Stuart K. Matsuda
*** ********, ******, ** ***** · 714-***-****
Professional Background
Relationship Manager, VP- Banc Of California, Anaheim, CA May ’09-Present
Develop, manage, and maintain commercial loan portfolio consisting
primarily of small-medium sized businesses.
Complete underwriting for new money, renewals, and modifications of commercial lines of credit, term loans, and real estate loans (Investment/Owner Occupied) for presentation to approval committee.
Bank liaison to several of Southern California’s most prominent fast food Franchises.
Manage existing portfolio consisting primarily of businesses doing $5 to $10MM in annual revenues.
Responsible for monthly, quarterly, and annual loan reviews to ensure proper risk rating and
compliance with financial & reporting covenants.
Daily interaction with existing and prospective clients.
Commercial Loan Officer, VP – Alliance Bank Culver City, CA March ‘04-May ‘09
Develop and manage commercial loan portfolio exceeding $25MM.
Monitor loan covenants and borrowing base certificates for compliance including identifying potential problems and risk areas.
Conduct site visits and customer calls for prospecting and business development purposes.
Complete underwriting and due diligence of commercial lines of credit, term loans and real estate
loans, including documentation and loan boarding.
Commercial Credit Analyst – Banco Popular, NA., Commerce, CA. July ’02- March ‘04
Underwrite commercial and SBA 504/7A loans relating to real estate, business acquisitions, and
single-family residence (SFR) construction.
Responsible for underwriting and documentation of Banco Popular professional loans for the
acquisition of Veterinarian and Dental practices.
Interact daily with senior credit administration and loan officers to discuss loan applications and
structure.
Spread and analyze financial statements of small to mid-sized companies in order to discern overall
company trends and loan qualification.
Provided franchise-lending team with financial reviews to monitor loan deterioration and ensure
proper risk rating.
Developed and maintained new and existing retail clientele via sales of Bank products (i.e. Cash
Management, CD’s, Personal loans, and Mortgages).
Credit Specialist – Comerica Bank., Ontario, CA. July ‘01-July ‘02
Spread and analyzed financial statements for Middle Market companies with revenues between
$10-250MM.
Prepared supporting documents for Commercial Loan underwriting, ie. cash flow statements, tax 2
cash, collateral charts, and exposure summaries.
Underwriting of commercial and asset based loans for presentation in Senior Loan Committee.
Marketing Project Manager – Fund Management Inc., Los Angeles, CA. 1998-2001
Acted as liaison to financial institutions by contacting CEOs, Presidents, and CFOs of multi-million
dollar corporations to ascertain financing and cash management needs in order to identify new
business opportunities.
Lead Bank of America marketing and loan generation efforts for entire Southern and Northern
California commercial/strategic banking divisions (16 offices).
Trained and supervised employees. Reinforcing corporate culture to maintain overall product
quality, quantity, and teamwork.
Managed and maintained regional client relationships, including high profile clients such as Bank of
America, City National Bank, and Comerica Bank.
Education
Pepperdine Fully Employed MBA Program (2006- MBA General Business)
Loyola Marymount University- Los Angeles, CA. (1996 -BBA International Business)