Management Financial

MICHAEL A. RUBENSTEIN, CPA

*** **** **** ******, ***. 38A, New York, NY 10065

Telephone 215-***-**** *************@*****.*** Fax 212-***-****

CORPORATE FINANCE EXECUTIVE

Chief Financial Officer / Vice President – Emerging High Growth and Mid-Cap Companies

Domestic & International Operations, US & Foreign Shareholders, Rapid-Growth & Mature Industries/Markets

10+ year track record of strong business acumen, strategic insights, analytical thinking and financial leadership. Proactively addressed challenging, complex situations in demanding, fast-paced organizations, and demonstrated transfer¬ability of skills across diverse products, services, markets and industries. Highlights of expertise:

Strategic Finance & Business Counsel

• Respected for fact-based approach to managing complex challenges and forging enduring relationships with executive leadership, owners/investors, Board members, vendors, customers and stakeholders.

• Capi¬talized on growth through acquisition, strategic exploitation of emerging market oppor¬tunities, and new venture development to accelerate revenue growth, market diversification and long-term value creation.

• Influenced changes in business direction and market focus, including exit strategies, financial restructuring, business process reengineering, change management, and turn¬arounds.

• Evaluated company operations, personnel and business units, and implemented “bottom-up” strategic planning, forecasting and budgeting, creating a clear focus and decision-making based on market and business objectives.

Real Estate Financing, Capital Funding & Corporate Transactions

• Developed a business model and complete investment services portfolio for individuals and private investors engaged in commercial multi-family, mixed use, office, retail and industrial properties transactions nationwide.

• Structured a $16 million industrial revenue bond and tax concessions/incentives for construction of a 455K sq.ft. plant and warehouse. Negotiated leases for a 65K sq.ft. West Coast warehouse facility and sales office.

• Demonstrated sound judgment and creation of well-thought-out solutions to complex financial matters including evaluating new business ventures, developing financing scenarios and structuring contract terms/conditions.

• Wrote business plans and financial projections, and designed/delivered venture capital and private equity presentations to garner seed capital and growth financing.

• Engaged senior management, investment bankers and other external parties in acquisition due diligence, asset valuation and deal structuring for M&A activities.

• Developed alternative financing vehicles for bank lines of credit, factoring and credit insurance, securing improved terms and expanded access to capital and business funding.

Financial Team Building & Operational Controls

• Designed and implemented business models, financial methodologies, transactional systems and administrative processes, including robust strategic planning, corporate development, cost controls and governance.

• Substantiated strategic investments in technology to enhance information sharing, communications and operational controls, and improved people/process alignment across finance, accounting, audit and corporate reporting.

• Partnered finance with operations, IT, sales and marketing to drive improvement in revenue, profit and shareholder value.

• Reviewed the long-term viability of capital strategies, and implemented financial infrastructure changes to support rapid growth and market expansion.

• Established EDI ordering and inventory management structures, and developed distribution and chargeback systems to better allocate expenses.

EDUCATION & CERTIFICATIONS

MBA, Finance, Magna Cum Laude – Pace University

BA/BS, Accounting, Cum Laude – Boston University

CPA with 4 years of Big 4 experience at Ernst & Young

CAREER HISTORY

CHIEF FINANCIAL OFFICER – AIR TECHNIQUES, INC. 2010 to 2011

~$100M privately held, manufacturer of dental, medical, veterinary, industrial and security equipment; owned by European medical equipment/healthcare supply company

Recruited into a newly created position to provide strategic business and financial leadership, and advance global expansion through acquisitions, strategic partnerships and market diversification. Redefined the finance organization, structure and team to improve strategic/business acumen and expand functional expertise in cost-benefit analysis, cost efficiencies, and profitability improvement. Serve on a three-member executive team reporting to the President/CEO.

• Led a comprehensive review of the business, product lines and market segments, and recommended investment/ divestment options based on current value and future alignment to corporate strategies.

• Outlined enterprise-wide profitability improvement and cost efficiencies strategies.

• Recommended divesting a non-core division versus further investment into new product development.

• Evaluated the feasibility of global expansion and market diversification as a means to diversify a US-centric company with aging technology and dominant market share in its core sectors.

• Initiated discussions with European parent company to serve as the US distributor for healthcare consumables and identified strategic acquisitions to build out a complete product portfolio for a high-growth emerging US market.

• Outlined direct and distributor business models and operating structures for key international markets in Japan, Australia and Brazil to provide the business with stronger control while balancing risk exposure.

• Transformed finance organization from an accounting/controller group into a business partner providing leadership with fact-based information for strategic planning and decision making on major corporate investments and transactions.

• Realigned staff through new roles and natural attrition, and built a team with balanced analytical and strategic skills.

