RONALD G. THOMAS
Johnston, Iowa 50131
515-***-**** – home
605-***-**** – cell
************@*****.***
WORK HISTORY
AgriCredit Acceptance LLC., Sr. Retail Credit Analyst
Johnston, IA April 2009 – present
Review and make decisions on loan applications, review documentation on current customers, identify lease structure, collateral, and document requirements, perform annual review of existing customers. Secretary of local loan committee.
Ag Partners, Credit Manager
Albert City, IA February 2009 – April 2009
Responsible for the collection of Delinquent accounts. Dropped delinquency by over $1million in the 60 days employed. Cooperated with local banks and Co-op Credit to secure operating loans for customers.
Mid American Leasing, Business Development Executive/Relationship Manager
Sioux Falls, SD August 2006 – September 2008
Developed new business with Ag, Commercial, and Construction companies and dealers while maintaining present portfolio and maintain low delinquency levels.
Rabo AgriFinance, Relationship Manager
Cedar Falls, IA November 2004 – August 2006
Responsible for 24 county territory in Eastern Iowa to originate and create new operating and Real Estate loans to farmers
John Deere Credit Corp., Dealer Relationship Manager/Credit Analyst
Johnston, IA May 2003 – November 2004
Analyze Ag retail equipment contracts for John Deere dealers in Oklahoma and Louisiana
Finance Professional - Managed a $12 million territory covering Eastern Iowa, Southeast Minnesota, and Northeast Missouri. Called on John Deere Dealers for new leads and worked with existing portfolio. Renewed and originated operating loans directly to the farmers.
Telmark LLC./Wells Fargo Financial Territory Manager
Syracuse, NY/Des Moines, IA July 1996 – May 2003
Successful Territory Manager of a $750 million corporation specializing in Ag and Commercial financing, cover the territory of Iowa and Nebraska. Identified and concentrated on industries/dealers and developed relationships with cooperatives, manufacturers, and individual farmers and growers.
Ron Thomas Resume
Page 2
Collected financial and project information, evaluate, and prepare analysis and narrative for Credit Manager Review. Responsible for the processing and the completion of required legal documentation for each transaction. Followed up on leads generated through Telmark/Wells Fargo advertising, dealer, and customer relationships. Represented Telmark/Wells Fargo at numerous trade shows within my territory. Managed a portfolio of $14 million and maintained a 97% currency. Earned a credit authority of $115,000 and worked with over 300 customers. Earned the company's highest honor – The President's Club, for five years, awarded to the top 10 of 80 districts on a company-wide basis. Named Region Manager of the Year in 1998 and 2000. Ranked No. 1 in the Western Region and No. 5 company-wide.
Allis Chalmers/Deutz Allis/AGCO Corporation 1984 – 1996
Allis Chalmers was purchased by Deutz-Allis in 1985, Deutz-Allis was purchased by AGCO in 1988, and Massey-Ferguson and Agri-Credit were purchased by AGCO in 1992.
Retail Buyer - Agri Credit, Des Moines, IA
Regional Credit Manager – AGCO Farm Finance – Iowa, Kansas, Nebraska, and Missouri
Regional Parts Manager – Deutz-Allis – Iowa and Nebraska
Territory Manager – Allis Chalmers – Illinois
Education
Undergraduate Studies – Illinois State University, Normal, Illinois
United States Air Force – Communications School graduate
Numerous retail, finance, leasing, and insurance classes and seminars pertinent to current employment