Angela M Fraser
Cook Station, MO 65449
adu7t6@r.postjobfree.com
I have been in banking since 1998 and I would love the opportunity to do something different while using my skillset. I have 25+ years experience using word and excel, as well as other office programs such as Quickbooks and Lending programs.
EDUCATION
Missouri Bankers Association – Missouri School of Lending
-March 2012
Missouri Bankers Association – Missouri Graduate School of Lending
-March 2013
EXPERIENCE
Southern Bank Rolla, MO
Loan Coordinator March 2022 – present
Coordinate all loans to prepare for closing. Gather all necessary information; this includes ordering appraisals, title work, flood determinations, credit reports, insurance and preparing loan for loan processing. Utilizing word, excel and lending programs to prepare worksheets for other departments. Scanning and uploading all information to loan processing to get loan documents created. Once loan is signed I then put loan on system and allocate the funds appropriately.
Mobil On The Run St James, MO
Cashier January 2022 – March 2022
Riverways Federal Credit Union Rolla, MO
Mortgage Loan Processor September 2017-December 2021
Process all mortgage loans for organization. Direct and close working relationships with title companies, appraisers, multiple courthouse offices,
and realtors to ensure loans close in a timely manner. Maintain and work all escrow accounts. Process daily mail and payments.
I set up and created a working relationship with Federal Home Loan Bank that allowed for the credit union to do loans in partnership with FHLB closing in the credit union name and selling to FHLB but maintaining servicing. This allowed them to have the ability to do fixed rate loans and maintain income production each month.
Kingdom Kia Rolla, MO
Title Clerk February 27, 2017 – June 16, 2017
Prepare all titles for vehicles being purchase and sold by the dealership.
Obtain payoffs from various lenders to clear any liens listed on titles.
Ensure all titles are clean to be transferred to the next buyer.
Update excel spreadsheets for vehicles purchased and sold
Answer phones
Millennium Health Salem, MO
Lab Assistant June 1, 2016 – February 25, 2017
Data entry of client information, including insurance information, for billing purposes.
Phelps County Bank Rolla, MO
Loan Officer January 2012-April 2016
Take customer applications for consumer, mortgage, and commercial loans
Make credit decisions based on underwriting the financial statements and interviewing the customer
Work daily with loan assistants and credit analyst
Phelps County Bank Rolla, MO
Administrative Assistant to Head of Lending August 2004- January 2012
Assist in customer communications
Process all loans
Manage various internal and external reports on a monthly quarterly and annual basis
Phelps County Bank Rolla, MO
Loan Processor January 2004-August 2004
Processed Commercial, USDA, SBA, in house Real Estate, conventional fixed rate, FHA, RD, and VA loans.
Work closely with customers, appraisers, title companies, underwriters and loan officers
Phelps County Bank St James, MO
Assistant to Senior Vice President November 2001-January 2004
Processed Commercial, Residential, USDA and SBA loans
Communicate with customers, appraisers, and title companies
Paid outs for loans processed
Insurance tracking for loans
Phelps County Bank Rolla, MO
Loan Assistant June 1998-November 2001
Assisted customers with all aspects of their loans
Daily reports
Insurance tracking
Paid outs
Coupon books
File maintenance
Uploading of loans onto system
Processing of overflow of loans as needed
Phelps County Bank Rolla, MO
Teller January 26, 1998-June 1, 1998
Performed daily teller duties
Customer service including deposits and cashing checks
Balancing drawer each day
ACTIVITIES
St James Chamber of Commerce
Treasurer 2012-2016
United Way Board Member 2015-2016
Sip and Savor Committee 2016
St. James Band Boosters
Treasurer 2015-2017
REFERENCES
Gina Wood
Riverways Federal Credit Union
Rolla, MO
Jeff Miller
Riverways Federal Credit Union
Rolla, MO
Lina Soo--Loh
Riverways Federal Credit Union
Rolla, MO
Maureen Foust
Character Reference
St. James, MO
Paige Gargus
Character Reference
St James, MO