**** ******* ******* ***#*** • LEWISVILLE, TX ****7
PHONE 972-***-**** • E-MAIL ad48xm@r.postjobfree.com
SONDRA SCOTT
OBJECTIVE
To apply my leadership qualities in a professional environment while supporting growth and profitability of an organization that provides challenges, encourages advancement, and rewards achievement with the opportunity to utilize my experience.
WORK EXPERIENCE
January 2021 – February 2024 Planet Home Lending Irving, TX
Purchaser
Analyze and review closing packages in a timely manner to ensure stipulations have been met and adhere to company policy, state, and federal guidelines
Review documentation for completeness, signatures, data integrity, and accuracy;
Determine if additional documentation is needed or information is needed prior to submitting the loan for funding
Conduct HMDA and post closing audit
Assist collateral department as needed in processing incoming collateral packages by reviewing docs and uploading bailee and note tracking information
Review, scan, send, and monitor trailing documents for investors
Upon request ship loan package back to lender in a timely manner
Communicate with internal and external parties
August 2022-January 2024 Lazy Days Cleaning Serv Cedar Hill, TX,
School Cleaner
Clean and maintain offices, restrooms, public area furniture, floors, carpets, windows, and sweep and clean any and all stained surfaces.
Disposal of trash to include the transfer of recycling materials.
Perform cleaning on restrooms, hallways, classrooms and other common areas
Cleaning bodily fluids and disinfecting surfaces
Moving furniture in preparation for stripping and waxing operations
Checks daily to ensure that all exit doors are open and all panic bolts are working properly during hours of building occupancy
Follows established safety procedures and techniques to perform job
June 2016-December 2021 BNY-Iron Mountain Dallas, TX
Mortgage Solution Specialist II
Performs review of collateral and documents to ensure documents meet agency guidelines (Ginnie Mae, Fannie Mae and Freddie Mac) or customer agreements in a timely and accurate manner
Responsible for processing all assigned Initial and Final Collateral reviews in a timely and accurate manner based on the review requirements of each Servicing Level Agreement
Create airbills; bailee letters; endorse notes to designated investors
Perform quality control on outgoing packages
Audit and clear exceptions. File collateral document and update system of record accordingly.
Ship and track incoming and outgoing packages
August 2015-Nov 2015 Verity Recruiting(Contractor) Irving, TX
Purchase Auditor
Audit Conventional files for completion and accuracy; verify that all requested items are valid and that stipulations are met so that the loan is off warehouse line within established timeframes
Reviews signed loan documents for compliance with federal, state, and company laws and policies; Clear stipulations
Ensure that all closing packages meet the company standard for quality and accuracy; develop close / funded binders for investors; includes stacking, scanning, and transmitting the closed
Monitoring and responding to questions/information at funding, recording, policy email addresses
Compliance with all company policies and procedures.
Perform related duties as assigned by supervisor
May 2014-July 2015 Gateway Mortgage Irving, TX
Purchase Auditor/Funder
Accurately review Conventional, FHA, and VA files to ensure file contains all required documentation, meets acceptable regulatory standards and complies with lenders established guidelines.
Use inventory checklist to ensure loan files are complete and accurate
Verify accuracy of data between documents and systems
Audit Funding bundles for missing and accurate information
Suspend files, Clear conditions, Send Loan Determinations to clients
Prepare purchase advices; Send wire request
Compile daily funding reports
Achieve specific goals related to quality and productivity
EDUCATION
August 1997-May 2001 Naaman Forest High School Garland, TX
High School Diploma
SKILLS
NNA Certified Signing Agent, State of Texas Commissioned notary, 10-key, data entry, 10k+ksph, 50 wpm, faxing, filing, receptionist, Microsoft word, outlook, excel, access, human resources
References are available upon request