effort to increase cash flow and reserves.
• Solicited and negotiated contracts and offers for cash settlements for annuity holders based on the Present Day Value of their funds.
• Presented investment scenarios to illustrate the possible Future Value of the cash settlement.
Loan Representative 9/92 to 7/95
World Savings & Loan Association, Sacramento, CA
• Promoted residential mortgage programs to real estate agents and mortgage brokers.
• Responsibilities included thorough assessment of loan applications, preliminary underwriting, obtaining and verifying pertinent documents.
• Coordinated escrow closings with regular follow-up calls to clients.
Real Estate Agent 6/86 to 8/92
TRI Realtors/Prudential California Realty/Coldwell Banker R. E. Services, Sacramento, CA
• Listed and sold single-family homes ranging from $100K-$300K.
• Conducted sales of multi-unit dwellings and raw land, as well as managed 1031 exchanges.
Awards: Top Lister, Top Sales Producer, and World Savings Top "Dawg" Award
Education: California State University, Sacramento, CA Physical Education, 1980-1982
Cosumnes River College, Sacramento, CA
General Education Program, 1977-1980
Kiernan Real Estate School, Sacramento, CA Obtained Real Estate License, 1986
Obtained Series 6 License, 1999
Obtained Series 63 License, 2001
Membership: Board of Directors - California Filipino American Chamber of Commerce
Vice President/Founding Member – Referral Connection Business Leads Group
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