Odessa L. Powers

**** ******* ******

Columbus, OH 43211

614-***-****

addsqw@r.postjobfree.com

Objective:

Obtain a challenging and rewarding position with a strong company. Utilizing the opportunity to apply proven skills, and to gain new valuable knowledge, that will assist me in my career growth.

Education:

Whetstone High School, Columbus, OH General Education GPA 2.5 Bliss Business College, Columbus, OH Secretarial Science, GPA 3.5 Columbus State Community College, Columbus, OH Real Estate. GPA 3.5 Work Experience:

Pure Comfort Healthcare Services Columbus, OH Owner March 2017 to Current Responsibilities:

● Coordinate with the client’s doctor, to addresses the client’s strengths and weaknesses to determine the number of hours of care needed each day.

● Assist clients with their daily prescription medication, and monitor the medications according to their medical care plan.

● Assist clients with their daily basic needs including bathing, grooming, and toileting.

● Go grocery shopping prepare meals and monitor the clients nutrition plan.

● Maintain the client’s home by washing dishes, vacuuming, mopping, laundry, and taking out the garbage.

● Transport clients to all doctor’s appointments and fun outside activities. IDC Technologies Milpitas, CA Jr. Underwriter August 2016 to March 2017 Responsivities:

● Review recorded Oil & Gas Leases to verify if the terms of the lease are met all lenders requirements. And to determine if the lease is currently active.

● Research the OH Oil & Gas website to confirm that there is not any active drilling on the subject property being purchased or refinanced.

● Update the loan processing system to the correct lease information. The lease date, the expiration date, and the lease holder’s current information.

● Add a post-closing Underwriting condition to the final closing requirements. Requiring the customer to sign all required state and federal documents.

● Advice the loan processing team that all Oil & Gas requirements have been met. And authorize the loan to move forward in the loan process. Huntington National Bank Columbus, OH Sr. Loan Processor January 2011 to November 2014 Responsibilities:

● Facilitate the mortgage loan application process by verifying that the information provided by the customer and the loan terms are accurate in the loan processing system.

● Make a welcome call to the customer, introduce myself, and explain the complete loan process. Ensuring the customer, that I’m always there to assist them.

● Update the processing/tracking system with any new information received from the customer, title companies, real estate agents and appraisers.

● Review title commitment ensuring that there are not any past due taxes, or liens that will affect the lenders 1st lien position. Verify that the vesting on the title is accurate. Request updated title, if required.

● Analyze the borrower’s asset statements, credit report, and income statement to ensure that all document adheres to various lending regulations, and appropriate company credit policy. Submit files to the underwriting to for their credit review.

● Reviewed the underwriter’s decision, approval condition, counteroffer, or denial. Contacted the customer to discuss the underwriter’s decision, request any required information.

● Reviewed all files to ensure that all federal mortgage banking regulatory, lenders, Freddie Mac, Fannie Mae, and VA guidelines have been met.

● Coordinate approved loan closings with the customer, loan officer, closing department, and the title company.

Clayton Mortgage Services (Huntington National Bank) Columbus, OH Sr. Loan Processor July 2010 to January 2011

Responsibilities:

● Facilitate the mortgage loan application process by verifying that the information provided by the customer and the loan terms are accurate in the loan processing system.

● Make a welcome call to the customer, introduce myself, and explain the complete loan process. Ensuring the customer, that I’m always there to assist them.

● Update the processing/tracking system with any new information received from the customer, title companies, real estate agents and appraisers.

● Review title commitment ensuring that there are not any past due taxes, or liens that will affect the lenders 1st lien position. Verify that the vesting on the title is accurate. Request updated title, if required.

● Analyze the borrower’s asset statements, credit report, and income statement to ensure that all document adheres to various lending regulations, and appropriate company credit policy. Submit files to the underwriting to for their credit review.

● Reviewed the underwriter’s decision, approval condition, counteroffer, or denial. Contacted the customer to discuss the underwriter’s decision, request any required information.

● Reviewed all files to ensure that all federal mortgage banking regulatory, lenders, Freddie Mac, Fannie Mae, and VA guidelines have been met.

● Coordinate approved loan closings with the customer, loan officer, closing department, and the title company.

