Customer Service Post Closer
Resume:
OLGA LEVITINA
**** *. ****** ***, ****** CO ***** / 720-***-**** / olevi!ad5ooh@r.postjobfree.com
RESUME
Obtain a posi on that will allow me the opportunity to contribute to the company. Excellent analy cal and interpersonal skills. Reliable employee with outstanding work ethics. Enjoy working as a team, can also complete task with minimum supervision. Twenty years of experience in mortgage field.
PROFESSIONAL EXPERIENCE
1STBANK
HMDA REVIEW SPECIALIST/COMPLIANCE 08/2022 - present Collec ng and valida ng HMDA repor ng informa on, entering collected data into appropriate repor ng so ware, and par cipa ng in filing the HMDA LAR. Review all residen al, consumer, and commercial loan data for examina on and repor ng purposes in accordance with established policies and procedures to ensure regulatory compliance. Submi%ng a clean LAR of HMDA as required by CFPB. RESPONSIBILITIES:
• Determine if a loan is HMDA or not HMDA reportable analyzing Loan Presenta ons
• Review both consumer and commercial loans for HMDA purposes
• Analyze all HMDA reportable loans including review of source documents to provide a clean LAR
• Perform a review of originated and non-originated loans including adverse ac on of denied, withdrawn, approved not accepted, withdrawn for incompleteness files
• Complete mul ple logs for manual correc ons
• Assist and advise other departments with HMDA-related issues
• Good working knowledge of HMDA regulatory requirements
• Knowledge of word processing and spreadsheet func ons
• Ability to work with a significant amount of detailed informa on in an accurate mely and confiden al manner
FAIRWAY INDEPENDENT MORTGAGE
SR. LOAN CLOSER 06/2014 – 05/2022
Responsible for preparing accurate loan losing documents to have a fully compliant mortgage loan.
• Prepare ini al cd and balance/approve final cd
• Prepare closing documents for residen al mortgages
• Establish escrow accounts
• Review sourced documents
• Prepare closing documents as Trust and Power of a2orney
• Review signed documents and solve issues if any and authorize disbursement
• Send wire to tle company
• Close communica on with LOs, investors, tle companies, a2orneys
• Conven onal / FNMA / FHA / VA / USDA / CHFA
• Remote closings
• High level of customer service
• Implemented new process/Beta team
Worked with following investors and credit unions: Flagstar, Green Tree, US bank, Guild, American Financial Services, SunTrust, State Department, Digital Credit Union, Toyota, ICBA, Lenderlive Network LLC, Rockland Trust Worked at the following companies for past 20 years as a Closer/Funder/CD specialist/HMDA/Compliance: Lehman Brothers Inc. / Ci Mortgage / First Western Trust Bank / LenderLive Network LLC / Goldwater Bank / Fairway Independent Mortgage / 1stBank
PROFESSIONAL SKILLS
• Advanced mortgage compliance knowledge and proven problem solving skills
• High level of a2en on to detail
• Ability to work in a fast-paced environment
• Strong analy cal, quan ta ve, and communica on skills
• Make business decisions when needed
• Strong organiza on skills
• Ability to collaborate with internal team
• Ability to meet sensi ve melines
• Responsible
• Bilingual
COMPUTER SKILLS
• Highly proficient with LOS systems such as Encompass 360, Appian, LRM
• Workflow
• TMO/LQP/OES
• Laser Pro Lending/Laser Pro Mortgage
• Insight Metavante
• Image Now/Ac ve View
• Mavent
• MERS/OFAC/HPML
• Microso Access/Excel/Word/Outlook
COMPLIANCE CLASSES
Customer Service (Life) * Introduc on to Appraisal * HUD-1 advanced * App Intelligence * 72 Hour disclosure * An -Terrorism * HMDA and ECOA * Work Ethics * Fair Lending * Money Laundry * REG Z * REG C * RESPA * Truth-in-Lending * Right of Rescission * Patriot Act * Regula on P * Physician Security * Unfair Abusive Acts or Prac ces * Fair Debt Collec on Basics * Code of Conduct and ADA * HMDA Readiness Back End * ID The Red Flag Requirements * Mortgage Servicing Rules
Pla8 College 1997-1999
Associate degree in Interac ve Mul media and Graphic Design
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