Tyrone M. Davis

Ph: 410-***-****

p6j7zr@r.postjobfree.com

Objective: To succeed in a position that allows for advancement while assisting

the company in their vision of growth.

EDUCATION

1991-1992 Goldey-Beacom College

4701 Limestone Road Wilmington DE

19808 302-***-**** (Computer Programming)

1995-1998 University of Maryland Baltimore County

1000 Hilltop Circle Baltimore MD

21250 410-***-**** (Economics)

TRAINING

* Debt Management and Consolidation

* Credit and Housing Counseling

* Real Estate Sales/New Home Sales Assistant

* Mortgage Loan Origination

* Foreclosure and Loss Mitigation

* Bankruptcy (Pre/Post-file)

* Collections, FCRA

* Life and Health Insurance Sales

* Income Tax Preparation

* NASD Series 6, 7, 63 Securities

* Financial Aid

* Auto Finance and Insurance Underwriting

* Volunteer: Community Mediator

* Volunteer: Income Tax Counseling

* Volunteer: Financial Management Counseling

* Volunteer: Medicare Prescription Plan Counseling

* Volunteer: First Time Homebuyer

(Pre-purchase Counseling)

Currently, I am a MD Notary Public and have recent certifications in Income Tax, Financial Aid, Credit,

Bankruptcy and Housing Counseling. I have held a MD Realtor and Life, Health and Disability Insurance

Agent license, but I am not currently licensed. I have trained for the NASD Series 6, 7, 63 Securities

exam, but have not been sponsored for the exam and I am not currently licensed. I have also trained for

(HECM) Reverse Mortgage Certification. As well as experience in taking photographs, sketching measurements

and diagrams of homes for insurance inspections.

EMPLOYMENT

2009-2010 Counselor Consumer Credit Counseling Service

375 W. North St. Dover DE 19904 410-***-****

8737 King George Drive, Suite 200 Dallas TX 75235 214-***-****

Provide counseling to clients in a call center environment/remote branch location with a non-profit agency.

Advocate on behalf of client to their mortgage lender for workout resolution assistance due to hardships

and using Call to Action program with creditors.

After intake/verification, presented proposals/recommendations to the creditor/lender

Trained new hires and attended training and workshops for PDU's and certifications

NFCC Book 1-7 for Housing, Credit and Bankruptcy Counseling, Loss Mitigation and FCRA trained, Reverse

Mortgage trained, follow up through case management

2007 - 2009 Financial Aid Administrator ITT Technical Institute

2845 Elm Hill Pike Nashville TN 37214 615-***-****

Advised students and parents face-to-face on Title-IV funding involving Work-study, Direct loans and Grants

and self help aid including Scholarships, State aid and Private loans. Used IRIS, Nelnet, FAFSA and debt

management software for rising cohort year.

V.A. school certifying official, Acting Director of Finance on occasions, AR/AP duties

Pre-req interviews, 100% verification for award packets on new and current students

Tuition planner for active and returning students/Debt counselor for graduates and drops through case

management, Loan processing/closings, USA Funds/Financial aid certified

2006 - 2009 Area Manager/Income Tax Preparer Jackson Hewitt

3619 Nolensville Pike Nashville TN 37211 270-***-****

3623 Irving Mall Irving TX 75062 214-***-****

Managed a territory of 7 franchise income tax stores. I hired, trained and instructed 35 employees on

the Profiler system, and scheduled employees to provide coverage during the peak season. I presented

and closed the refund anticipation bank loan products.

Marketed for growth and oversaw that each location met the season goals

Computerized training, Aggressive call campaigns to renew interest for the season

Location audit of files for compliance, Conflict resolution, Complex tax preparation

2004 - 2006 Branch F & I Manager/Underwriter/Collection Manager J.D. Byrider/CNAC

8 8th Avenue N.W. Glen Burnie MD 21061 410-***-****

Review budget plan, perform credit analysis and underwrite for risk using A.R.E. score and managed,

trained and scheduled an office of 6 employees, with whom I set goals and calculated bonuses based

on a commission structure for collections on a portfolio of 800.

Processed and closed loan applications through verification and quality review audits

Initiated collections, repossessions and legal proceedings for deficiency judgments

Title processing, Tax Max experience, Trade-ins, Wholesale inventory and Notarized documents,

Acting Dealership Manager on occasions

2002 - 2003 Branch Office Manager H & R Block

809 S Salisbury Boulevard Salisbury MD 21801 410-***-****

Responsible for the hiring, training and the instruction of 22 employees in a retail income tax location

through accelerated computerized training and lecture. Loan closings.

Processed tax returns/amendments which included loan applications for bank products

Series 6 training to explain IRA's and annuities to clients for financial partner referrals

Monitored call campaigns, Scheduled appointments and marketed the company products

2000 - 2002 Mortgage Loan Specialist Sunset Mortgage Company

11070 Cathell Road #12 Berlin MD 21811 410-***-****

Originated and pre-qualified loans applications for 1st time homebuyers and refinances.

Credit analysis and counseling clients to obtain mortgage financing

Followed up with realtors and builders while prospecting for new business

Calyx Point Software, Volunteered for 1st time homebuyer seminars and pre-purchase counseling

2000-2001 Realtor Long and Foster Realtors

MD Licensed Realtor

22 N. Washington St. Easton MD 21601 410-***-****

Assisted buyers and sellers in MD real estate transactions.

Held open houses to draw interest to listed properties and showed properties to buyers

Did comparative market analysis to assess value for property to be listed

Followed up with generated leads, FSBO and first time homebuyers who needed advice

1998 - 2001 Senior Personal Financial Analyst Primerica Financial Services

MD Licensed Life and Health Agent

10450 Shaker Drive Columbia MD 21046 804-***-****

Presented financial debt management plans to credit challenged families.

Counseled clients on mortgage options, life and health insurance products

Reviewed investment decisions for retirement, Held seminars to promote business

Recruited to build business through referrals

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