STEPHEN E. TONEY, CPA, CCIM

*** ********** ***** *****, ***** Rouge, LA 70810

225-***-**** ad4w8e@r.postjobfree.com

SUMMARY

I am a Licensed Health & Life Insurance Agent. I have been licensed since 2017 and am currently licensed in 22 states. I have worked for several companies in different environments selling a variety of insurance products and policies. I have worked existing accounts and clients as well as generated new accounts and clients. I help people by tailoring insurance plans that meet their needs and budget and to help them understand the coverage they get. I believe my varied experience, knowledge and expertise will be invaluable for your company.

I have been a Licensed Realtor since 1993 and have been a Multi-Million Dollar Producer for several years. I also own and manage several rental properties. I have worked as a CPA in both governmental and public accounting. This included financial & compliance audits as well as performance audits to help determine efficiency and effectiveness of state government programs. While at LA-DOTD, I headed up and worked on several special projects to improve operations and programs within the Agency.

PROFESSIONAL EXPERIENCE

American Family Life Assurance Company (AFLAC), Baton Rouge, LA

District Sales Coordinator, March 2023-Present

I supervise veteran and new agents and train the new agents. I open accounts, write policies in existing and new accounts, and schedule enrollments I call on accounts to be sure they are serviced properly and timely.

Equis Financial Inc., Baton Rouge, LA

Field Agent and Team Supervisor, January 2024-Present

I work remote from home contacting leads and running appointments to determine the best options for their various Life Insurance needs. I also am building a team of licensed agents to work with me.

Advantage One Brokers, Roseville, CA

Insurance Producer, September 2022-December 2023

I work leads to determine and understand their needs and budget and write Term and Universal Life Policies. I work remote from home and conduct most of my business by phone and text.

One Life America, Blue Springs, MO

Insurance Producer, April 2022-September 2022

I worked leads to determine and understand their needs and budget and write Term and Universal Life Policies. I worked remote from home and conducted most of my business by phone and text.

Asurea Insurance, Roseville, CA

Insurance Producer, July 2021-April 2022

I worked primarily in-house leads to determine and understand their needs and budget and review their needs to write Term and Universal Life Policies as needed. I worked remote from home and conducted the majority of my business by phone and text.

Washington National, Baton Rouge, LA (HQ in Birmingham, AL)

Insurance Producer, February 2020-April 2022

I met existing and new clients at the workplace and later through ZOOM (during Covid) to understand their needs and budget and write various Supplemental Health Insurance Policies including Cancer, Heart, Accident and other supplemental policies. I would always look for opportunities to help other family members and friends (referrals). I worked existing accounts (employers) and helped to generate new clients. I was a team leader and helped with training and scheduling worksites.

Banker’s Life, Baton Rouge, LA

Insurance Producer, October 2019-February 2020

I met existing and new clients at their homes to understand their needs and budget and write life insurance policies. I worked existing accounts (employers) and helped to generate new clients.

USHA (Health Avisors), Baton Rouge, LA

Insurance Producer, November 2017-October 2019

I worked leads to understand their needs and budget and write health insurance policies. I worked in the office and sometimes at home.

Lalumandier and Associates, Real Estate, January 2020-PRESENT

Real Estate Agent

I have negotiated contracts and wrote contracts for buyers and sellers including several investors.

I have also represented clients at closings, showings, appraisals, and inspections. I have been a producer for several years with both commercial and residential sales.

I have collaborated and consulted with several real estate investors to help them achieve their real estate investment goals.

RE/MAX First, Baton Rouge, LA

Real Estate Agent, August 1998-January 2020

I have negotiated contracts and wrote contracts for buyers and sellers including several investors.

I have also represented clients at closings, showings, appraisals, and inspections. I have been a Multi-Million Dollar producer for several years with both commercial and residential sales.

I have collaborated and consulted with several real estate investors to help them achieve their real estate investment goals.

Stephen Toney Real Estate Investments, LLC, Baton Rouge, LA

Real Estate Investor, June 2002-PRESENT

I own and manage with assistants a portfolio of 5 rental houses.

I find clients, negotiate contracts, write contracts, manage cash flow, collect rents, pay bills, as well as other aspects of the business.

My assistants handle some of the duties of the business under my supervision.

State of Louisiana, Department of Transportation and Development, Baton Rouge, LA

Accountant Manager, Federal Aid-Financial Services August, 2012-July 2014

I supervised four degreed and advanced degreed Accountants and was responsible for managing and approving approximately $1 billion in federal grant billings annually.

I assisted in the preparation of parts of the Annual Financial Report for DOTD and assisted in several key special projects.

I prepared and approved journal vouchers for 300-400 federal projects at any one time at DOTD.

I prepared a Cash Balance Spreadsheet weekly which helped track and manage cash for DOTD.

I reviewed applications, interviewed, and hired new employees when needed.

Exit Realty Keystone, Baton Rouge, LA

Director of the Commercial Division, December 2008-January 2011

I worked as a real estate agent in both commercial and residential sales and assisted other agents with residential and commercial real estate transactions.

State of Louisiana, Office of the Legislative Auditor, Baton Rouge, LA

Senior Auditor, August 1985-August 1998

I was a Senior Auditor and supervised up to 8 professional auditors (CPAs and Advanced Degreed) on various audits for local and state agencies including the Department of Public Safety and Department of Economic Development and included compliance auditing with several federal grant programs.

I was in charge of conducting various Financial and Compliance Audits

I was in charge of conducting various Performance Audits determining efficiency and effectiveness of government programs and services.

Basil M. Lee & Company, CPAs, Baton Rouge, LA

Staff Auditor, October 1981-August 1985

I conducted audits including large banks and commercial retail businesses.

I also prepared tax returns and assisted in bookkeeping functions.

EDUCATION

B.S., Accounting

Louisiana State University – 1981.

Certified Commercial Investment Management Program (CCIM)

Graduate level courses in Commercial Real Estate offered by the National CCIM completed in 8 months in 2007. Courses were taken in various cities around the United States.

PROFESSIONAL LICENSES & CERTIFICATIONS

Health & Life Insurance Producer (Agent) – 22 states including LA, TX, AR, MS, FL, & CA.

Realtor (Real Estate Agent) – LA

Certified Commercial Investment Manager (CCIM) - LA – 2007

Certified Public Accountant (CPA) - LA – 1987. License is currently inactive since it has not been needed in real estate. I can change it to active status.

PROFESSIONAL ORGANIZATIONS

Baton Rouge Area Chamber of Commerce (BRAC)

Greater Baton Rouge Association of Realtors (GBRAR)

Certified Commercial Investment Manager (CCIM) - National and Louisiana Chapters – I may need to update my memberships.

American Institute of Certified Public Accountants (AICPA)

Louisiana Society of Certified Public Accountants (LCPA)

PROFICIENCIES

Microsoft Word

Microsoft Excel

Outlook Express

Excellent communication skills – both written and oral

Public speaking - Past President, Feisty Bureaucrats Toastmasters Club.

Toastmasters focuses on improving communication skills and public speaking. I am an Accomplished Toastmaster (ATM) having given 10+ prepared speeches.

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