DIRECTOR, FINANCIAL OPERATIONS – ISAIA 2008 – 2009

~$50 million, 50-year-old privately held European designer, manufacturer and marketer of high-end men’s apparel worldwide through department stores, specialty retailers and independently operated showrooms/boutiques

Retained by the European CFO as the first US subsidiary financial leader, transitioning previously outsourced financial management into a formal in-house finance, administration and operational structure. Work closely with the European headquarters on strategic planning, financing, cash management and operational performance.

• Developed cash management and alternative financing vehicles, securing critical business funding under tough market conditions and sustaining the overall financial health of the organization.

• Investigated and resolved $2M in bad debts, charge-backs and inventory discrepancies within 4 months of joining the company.

• Implemented operational efficiencies and expense management processes projected to generate $1 million in cost savings.

• Initiated efforts to improve product placement and pricing strategies, to drive higher market share and profitability within the US market, which represents 50% of global revenues.

• Reviewed and redefined wholesale and retail vendor relationships amidst economic and retail industry consolidation and shift of consumer buying to emerging online and direct channels.

COMMERCIAL MORTGAGE CONSULTANT / PRESIDENT – TRILLIANT FUNDING, INC. 2005 – 2008

MORTGAGE BROKER – HOME FUNDING GROUP AND PARK AVE. MORTGAGE 2005 – 2008

Full-service private commercial brokerage/consulting firm; $1 billion mortgage originator/broker specializing in commercial and primary, secondary, investment and specialty residential real estate loans; and high-end residential mortgage specialty firm

Capitalized on emerging opportunities in the mortgage banking industry, leading the start-up and rapid growth of the Wall Street office, and developing a book of business among New York-based individuals and private investors. Concurrently formed a commercial brokerage and consulting private firm, and developed a complete portfolio of Tier 1 and 2 institutional and private equity financing programs for individuals and private investors.

• Positioned the Wall Street office as the company’s second largest operation after just 3 years in business. Increased volume 150%, generated $20 million in annual transaction volume and closed 60 deals, with largest at $3.5 million.

• Nurtured key bank/funding relationships to structure/close highly complex transactions for individuals and investors with financial, credit and loan to value profiles falling outside of the normal underwriting parameters.

• Researched and analyzed a multitude of funding options, including banks, insurance companies, hedge funds and private equity funds and served as a client advocate in securing optimal financing terms and conditions.

FINANCIAL EXECUTIVE (INTERIM) / MANAGEMENT CONSULTANT 2002 – 2005

Forged executive, owner and investor relationships with public and privately held companies. Provided financial guidance in the areas of financial planning, ownership transition, corporate audit, and system/process improvement. High¬lights:

• Reviewed the long-term viability of capital strategies, and recommended investments in new technol¬ogy and financial infrastructure process changes to support 100% year over year growth for a $50 million industrial services company.

• Wrote the business plan, financial projections, Venture Capital presentations, patent filings and strategic partner communications to jump-start a niche E-commerce business with proprietary technology.

• Revised business model and communication strategies that would enable a $20 million apparel business to solicit capital and refinance the business after 3 consecutive years of losses.

EARLY CAREER

CHIEF FINANCIAL OFFICER – CORPORATE EDGE, INC., Top 30 Incentive Promotion Company formed through the merger of 2 leading incentive promotion companies. Recruited to build the infrastructure to support newly merged businesses with Fortune 1000 companies. Led a staff of 9, and served on a 2-person executive team reporting to the owner/investors.

CHIEF OPERATING OFFICER – MATCO-NORCA, $50 million, 50-year-old closely held national wholesale distribution and supply company. Offered owners financial, business and industry expertise to pursue aggressive growth. Conducted ROI analysis for a potential buyout/exit strategy among the key investors. Led due diligence and consummation of a $9 million competitive acquisition.

CHIEF FINANCIAL OFFICER – TREADWAYS CORPORATION, $300 million subsidiary of $58 billion Sumitomo Corporation. Instrumental in driving 25% business growth and 10% profitability increase over 3 years. Turned around 5 US and Canadian money-losing operations, and generated savings by centralizing/relocating the headquarters and 3 divisional offices.

CHIEF FINANCIAL OFFICER – STERN FRAGRANCES INC., a $40 million consumer goods company representing Wella AG for its Gucci and Rochas fragrances. Negotiated increase in US and offshore bank loans and credit facilities, evaluated new ventures, and integrated/expanded the operating footprint to lower costs and better serve the market.

VICE PRESIDENT AND CFO – CICENA, a private company with offshore investors, headquarters and manufacturing facilities in Hong Kong which doubled in size to $25 million during 5-year tenure.

GROUP CONTROLLER – WPP GROUP US COMMUNICATIONS, a start up that grew into a $6.6 billion subsidiary of the world-leading advertising conglomerate, WPP Group. Assisted in developing a US financial organization that supported acquisitions and financial reporting.

Contact this candidate