DAVID R. MURO

**** *. *** ******, *** Angeles, California 90023

323-***-**** , l7n03a@r.postjobfree.com

SUMMARY OF OUALIFICATIONS

Accounting Specialist with diversified experience in investor/mortgage accounting and related fields. Strong background in many areas including auditing, reconciliation of custodial and general ledger accounts, adjustable rate loan review/analysis and location of out of balance conditions. Coordination and implementation of computer systems, system development, staff training and supervision. Thoroughly familiar with all aspects of mortgage servicing fields. Excellent organizational, communication, and analytical skills. Results oriented with ability to see assignments to successful completion.

PROFESSIONAL EXPERIENCE

PMSI Consultant - Chase Mortgage , Columbus Ohio– 12/2009 –Current

Contracted to assist on various projects: Research and reconcile FNMA custodial accounts, review loan modification and ARM change differences. Perform “Test of Expected Cash” for private investors.(Investor level) and “Test of Expected Cash” for sub-prime investors (loan level).

- Trained private investor staff to research “Test of Expected Cash” differences.

- Developed worksheet to monitor/analyze trend of the monthly diffferences...including T63L system balance adjustments.

Residential Funding Corporation - GMAC, Burbank, California 1998-2007

Loan Accountant, Master Servicing

Performed all aspects of Master Servicing loan accounting utilizing the SBO 2000 accounting system. Ensure servicers/investors report and remit per established guidelines. Follow-up with servicers/investors for loans/accounts with differences for quick resolution. Follow-up with adjustment and penalty letters for late payoff reporting and/or late monthly remittances. Track REO’s/advances, Short sales and 3rd party payoffs.Process/review loan modifications and ARM changes.

- Created Excel worksheets for various department accounting functions, improving accuracy and efficiency, as well as establishing consistency with-in the department.

- Suggested and tested various system enhancements, improving system/department efficiency.

- Modified SBO exception aging counting process, reducing processing time by as much as 95%.

Consulting & Accounting, Agencies 1995 – 1998

Moore Consulting Group-QMCI Consultant Group-Accounting Specialist Inc-Loan Administration Network Inc:

Contracted through agencies for accounting assignments for various companies. Assignments included investor accounting and reconciliation, procedure development, custodial & clearing account reconciliation, commercial loan, construction accounting and disbursements: account set-up and analysis. System conversion review and accrual analysis, tax and insurance payments on commercial properties, UCC filings, Bank Resolutions and Error and Omission Policy certification.

FINANCE DIVERSIFIED, Calabasas, California 1994-1995

Multiple assignments - major assignment included: General Electric Mortgage Corporation, San Bernardino, California.

Investor Accounting Specialist - Master Servicing Department:

Contracted by General Electric to resolve audit issues regarding FNMA Scheduled/Actual accounting for their Home Equity Line portfolio. Assignment included completion of required FNMA Schedule 1, 2, & 3 reconciliation's and custodial account analysis's & shortage surplus reconciliations :September 1993 through March 1995, researching differences, bringing to managements’attention internal and system generated processing issues. Implemented changes in departmental procedures.

- Developed investor accounting procedures, cross-trained manager and one employee before completing assignment.

- Successful reconciliation of CPI Payment Clearing Account, comprising the dates from 11/1993 through 3/1995

CENFED BANK, Pasadena, California 1991-1994

Senior Investor Accountant - Accounting Department

Responsible for handling FNMA and FHLMC accounting, certifying and reconciling of all general ledger and custodial accounts, FNMA shortage surplus reconciliations. Responsible for all private and major sold loan investors; review servicing-agreements for all new investors for proper system setup. Assisted with loan sales to FHLMC and FNMA and loans serviced released to Shearson Lehman/G.E. Capital.

- Major accomplishments included clearing up a backlog situation for FNMA accounting which allowed suspension imposed by FNMA to be removed from company.

- Modified FHLMC accounting procedures, reducing accounting processing time by more than 80%.

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David R. Muro, Continued

BANK OF AMERICA-REAL ESTATE LOAN ADMINISTRATION, City of Orange, California 1986-1991 Senior Mortgage Accounting Specialist - Investor Relations

Responsibilities included performing all aspects of Fannie Mae (FNMA) accounting, Coordination of all computer operations, new accounting program development, and the reconciliation of out of balance and trouble accounts.

- Named Employee of the Quarter (4th quarter, 1987).

BANK OF AMERICA-REAL ESTATE LOAN ADMINISTRATION, City of Orange, California 1984-1986

Internal Control Specialist - Internal Audit Department

Responsible for performing all aspects of internal auditing for real estate loan servicing and accounting. Handled performing of audits for assigned departments. Development and follow-up of action plans to prevent reoccurrence of deficiencies noted for past and current audits, review/certify general ledger, system suspense, and corporate custodial accounts per established audit guidelines. Reviewing and writing audit reports to management, review loan losses and charge-off request submitted for substance and validity, assist corporate and outside auditing firms with research and documentation request. Assisted with fraud investigations with Bank of America’s Corporate Audit Department.

BANK OF AMERICA-REAL ESTATE LOAN ADMINISTRATION, City of Orange, California 1982-1984

Assistant Cash Flow Supervisor - Internal Accounting Department

Handled supervision of six employees in the accounting department, ensuring the institution's daily on-line and system processing of loan payments, payoffs and system disbursements to be kept current with all related accounts. Reviewed Misc-080 certifications for all general ledger and ban-control custodial accounts. Prepared and discussed performance evaluations with employees .

- Selected to the institution's conversion team to ensure the successful transfer of service bureaus from the CPI system to the DATA-LINK (DLS) system.

EDUCATION

CALIFORNIA STATE UNIVERSITY, Los Angeles, California

Studied General Education

EAST LOS ANGELES COLLEGE, Monterey Park, California

Associate in Arts Degree in Liberal Arts

SOFTWARE EXPERIENCE COMPUTER SYSTEM EXPERIENCE

Lotus 1-2-3 Microsoft Excel CPI - Alltel - Fidelity

Word Perfect Midanet - Freddie Mac DLS - Datalink

Microsoft Word Momet - Fannie Mae FISERV / Mortgage Serv

Microsoft Access People Soft SBO 2000

On Demand I-Vault LSAMS

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