Nathan Gunton

Pataskala, OH ***** 614-***-**** adwo1y@r.postjobfree.com

Professional Summary

Detail-oriented Consumer Loan Underwriter, with 10+ years of experience, focused on minimizing risk while maximizing business profits. Manages portfolios averaging $ 7,000,000 monthly with a track record of industry success. Personable and communicative with a focus on customer retention and satisfaction.

Skills

Portfolio Management

Strategic Risk Management

Analyze Financial Records

Recommend Strategies

Manage Reputational Risk

Detail Oriented

Communication Skills

Microsoft Excel

Loan Servicing

Credit Lines

Work History

Consumer Loan Underwriter, 08/2012 - 04/2023

Wells Fargo – Pataskala, OH

Achieved top 5 rating, company wide, for number booked originations for approved, declined or counter-offered loans with lender levels up to $100k.

Retained clients by establishing rapport and relationships delivering successful user experiences.

Accelerated loan closings by effectively training new underwriters and loan document specialists.

Reduced loan approval lags by ensuring adherence to all loan conditions.

Reviewed financial statements, credit histories, income reports and other information to make accurate determinations about loan decisions.

Used Credit Review to underwrite Auto loans and manage portfolios.

Adapted to rapid changing industry and company standards due to economic challenges while keeping in line with regulatory compliance.

Senior Collections Specialist, 02/2009 - 08/2012

Wells Fargo – Dublin, OH

Worked in call center environment handling inbound manual and automatically dialed and outbound calls 150+ per day

Generated monthly billing and posting reports for management review.

Negotiated re-payment plans by identifying causes of delinquent payments to assist in recovery of debt and meet realistic timeframes or collect balance in full.

Applied critical thinking and market tools such as Lexis Nexis and Innovis to aid in asset recovery to minimize potential risk/losses.

Consistently met department collection goals month over month with maximum reduction of loan losses.

Quantified debtor balances to avoid late payments and bad credit.

Collaborated with customers to resolve disputes.

Education

High School Diploma: 06/2000

Reynoldsburg High School - Reynoldsburg, OH

Hobbies/Interests

I am a huge sports fan. Due to my wife and I having 5 children with individual hobbies and my love for Cleveland sports, time management is a must, as I do everything in my power to always be present and cheer them on, if not coaching the team. With my love for Cleveland sports, I have mastered the art of sticking with my team and entering each new week with a positive outlook even with a recent let down. I also enjoy serving in leadership positions with in my church.

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