Kelly Oxley

adklu2@r.postjobfree.com

571-***-****

Sun Coast Mortgage

Fort Myers, FL

Sr. Loan Processor

*/*/****-********* ********-Branch closing

SBA Loan, Government, Jumbo, Commercial and Residential Loans Obtaining, verifying, and documenting all necessary paperwork from borrowers, third party venders, title company and presenting a clean file to the Underwriter for approval. Meeting all conditions (if any) preparing closing package for closing department. Encompass, Mercury, Credit Plus, DU, LP-35-45 closing average monthly. Mostly Purchase deals/some construction,

CLA Title – Contractor- August 2016-Present

Disbursements, Escrow accounts, E-recordings/manual recordings, Policies

(commercial/residential) – Nationwide-Prepare CD

Banner Title Company-Title Processor/Accounting

May 2012-August-2016

Falls Church, VA

Recording documents, balancing of files, disbursement of settlement funds, sending original documents back to lenders and communicating with clients and lenders regarding post-closing issues if needed.

Recordation and disbursement

HUD1, payoffs, clearing titles issues

Prepare/review documentation in accordance with Company policies and procedures Facilitate closings with the client and to ensure lien perfection works on routine to highly complex documentation

interfaces with company vendors, legal counsel, line partners and clients, to ensure world-class documentation and accuracy.

Completes funding and booking transmittals.

Maintains primary responsibility for

accuracy of documentation

Timely delivery of documents

necessary research requirements to ensure documentation reflects the appropriate transactional information and elimination of controllable re-work. AP/AR QuickBooks, GAC, Eagle and other Accounting software. Strategic Staffing Solutions- Contractor

Capital One Bank - Bethesda, MD

April 2011 to March 2012

Loan Processor lll Retail Loan Processor

SBA Loans, All NY region, all gov. products/guidelines Compliance-QA Specialist- Loan Documents lll Specialist NV-Temps- Acacia Federal Savings Bank - Falls Church, VA February 2010 to April 2011

Compliance Department/Quality Control

HMDA, RESPA & Flood Compliance

Worked closely with both Attorneys’ for Acacia Federal, which includes all Federal/State Regulation’s are in compliance before reaching litigation. Have worked on BOTH Broker and Lender sides. Very knowledgeable on many different Lender's guidelines and submission (start to finish) Closing prep as well as title. Senior Processor/Loan Officer

Continental Mortgage - Vienna, VA

2005 to 2010

* Closed on an average of 30 to 35 loans per month. * Maintained approximately 100 loans per month. * Daily contact with whole sale representatives to discuss

guidelines, matrix and rates. *

Assisted in training new originators in guidelines and policies with conforming and non- conforming loans.

"A" paper to sub-prime. * Provided

support to closing department, reviewed and analyzed HUD, title, and hazard as needed. Highlights: *

Pre-qualify potential borrowers through

Automated Underwriting utilizing LP, DU and DO. * Highly organized with the ability to quickly analyze

new client documentation with the initiative to quickly close loans. Senior Processor

CTX Mortgage - Fairfax, VA

2000 to 2005

* Closed an average of 35 loans per month many of which where sub-prime. * Maintained and audited monthly closings to meet government compliance guidelines. * Large quantity

of loans consisted of new construction. *

2

Operations Manager responsible for seven loan processors and fifteen loan officers. Senior Processor

George Mason Mortgage - Fairfax, VA

1998 to 2000

* Closed on an average of 35-40 loans per month. * Processed loans for three high producers. Maintained

pipeline of approximately 100 loans per month. * Frequently dealt with stand alone seconds and subordinate

loans. * Originated approximately 2-4 loans per month. A to sub-prime. Loan Processor

First Virginia Mortgage - Falls Church, VA

1997 to 1998

* Analyzed, evaluated and processed loans various government loans including FHA, VA and VHDA. * Processed for four loan officers and service providers. * Analyzed

financial statements and pertinent information to determine creditworthiness of prospective customers.

Loan Processor

First Savings Mortgage - Vienna, VA

1994 to 1997

* Process and manage pipeline of approximately sixty loans per month. * Close an average of ten to fifteen loans per month. * Analyzed financial statements and pertinent information to determine creditworthiness of prospective customers. * Counseled clients with regard to

their borrowing needs.

Education

Bachelor - Communications - American University – Washington, DC AA-Business/Finance George Mason Fairfax, VA

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