Michael F. Johnson Jr.

*** *. ****** **. #***

Chicago, IL, 60611

Home: 312-***-**** hpz3pj@r.postjobfree.com Cell: 312-***-****

SUMMARY

Surplus lines commercial underwriter with a focus on underwriting profit. Experience in personal and commercial lines in both company and managing general agency (MGA) settings. Intrinsically motivated, insightful, highly adaptable with solid work ethic. Possessing the tenacity to deal with challenging situations, always seeking the hidden opportunity that lies within. Committed to group goals and objectives remaining mindful of the welfare of the entire organization.

EXPERIENCE

COVER X CORPORATION, Chicago, IL 2007-2010

Casualty Underwriter

Underwriting commercial general liability insurance in the surplus lines market with a broad range of classes, primarily artisan contractors, habitational and products risks. Average premiums were $20,000. Using a conservative philosophy to minimize exposure to catastrophic loss. In all states except for Rhode Island.

* Consistently low loss ratios on a yearly basis with relatively stable loss development

* Underwriting profit produced every year regardless of market conditions

MARSH USA, INC., Chicago, IL 2006-2007

PolicyAnalyst

Checking commercial insurance policies of Fortune 1000 companies against binders and expired policies for accuracy and summarizing policies to better explain coverage to the insureds.

* Senior member of top rated team, assigned exclusively to the highest priority city in Policy Management Group (San Francisco)

* Acquired broad knowledge of various coverages through analysis of many lines of business

PRIME INSURANCE SYNDICATE, Chicago, IL 2003-2005

Underwriter

Personal lines underwriter with an emphasis on homeowners insurance. Responsible for management of the homeowners and animal liability books including gathering of market intelligence, analyzing industry trends, producing business plans and providing annual revenue projections. Specializing in hard to place coverage including bad credit, multiple claims and hard to insure locations.

* Author and sole underwriter for an innovative animal liability program that reduced homeowners claims by removing pets from the liability exposure and provided a new revenue stream of approximately $150,000 annually

* Spearheaded and conducted the transition of Prime’s personal lines book from physical files to a paperless system

WAUSAU INSURANCE, Downers Grove, IL 2003

Workers Compensation Underwriting Assistant

I was only there a few months. The commute was long and I felt that Prime Insurance offered a better opportunity. I made some good friends and learned a few things about Workers Compensation insurance while I was there.

WALTON RISK SERVICES, Chicago, IL 1998-2002

Casualty Underwriter

Walton was a volume driven, production oriented property/casualty insurance underwriting-based firm that operated as an intermediary between insurance companies and a national clientele of wholesale brokers in the surplus lines market. Walton underwriters were required to be well versed in a broad range of risk classes and to be familiar with various regional anomalies.

* Improved the volume of business in my assigned territory over what it had been previously while expanding the client base

* Trained new employees and advised underwriting assistants as to the preparation of policies and endorsements as well as helping them solve various problems as they would arise. Represented the firm at conventions such as NAPSLO.

EDUCATION

BA in Psychology, University of Illinois at Chicago, Chicago, IL

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