Quality Assurance Control
Resume:
Platon Huzyk
Santa Ana, Ca
ad5pj1@r.postjobfree.com
SKILLS
-Extensive experience in all facets of retail and wholesale lending
-Determine credit risks in a timely manner, using common sense, strong analytical and mathematical skills
-Experience in loan origination software and various CRM software platforms
-Proven ability to successfully lead others in daily activities and special projects
-Current in mortgage and consumer lending compliance
-Account Management
-Proven sales record
ACCOMPLISHMENTS:
-Created a nationwide Broker Network for Quality Mortgage over of 2,000 brokers, resulting in 15 million dollars in Gross income within 2 years.
-Trained underwriters using one on one direction and guidance, performed quality assurance review of staff underwriters’ completed loan audits
EXPERIENCE
Class Act Tax and Accounting 06/2022 to Present
Loan Consultant/Underwriter
- Credit Analysis
- Underwriting
- Due Diligence
- Portfolio Review
- Pool Bids
- Loan Modifications
- Loan Pre Approvals
Guaranteed Rate 09/2021-02/2022
Quality Control Analyst
Excelerate Capital 09/2019 – 06/2021
Prefunding Underwriter
-Review all origination and closing documentation for completeness, accuracy and compliance
-Recalculate income, ratios and assets to confirm accuracy and sufficiency
-Perform cash flow analysis of self-employed borrowers’ personal and business tax returns
-Report loan deficiencies detailing each breach and the corresponding guideline, representation and warrant
-Condition for additional documentation as needed to cure deficiencies
-Performed quality assurance review of staff underwriters’ completed loan audits
-Review appraisal to meet investor guidelines.
-Review all Agency and Non Qualitative (non QM) loan files
Opus Capital Marketing Consultants. LLC 05/2019 – 09/2019
Underwriter (Temp Contract)
-Analyzed pre-funding conduit and delegated post-closing jumbo loans to confirm lender’s adherence to guidelines
-Audited FHA and conventional loans involved in litigation, repurchase and/or regulatory agency review
-Reviewed all origination and closing documentation for completeness, accuracy and compliance
-Recalculated income, ratios and assets to confirm accuracy and sufficiency
-Performed cash flow analysis of self-employed borrowers’ personal and business tax returns
-Reported loan deficiencies detailing each breach and the corresponding guideline, representation and warrant
-Conditioned for additional documentation as needed to cure deficiencies
-Performed TRID analysis
Edge Mortgage Advisory Company 4/2015 – 1/2018
Underwriter
-Analyzed pre-funding conduit and delegated post-closing jumbo loans to confirm lender’s adherence to guidelines
-Audited FHA and conventional loans involved in litigation, repurchase and/or regulatory agency review
-Reviewed all origination and closing documentation for completeness, accuracy and compliance
-Recalculated income, ratios and assets to confirm accuracy and sufficiency
-Conducted cash flow analysis of self-employed borrowers’ personal and business tax returns
-Reported loan deficiencies detailing each breach and conditioned for documentation as needed to cure deficiencies
EDUCATION
California State Polytechnic University, Pomona, Ca
Bachelor of Science, Communication Arts.
Saddleback back Junior College
Associate in Arts.
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