Loretta Brown

Email address: ad4wqh@r.postjobfree.com

Personal Information

Work experience

**/**** – 08/2023

Manhattan, US

Asset Manager

Warbird Consulting Partners

Developed and implemented investment strategies to optimize portfolio performance, resulting in a 15% increase in overall asset value. Conducted thorough market research and analysis to identify potential investment opportunities, resulting in the acquisition of high-performing assets worth $50 million.

Established and maintained strong relationships with clients, providing personalized investment advice and recommendations, resulting in a 20% increase in client satisfaction.

Oversaw the day-to-day management of a diverse portfolio of assets, including budgeting, lease negotiations, and property maintenance, ensuring a high occupancy rate and maximizing revenue generation.

05/2021 – 07/2022

Remote, US

Credit Specialist Ii

SitusAMC

• Quality Assurance

Analyzed and evaluated credit applications to determine the creditworthiness of individuals and businesses, resulting in accurate and informed decisions. Collaborated with cross-functional teams to gather relevant financial information and conducted thorough risk assessments, ensuring compliance with company policies and industry regulations.

Implemented efficient credit management strategies, reducing delinquency rates by 15% and improving overall cash flow.

Negotiated and resolved complex credit issues with clients and vendors, effectively maintaining positive relationships while protecting the company's financial interests. 12/2019 – 02/2021

Remote, US

File Reviewer

Treliant Risk Advisors

• Experience working in a production environment and changing environment quickly

Conducted comprehensive file reviews to ensure compliance with company policies and industry regulations, resulting in a 98% accuracy rate. Identified and resolved discrepancies in client documentation by analyzing and cross-referencing data, resulting in improved record-keeping and data integrity. Collaborated with cross-functional teams to develop and implement standardized Work experience

file review processes, leading to increased efficiency and consistency across the organization.

Provided timely feedback and recommendations to management based on file review findings, enabling informed decision-making and continuous improvement of organizational practices.

09/2018 – 11/2019

Irving, US

Claims Specialist-Analyst 1

Solomon Edwards Group

Investigated and analyzed complex insurance claims, including policy coverage, liability assessment, and settlement negotiations, ensuring fair and accurate claim resolutions.

Collaborated with internal teams and external stakeholders, such as policyholders and third-party vendors, to gather necessary documentation, witness statements, and other evidence to support claim investigation processes. Utilized advanced data analytics tools to identify potential fraud indicators and inconsistencies in claim information, resulting in significant cost savings for the company.

Prepared detailed reports and summaries of claim findings, presenting them to management and legal teams, and providing expert testimony during claim disputes or legal proceedings when required.

Experience in FHA Connection, Loansphere, FileNet, RemedyStar, Yardi, LSAMS, Sharepoint and MSP

12/2017 – 03/2018

Fort Worth, US

Loan Office 1

Small Business Administration

Initiated and maintained relationships with clients, acting as a trusted advisor throughout the loan application process, resulting in a 15% increase in repeat business.

Evaluated loan applications and conducted thorough financial analysis to determine borrower eligibility, resulting in a 10% decrease in delinquency rates. Collaborated with underwriters, appraisers, and title companies to ensure accurate and timely processing of loan applications, resulting in a 20% reduction in loan processing time.

Developed and implemented effective marketing strategies to attract new clients and expand customer base, resulting in a 25% increase in loan origination volume. Developed and implemented efficient loan approval processes, resulting in a 20% increase in loan processing efficiency.

Evaluated creditworthiness of loan applicants through meticulous analysis of financial documents and interviews, ensuring accurate loan decisions. Collaborated with cross-functional teams to improve loan underwriting practices, leading to a 15% reduction in loan default rate.

Provided exceptional customer service by responding promptly to loan inquiries, resolving issues, and maintaining high levels of customer satisfaction. 12/2017

Miami, US

Housing Inspector

Vanguard Emergency Management

Conducted comprehensive inspections of residential properties to ensure compliance with building codes, zoning regulations, and safety standards. Identified and documented potential hazards and code violations, and recommended corrective actions to property owners and managers. Prepared detailed inspection reports, including photographs and measurements, to accurately assess property conditions and provide evidence for legal proceedings, if required.

Work experience

06/2016 – 04/2017

Plano, US

Due Diligence Underwriter

Ajilon Staffing

Conducted comprehensive financial analysis and risk assessments to evaluate investment opportunities, resulting in informed decision-making and mitigating potential risks for clients.

Collaborated closely with cross-functional teams to gather and evaluate key due diligence information, ensuring accurate and timely completion of underwriting Utilized advanced data analysis techniques to identify and interpret market trends, providing valuable insights that informed investment strategies and optimized portfolio performance.

• 2nd Reviewer – QC’d peer work for quality and made necessary corrections

• Analyze quality control audits for Client’s counter parties to identify:guideline conformance, market trends, potential risk and legal liability exposure

• Conduct internal quality control reviews on mortgage loan portfolios in the areas of Credit, Compliance and Appraisal Evaluations: Running random selections, statistical targeted selections and risk-based selections

• Assist with counter party communication, rebuttal and escalation process

• Provide performance metrics analysis and accurate reporting consistent with stakeholder requirements

08/2015 – 11/2015

Remote, US

Forensic Mortgage Underwriter

Slate Professional Resources

Analyzed and assessed mortgage loan applications to identify fraudulent activities and discrepancies, ensuring compliance with industry regulations and company policies.

Collaborated with cross-functional teams to gather and review relevant financial documents, conducting thorough investigations to validate borrower information and minimize risk.

Utilized advanced data analysis techniques to evaluate creditworthiness, repayment capacity, and financial stability of loan applicants, resulting in accurate underwriting decisions.

Developed and maintained strong relationships with external agencies and law enforcement professionals, facilitating information sharing and assisting in the resolution of mortgage fraud cases.

11/2014 – 08/2015

Plano, US

HMDA Loan Reviewer

Treliant Risk Advisors

Conducted thorough assessments of loan files and applications to ensure compliance with Home Mortgage Disclosure Act (HMDA) regulations, identifying any discrepancies or potential violations.

Collaborated with cross-functional teams to develop and implement effective strategies for enhancing HMDA data quality and accuracy, resulting in improved reporting and reduced audit risks.

Utilized analytical tools and techniques to analyze loan data, identifying trends and patterns to identify areas for process improvement and risk mitigation. Provided comprehensive training and guidance to loan officers and staff on HMDA requirements, fostering a culture of compliance and ensuring accurate data collection and reporting.

Education

01/1998 – 08/1988

Charlotte, US

Business Administration MBA

Pfeiffer University

08/1995 – 08/1996

Greensboro, US

Finance, Insurance,Real Estate Bachelor of Science University of North Carolina at Greensboro

01/1983

Winston-Salem, US

Business Administration Bachelor of Arts

Winston-Salem State University

Skills

Risk Assessment Financial Analysis Fraud Detection Data Interpretation problem solving

Professional

communication

Professional

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