Paula Wojton

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Due diligence underwriting, in-depth risk analysis and fraud analysis; claim rebuttal on repurchase deals; mortgage servicing, predominantly Customer Service.

REPURCHASE CLAIM REBUTTAL SPECIALIST AT:

THE ATRIUS GROUP

October 2011 to present

Formulate and prepare disputes to investor/insurer claims of fraud and underwriting negligence on mortgage loan pools as designated.

CONTRACT UNDERWRITER/FRAUD ANALYST AT:

OPUS CAPITAL MARKETS CONSULTANTS, LLC

November 2009 to October 2011

INGLET-BLAIR, LLC

March 2007 to May 2007

THE CLAYTON GROUP/CLAYTON HOLDINGS

March 2002 to March 2007

• Analyze and calculate various sources of income to assess the borrower's ability to pay.

• Interpret credit report and evaluate the borrower's credit performance and debt load.

• Appraise the condition and market value of the collateral securing the mortgage.

• Verify lender's observance of and adherence to specific lender guidelines.

• Review documents for compliance with federal, state and local regulations.

• Assess conformity of AUS approved loans.

• Perform fraud analysis; identify possible misrepresentation or inconsistencies.

• Conforming and Non-conforming loans; Conventional, FHA and VA; prime and sub-prime products.

BANK OF AMERICA MORTGAGE

September 1995 to January 2001

• Mortgage servicing: Customer Service, Collections, Assumptions, Telemarketing.

EMPBANQUE CAPITAL CORP

September 1987 to December 1992

• Mortgage servicing: Customer Service, CS Research, Tax Department, New Loan Setup.

1987 Graduate of Niagara County Community College

Associate Degree with merit ~ Accounting

Please view my references at http://www.linkedin.com/pub/paula-wojton/14/b59/56a

221 Wynnwood Avenue

Tonawanda, NY 14150

mof6n0@r.postjobfree.com

716-***-****

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