Cedrian M. Cross-Smith

413-***-****

ad48bo@r.postjobfree.com

Summary of Professional Experience

Extensive background in finance

Experience in financial analysis

Experienced securities trader in US and Foreign securities

Investment Product Manager and Compliance Analysis

Directly involved in forecasting, planning and budgeting for the Caring Health Center

EDUCATION

UNIVERSITY OF PHOENIX

Master Business Administration: E-Business

October 2007

SKILLS Proficient with PC software programs, Access, PowerPoint

Excel, Advance Order Management, VISIO, Bridge and Reuters, Writing& Editing documents, Editing Images, Advertising

AFFILIATIONS FINRA Series 6, 7, 24 & 66

EXPERIENCE

Fidelity Investments June 2021- Present

Department: Executive Services Job Description: Demonstrate a professional understanding of financial markets and effectively simplify complex financial concepts, establish, and maintain relationships with highly valued clientele. Introduce clients to different investment strategies and bring together additional client assets, provide personal benefits optimization for each client. Prepare insightful financial analysis utilizing investment planning tools. Present strategies that work towards securing executives financial goals. Collaborate with multiple business partners to craft and unsurpassed customer experience and meet the client’s broad range of investment needs.

Voya Financial Advisors Feb 2018 - June 2021

Department: Compliance

Title: Sr. Compliance Analyst

Description: Reviewed, assessed, and approved marketing material with adhering to the organization’s policy and regulatory requirements, worked independently and in collaboration with the team. Researched regulations, policies, and best practices conformed to apply to laws and regulations regarding FINRA and SEC. Analyzed, re-created marketing material disseminated to the public to verify that the material met legal and regulatory requirements, reviewed software tools. Delivered complete, timely and accurate analysis of work submitted for review. Provided clear and concise responses (regulatory or company guidelines) to audit inquiries, conveyed to senior management violations applicable to industry regulations and/or company’s policies. Implemented strategies to mitigate risks, complied with record-keeping regulations, Cultivated a networking environment across the different business units within the organization.

MassMutual Life Investors Services-(MML Investor Services) Dec. 2010-Feb.2018

Department: Product and Sales

Title: Product Relationship Manager/Investment Consultant

Description: Fostered and managed relationships with the broker-dealers business partners, product sponsors, participated in operations and company initiatives, key contact for product planning and product marketing, demonstrated success in overseeing all aspect of products development and lifecycle, ensured alignment with organization strategic goals. Collaborated with Legal and Compliance to develop agreements, amendments & marketing materials, to ensure products were also in alignment with legal and regulatory requirements. Spearheaded day-to-day tasks involving annual AML and Suitability Certifications for variable products, constructed, and provided product information and required training communications, collaborated with internal departments to maintain a diversified product shelf, facilitated business meetings covering new and existing products; provided support services for internal and external business partners. Coordinated product enhancements & changes; managed unique product and operations deliverables, held an active role in the delivery of annual conference events for Registered Representative and Agency Investment Specialists. Created and documented policy and procedures, sort, and analysis sales financial data; performed a wide range of duties and tasks.

MML Investor Services

Department: Operations/Trade Desk Dec. 2003-Dec. 2010

Title: Securities Trader

Description: Performed trade execution of publicly traded securities, fixed income instruments, UIT’s, REITs, derivatives, and private placements accurately and efficiently, exuded attention to detail, conducted pre and post trade analysis. Cultivated relationship with bond desks, analyzed & compared investments, determine optimal bid/ask for trade executions. Resolved obscure trading and investment issues, identified trends, reviewed trade reconciliation report, and reconciled price adjustments when applicable. Monitored state registration report of rejected trades. Presented stock quotes & market information, collaborated in the technological strategy initiatives for the trading department, demonstrated proven ability to work well under pressure and with tight deadlines.

ING Financial Services June 2001-Dec. 2003

Department: Defined Contributions and Pensions

Title: Retirement Specialist

Description: Provided information and answered customer questions regarding their employer sponsored retirement plans, constructed guidance to customers on applicable options, and process transactions including withdrawals, loans, contributions decisions, allocation changes, and rollovers. Processed trades, collaborated in new product and services implementation, and adhered to all division policies and regulatory requirements, demonstrated a firm understanding of company policies, industry initiatives & guidelines, and legal requirements.

Teletech/GE Brokerage

Job: Brokerage Representative May 2000-June 2001

Description: Facilitated investment transactions in brokerage accounts, presented market activity and the affect of macro and microeconomics to clients, and edited institutional product marketing.

Mass Mutual Life Insurance Company

Job: Financial Analyst/Sales August 1998-December 1999

Title: Financial Advisor

Description: Analyzed clients’ financial statuses such as income, expenses, and liabilities, examine and suggest insurance plans or investment products to businesses and individuals; customized financial plans according to clients changing needs. Completed customer need analysis, facilitated presentations, negotiated contracts, and participated in agency product implementation.

MetLife Insurance Company

Job: Financial Planning February 1997-May 1998

Title: Financial Advisor

Description: Designed personal marketing strategies for contacting potential and existing clients, assessed customer needs, solicited appropriate insurance plans, collected client information, prepared reports, and maintained records.

Springfield Institution for Savings

Title: Bank Teller May 1995-July 1996

Description: Processed day-to-day branch duties, cashed checks, made deposits and withdrawals, demonstrated stellar customer service, showcased proficiency in banking products, accurately balanced daily vault, and presented bank products to customers according to suitability requirements.

Springfield Institution for Saving/ Internship

Jan 1996-June 1996

Department: Investment Services

Description: Assistant to Operations Manager, perform investment services administrative duties, answer phone, filing, mail, and calculate and process monthly commission report and completing various ad hoc requests.

REFERENCES AVAILABE UPON RESPONSE

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