KH KIMBERLY HARDIMAN
Arlington, TX ***** 469-***-**** adymd4@r.postjobfree.com
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PROFESSIONAL
SUMMARY
Experienced Insurance Specialist successful at managing high caseloads in fast-paced environments. Organized, driven and adaptable with excellent planning and problem-solving abilities. Offering nearly 20 years of experience and willingness to take on any challenge.
SKILLS Excellent investigation skills
Strong negotiator
Organizational skills
Work ethic
Flexible
People skills
Friendly, positive attitude
Solid Liability Determinations
Bodily Injury Settlements
Proficiency
Accident investigations
WORK HISTORY BODILY INJURY CLAIMS SPECIALIST 04/2022 to CURRENT State Farm Insurance
Reviewed police reports, medical treatment records and physical property damage to determine extent of liability
Evaluated third party bodily injury
Reviewed medical bills using fair pricing software Monitored progress of repairs of claimants automobiles Negotiated third party bodily injury settlements
Managed busy desk with over 50 claimants and insured calls Followed up with claimants on unresolved issues
OUT OF NETWORK CLAIMS NEGOTIATOR 12/2018 to 01/2022 Multiplan
Received praise from upper management for superior file maintenance Successfully assisted team in closing claims and making workload manageable
Consistently exceeded individual goals
Ensure compliance with HIPPA regulations and requirements Collaborate, coordinate and communicate across disciplines and departments
Worked successfully with diverse group of coworkers to accomplish goals and address issues related to company services
Worked closely with team members to deliver project requirements, develop solutions and meet deadlines
Prioritized and organized tasks to efficiently accomplish service goals Demonstrated self-reliance by meeting and exceeding workflow needs Motivated and encouraged team members to communicate more openly and constructively with each other
Provided excellent service and attention to customers when face-to-face or through phone conversations
Demonstrated leadership by making improvements to work processes and helping to train others.
Managed over 200 claims
Skilled at working independently and collaboratively team environment Self-motivated, strong sense of personal responsibility Proven ability to learn quickly and adapt to new situations Worked well in team settings, providing support and guidance EBI CLAIMS ADJUSTER 11/2017 to 10/2018
Fred Loya Insurance
Successfully assisted team members in reducing claim features by hundreds
Completed audits on medical bills
Performed evaluation of injuries using biomechanical software Recommended settlement offers and negotiated payment arrangements Obtained necessary information to complete proper evaluation of injury claims
Reviewed data to verify validity of claims and determine case management actions
Contacted injured parties and legal representatives to negotiate final settlements for claims
Investigated potentially fraudulent claims with focus on thoroughness, quality and cost control
Reduced loss ratios through fair and prompt processing of claims Obtained relevant evidence and information regarding suspicious claims. LIABILITY CLAIMS ADJUSTER 10/2016 to 09/2017
Windhaven Insurance
Adhered to company and insurance client's guidelines in claims processes, estimate writing and claim closures
Recommended settlement offers and negotiated payment arrangements Conducted interviews, gathered detailed information and completed field investigations
Obtained necessary information to complete proper evaluation of injury claims
Reviewed data to verify validity of claims and determine case management actions
Completed required investigations on referred files within established timeframes
Identified and collected evidence and determined value to specific claim to properly assess conditions
Obtained relevant evidence and information regarding suspicious claims Explained premiums owed to policyholders, agents and underwriters. LIABILITY CLAIMS ADJUSTER 07/2015 to 05/2016
AmWINS
Effectively evaluated all evidence with the goal of creating positive outcomes for all claims
Obtained statements from insureds and claimants to determine liability Used various methods to obtain statements from non-cooperative insureds Successfully settled a large volume of complex claims Researched unique coverage issues regarding non-standard insurance Adhered to company and insurance client's guidelines in claims processes, estimate writing and claim closures
Completed required investigations on referred files within established timeframes
Identified and collected evidence and determined value to specific claim to properly assess conditions.
CUSTOMER SERVICE SPECIALIST 02/2009 to 12/2012
Vericrest Financial
Documented customer correspondence in CRM to track requests, problems and solutions
Upheld quality control policies and procedures to increase customer satisfaction
Processed documentation and troubleshot discrepancies to build client rapport
Resolved customer inquiries, questions and concerns to consistently offer quality service and meet performance benchmarks
Trained new hires on products and services, best practices and protocols to reduce process gaps
Organized client contracts, records, reports and agendas to strengthen traceability
Deescalated problematic customer concerns, maintaining calm, friendly demeanor
Liaised cross-functionally to develop operational improvement initiatives. EDUCATION Bachelor of Arts Communication 08/1998 Langston University, Langston
ADDITIONAL Willing to relocate anywhere
INFORMATION
ACTIVE ADJUSTER
LICENSES IN TEXAS,
DELAWARE, RHODE
ISLAND AND
CONNECTICUT
All-lines Adjusters licenses - active