JPMorgan Chase Bank, Columbus, OH Sr. Loan Processor July 2008 to December 2010 Responsibilities:

● Facilitate the mortgage loan application process by verifying that the information provided by the customer and the loan terms are accurate in the loan processing system.

● Make a welcome call to the customer, introduce myself, and explain the complete loan process. Ensuring the customer, that I’m always there to assist them.

● Update the processing/tracking system with any new information received from the customer, title companies, real estate agents and appraisers.

● Review title commitment ensuring that there are not any past due taxes, or liens that will affect the lenders 1st lien position. Verify that the vesting on the title is accurate. Request updated title, if required.

● Analyze the borrower’s asset statements, credit report, and income statement to ensure that all document adheres to various lending regulations, and appropriate company credit policy. Submit files to the underwriting to for their credit review.

● Reviewed the underwriter’s decision, approval condition, counteroffer, or denial. Contacted the customer to discuss the underwriter’s decision, request any required information.

● Reviewed all files to ensure that all federal mortgage banking regulatory, lenders, Freddie Mac, Fannie Mae, and VA guidelines have been met.

● Coordinate approved loan closings with the customer, loan officer, closing department, and the title company.

Mortgage Support Services, Inc. Tampa, FL Loan Processing Assistant July 2007 to July 2008 Responsibilities:

● Provided assistance to 15 Sr. Loan Processors. Ensuring that their daily, weekly and monthly goals were met.

● Submitted requests for title commitment, appraisals, surveys, payoff letters, and subordination agreement. Reviewed all documents provided for accuracy.

● Mailed loan approvals, counteroffers, and denial letters to the customers.

● Contacted the customer to request any additional documentation that may be required.

● Transported files to the underwriting, closing, and post-closing teams. Office Team International, Inc., Columbus, OH Operations Specialist March 2006 to July 2007 Responsibilities:

● Received and processed incoming and outgoing mail. Sorted documents received, and delivered them to the appropriate departments.

● Reviewed hazard, and flood insurance claim checks for accuracy. Ensuring the customer’s information, and the lenders mortgagee clause for accuracy.

● Submitted all checks to the supervisor to be endorsed, and mailed checks to the customers.

RBC Mortgage, Westerville, OH Sr. Loan Processor, March 2003 to June 2005 Responsibilities:

● Facilitate the mortgage loan application process by verifying that the information provided by the customer and the loan terms are accurate in the loan processing system.

● Make a welcome call to the customer, introduce myself, and explain the complete loan process. Ensuring the customer, that I’m always there to assist them.

● Update the processing/tracking system with any new information received from the customer, title companies, real estate agents and appraisers.

● Review title commitment ensuring that there are not any past due taxes, or liens that will affect the lenders 1st lien position. Verify that the vesting on the title is accurate. Request updated title, if required.

● Analyze the borrower’s asset statements, credit report, and income statement to ensure that all document adheres to various lending regulations, and appropriate company credit policy. Submit files to the underwriting to for their credit review.

● Reviewed the underwriter’s decision, approval condition, counteroffer, or denial. Contacted the customer to discuss the underwriter’s decision, request any required information.

● Reviewed all files to ensure that all federal mortgage banking regulatory, lenders, Freddie Mac, Fannie Mae, and VA guidelines have been met.

● Coordinate approved loan closings with the customer, loan officer, closing department, and the title company.

Bank One, Columbus, OH Compliance and Funding Team Lead November 1999 to June 2003 Responsibilities:

● Trained new associates on company systems, the daily responsibilities, and department monthly goals.

● Conducted team meeting to discuss weekly, and monthly goals, And to address any lender, federal or system updates.

● Assisted management with daily, weekly and monthly quality, and production reports.

● Reviewed final signed closing documents, ensuring all required documents have been signed, and underwriting conditions have been meet.

● Provide the closing title company with the final authorization to disburse approved funds.

Summary of Skills:

● Processed Conventional, FHA, VA, Purchase, and Refinance loans.

● Comprehensive knowledge of state, federal regulatory, and investor guidelines.

● Multi-tasking skills, with attention to details.

● Microsoft: Advanced

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