Blake A. York

***** ** ******** ****

Fairview, Oregon 97024

503-***-****

ad4w5j@r.postjobfree.com

SALES AND UNDERWRITING PROFESSIONAL

SUMMARY OF QUALIFICATIONS

• Interpreted and applied knowledge of analysis including State, Local, and Federal guidelines.

• Used independent judgement and initiative regarding specific business needs • Worked directly with clients regarding accounts, procedures and inquiries • Executed underwriting policies and procedures within guidelines

• Maintained consistent application and standard application knowledge. • Collected, evaluated, and interpreted statistical data and applied principles • Created narratives and performed quantitative and qualitative analysis. • Performed credit and risk analysis including complex scenario

• Exercised due diligence regarding applications, accounts, and policies PROFESSIONAL EXPERIENCE

CREDIT ANALYST, UNDERWRITER, SALES, US BANK, Portland, OR 2021-Nov 15, 2023 Analyze, evaluate, underwrite and review credit scenarios from submission through funding in the indirect lending department. Decision and review requests for compliance due diligence, accuracy, and completeness. Research, resolve issues and document appropriately. Work with customers directly and team members to ensure excellent customer service. COMPLIANCE ANALYST, COINBASE, Portland, OR 2019-2021 Review customer files for clearing AML, Fraud and compliance. Analyze customer files for accuracy and complying to policy. Working multiple account reviews and to report any discrepancies. Auditing files for completeness and accurate reporting.

CREDIT ANALYST, ACCOUNTS RECEIVABLES, TEC EQUIPMENT, Portland, OR 2019 Analyze accounts for collection and credit review. Review individual accounts to determine issues with payments and processing for each account. Worked with complex multiple accounts to ensure accuracy and to clear up issues and resolve. Perform credit reviews and decision for lines of credit.

CREDIT ANALYST, UNDERWRITER, SALES, US BANK, Portland, OR 2007-2019 Analyze, evaluate, underwrite and review credit scenarios from submission through funding in the indirect lending department. Decision and review requests for compliance due diligence, accuracy, and completeness. Research and resolve issues and document appropriately. Work with customers directly and coordinate with team members to ensure excellent customer service.

SENIOR LOAN OFFICER, LANDMARK MORTGAGE, Clackamas, OR 2006-2007 Analyze, evaluate and place conventional and non-conventional mortgage loans from submission through funding. Work directly with clients assessing their personal loan needs and to gather all necessary information to make informed decisions. Market and develop pipeline of business.

EDUCATION

B.S BUSINESS MANAGEMENT AND COMMUNICATIONS, Concordia Univ. Portland, OR. Graduated Summa Cum Laude 4.0 GPA

CLASS VALEDICTORIAN