Real Estate Loan Officer
Resume:
Carole Hardcastle Painter
Riverton, UT *****
ad5sxi@r.postjobfree.com
SUMMARY
Learns quickly and is a very loyal team player. Treats all everyone with kindness and respect. Has a history of meeting and exceeding goals. Is a self-starter that thrives on increasing production. Willing to work nights and weekends
Authorized to work in the US for any employer
Work Experience
ER Registrar
R1 RCM - Riverton, UT
March 2023 to Present
Check patients into the Emergency Department by obtaining their information, locating their information and printing out a wristband for them. You must act quickly, so the doctors can begin helping them. After patient has been initially denied by the doctor, then the insurance information is verified, so the proper billing takes place. Ensure the client’s information is accurate, so we can either bill the insurance company or the client if they are self paid.
Senior Loan Originator
NEXA Mortgage - Riverton, UT
December 2021 to Present
• Built business with real estate agents, insurance agents, and builders
• Interviewed applicants to complete the application and determine the best program for each client
• Began a team of Loan Officers that could originate in states where I am not licensed Assistant Loan Officer
Great American Mortgage - Sheridan, WY
June 2020 to November 2021
• Served as a friendly, hardworking, & punctual employee. Worked independently & as a team to solve problems
• Organize and prioritize work to complete assignments in a timely, efficient manner.
• Help process loans and complete loan applications for the owner.
• Underwrite files prior to submitting by reviewing AUS Findings to proactively collecting additional documentation
Mortgage Loan Originator/Team Lead
Liberty Bank, Inc. - Salt Lake City, UT
March 2018 to June 2020
• Trained new loan officers & helped established loan officers with their applications as issues arose
• Built a Tiny Home Loan Program by creating the process and selling the product to Tiny Home Builders
• In addition to Tiny Home Loans, originated mortgage FHA, VA, USDA, Conventional, Reverse & Non- QM Products
Home Mortgage Consultant
Wells Fargo Bank - West Jordan, UT
August 2016 to March 2018
• Originated mortgage loans and collected necessary documents for processors to obtain the Clear to Close.
• Covered Wells Fargo Branches for walk in clients
• Marketed to Individual Real Estate Brokerages, Builders, and Wells Fargo Customers. Mortgage Consumer Loan Officer
America First Credit Union - West Jordan, UT
December 2003 to August 2016
• Opened new accounts, originated consumer loans, Home Equity loans, and mortgage loans.
• Provided excellent member service and educated members on finances and credit union products
• Trained employees and made decisions on consumer applications & HELOCS for loan interviewers along with my own loan applications that were submitted to me personally.
• Senior Loan Officers approved by Board of Directors
• Utah Notary Public, closed first mortgage, second mortgage, consumer loans, HELOC’s. Notarized documents that needed to be recorded. Notarized documents on an as needed basis for walk in members. Mortgage Broker/Owner
Associated Mortgage Services - Riverton, UT
November 1998 to December 2003
• Taught myself the Wholesale Mortgage Business by opening my own company
• Originated mortgage applications & processed files through funding. Provident Funding was my primary lender.
• Established new relationships with new wholesale lenders that offered good products for my Clients Education
Some College in Business
Salt Lake Community College - Taylorsville, UT
June 1985 to August 1988
Skills
• Loan Origination
• Fair Housing Regulations
• Loan Officer Experience
• Banking
• Credit Analysis
• Outside Sales
• Management
• Financial Services
• Communication skills
• Microsoft Office
• Leadership
• Customer service
• English
• CRM Software
• Payroll
• Google Docs
• Adobe Acrobat
• Word processing
• Computer hardware
• Microsoft Excel
• Databases
• Data entry
• Typing
• Microsoft Word
• Account Management
• Salesforce
• Computer skills
• Customer service
• Sales
• Google Docs
• Communication skills
• Analysis skills
• Negotiation
• Account management
• Supervising experience
• English
• Microsoft Office
• Leadership
• Loan origination
• Fair Housing regulations
• Outside sales
• Business development
• CRM software
• Customer relationship management
• DocuSign
• Financial analysis
• Team management
• Financial services
• Fraud prevention and detection
• Construction
• Typing
• Microsoft Access
• Portfolio management
• Phone etiquette
• Mentoring
• Lending
• 10 key typing
• Organizational skills
• Credit analysis
• Banking
• Inside sales
• Cash handling
• Windows
• Marketing
Certifications and Licenses
Driver's License
NALS Certification
March 2009 to Present
717505
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