LENEICE WHITE

P.O. Box *****, PO Box ****, Walnut, CA • Phone 305-***-**** • E-mail: bepzd8@r.postjobfree.com

QUALIFICATIONS SUMMARY:

Consistent achievements as a top producer, increasing revenues, portfolios and profits through expertise in business development, relationship building, exceptional customer service and attentive follow up. Self motivated, energetic. Efficient; organized; with strong analytical, logical skills and attention to detail. Excellent communication skills. Comfortable multitasking. Able to assess client needs and provide products/services to meet those needs. Interface effectively with diverse populations of support staff and all levels of company personnel.

SUN WEST MORTGAGE COMPANY, INC Apr 10-Aug 10

Jr. Underwriter/Relationship Manager

• Performed a variety of loan documentation duties for wet and dry state FHA/VA, HECM, Refinance, Retail, Closed and Table Funding, 203k, and 203b rehabilitation loans.

• Reviews initial approval for accuracy and communicates needed conditions to the brokers.

• After review of uploaded/emailed required documentation clears underwriting conditions and submit files to Sr. UW underwriter for review to clear conditions that are above individuals signing authority.

• Clear conditions using EPLS/CAVIRS, Fraud Predator verifications, FHA Connection for case assignments and appraisal logging etc., NMLS and local state specific agencies, DU/LP processing for qualification ratios, Request and review Title/Escrow/Closing Attorney documentation for liens/ judgments/ encumbrances/ taxes/Trust Approvals, etc.

TAX & BUSINES July 09-Apr 10

Certified Tax Preparer

• Prepare individual and small business tax returns.

• Review financial documentation, income statements and documentation expenditures to determine forms needed to prepare returns.

• Interview clients to obtain additional information on taxable income and deductible expenses and allowances.

• Audit of tax returns for compliance with all current regulations and legislation.

BANK OF AMERICA Mar 08-June 09

Collector II

• Placed and received calls in an effort to negotiate payments or loss mitigation programs on various credit card accounts.

• Extensive skiptracing to locate customers and update contact information.

• Assist customers in need of financial assistance through assessments and adjustments to ensure timely payments on accounts.

• Ensure compliance with federal laws and company guidelines in order to minimize loan losses and legal concerns.

.

LENDING FUTURES Feb 07-Feb 08

Senior Loan Processor

• Performed income analysis, credit analysis, fraud detection and risk analysis, and appraisal review.

• Opened Title and Escrow as well as curing all unforeseeable challenges to ensure timely approval and funding.

• Process Conforming and Jumbo loans pre-underwritten to portfolio and FNMA guidelines.

• Scheduled and Notarized loan document signings within ethical guidelines.

PACIFIC AMERICA MORTGAGE

Dec 05-Feb 07

Post Closing/Funding Assistant

• Prepared and sold all funded loans to Secondary Market Investors.

• Arranged collateral packages for warehouse line requirements.

• Register and transfer servicing rights on new loans through MERS and send final title polices/deeds of trust to Investors.

• Draw docs, maintain warehouse line maintenance, sustain payment history, calculate and dispense Broker compensation.

• Increased warehouse line from $6m to $12m within 4 months.

EDUCAITON

Los Angeles Harbor College, Wilmington, CA Associate of Arts in Business Administration

Contact this candidate