Name: Yazan I. Al-Sabe’
EDUCATION
University of California, Riverside (Riverside, CA)
A. Gary Anderson Graduate School of Management (June 1999)
MBA; Emphasis: Finance & MIS; GPA: 3.75
Honors: Teaching Assistantship, Managerial & Cost Accounting and Productions & Operations Management. Awarded the AGSM Fellowship (98-99)
University of Jordan (Amman, Jordan)
Bachelors of Science in Accounting; GPA: 3.04 (June 1997)
EXPERIENCE
Banque Saudi Fransi (Jeddah, KSA)
- Senior Corporate Relationship Manager (08/09 up to date)
- Corporate Relationship Manager (01/07 to 08/09)
- Corporate Relationship Officer (04/05 to 01/07)
• Applying the relationship management concept to a portfolio exceeding 20 corporate accounts with total facilities over SAR 4.5Billion, with an emphasis on Relationships in the Contracting Industry.
• Improving portfolio profitability during 2006, 2007, 2008 and 2009 by 28%, 20%, 26% and 17%, respectively.
• Introducing marketing & sales plans for existing & new relationships.
• Developing new business relationships and enhancing the profitability of the existing customer base. Recent transactions include the following:
* Arranging for a club deal to finance one of the major projects in Riyadh, with our share being 50% of the total facilities exceeding SAR 1.65Billion.
* Financing the expansion of a manufacturing plant, with total facilities reaching SAR180Million.
* Providing financing for the construction of a new mall in Jeddah (the biggest in KSA). Facilities exceeded SAR120Million.
• Cross selling bank products from the various departments to existing & potential clients including Corporate Finance, Private Banking, Asset Management, Retail Banking and Treasury.
• Providing backup for team members and Unit Head during their absence & annual leaves.
• Preparing the annual budget and setting targets for the coming period for each corporate relationship within my portfolio at product level.
HSBC Bank Middle East (Amman, Jordan) (4/01 to 4/05)
- Commercial Banking Relationship Executive (4/03 to 4/05)
• Applying the relationship management concept to a portfolio of 50 accounts with facilities reaching JOD50mio.
• Introducing marketing & sales plans for existing & new relationships.
• Identifying cross-sell opportunities for Personal Banking, Treasury & Financial Planning related issues.
• Improving quality of portfolio assets & assuring the adherence to the set Corporate Lending Guidelines.
• Enhancing profitability from existing customers and ensuring the growth of corporate deposits.
• Maintaining good relationship with Trade Services, Personal Banking Services and Treasury Department to improve services.
- Resident Manager Trainee (4/01 to 4/03)
Joined HSBC’s “Resident Manager Trainee” program, rotated in different bank departments while assuming various posts and attended a two month “Executive Training Program” in Bricketwood, U.K. By the end of the program I was appointed as a Bank Executive in the Commercial Banking Department.
National Link, Inc (Covina, CA, USA)
- Financial Analyst/Systems Developer (1/99 to 11/00)
• Created a database to replace a manual process of generating monthly statements. As a result, the statements generation time cycle was reduced from 3 weeks for a small number of statements, to less than 24 hours for an unlimited number of statements.
• Utilized database to generate monthly & quarterly reports, to evaluate the performance of the ATM terminals and assess relocation decisions of company owned terminals.
• Managed all accounting functions, analyzed monthly reports for financial performance evaluation.
• Departmentalized, and implemented accounting principles.
• Prepared pro forma and prospective financial statements to be used for a business plan for raising venture capital.
• Determined credit worthiness by analyzing credit statements for potential clients.
HJR Accountancy (Riverside, CA, USA)
Senior Accountant (1/98 to 1/99)
• Held various training sessions for clients to provide instructions on the use of the accounting software.
• Setup and maintained cost accounting systems for manufacturing companies.
• Prepared individual and small business tax returns.
• Generated pro forma reports using existing financial information. Also generated prospective financial statements using relative variables for investors and bankers.
• Processed federal and state payroll taxes, for businesses in various sectors.
• Setup local area networks for small businesses, through Windows Operating System.
Dunes Club (Amman, Jordan)
Junior Accountant (6/97 to 12/97)
• Performed all company bookkeeping transactions including current membership sales, operational expenses, disbursements to subcontractors and payroll processing.
• Responsible for bank statement reconciliation and inventory management.
SKILLS
Computer: Microsoft Office, Lotus Notes, ACT, Publisher, SPSS, Microsoft Project, Micros, MemberTrack, Lindo, Quick Books Pro, Accpac, Turbo Tax.
LANGUAGES
Arabic : mother tongue (speaking, reading & writing).
English: extremely fluent (speaking, reading & writing).
DATE OF BIRTH: 26th May 1975