CAREER OBJECTIVE
Detail-oriented professional with proven track record of
success in providing accurate and timely underwriting decisions for a variety of insurance products, most recently as a Motor carrier specialist. Skilled in utilizing data analysis to evaluate and assess risk potential and develop underwriting guidelines to meet company objectives. Highly organized and detail-oriented worker, with a drive to exceed expectations. Adept at working with clients to ensure proper coverage and to minimize potential losses. Desiring to be placed in a long term position with a professional company that truly operates daily business by a strong and honest set of core values.
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EXPERIENCE
Commercial Underwriter
December 2021 - November 2023 AmTrust Financial
Commercial Lines Underwriter/Motor Carrier Specialist March 2016 - December 2021 Auto-Owners Insurance
Responsible for profitable growth of large commercial fleet business through proper selection, classification and pricing
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Evaluate prospective new business policies by analyzing CAB, loss analysis reports, financial reports and loss control information
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Measure all variables against current market and FMCSA regulatory conditions
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Determine pricing for auto liability including, UM/UIM, PIP and Trailer Interchange along with auto physical damage, general liability, motor truck cargo and any additional broadened pollution coverages
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Notate files, complete and issue quotes and bind coverage of policies
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Issue State and Federal filings and generate accurate collateral owed for agencies and insureds.
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Managed a portfolio of over 250 new and renewal fleet policies generating over $11 million in premium annually
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CONTACT
5bw9kbn228779_m8z@indeedemail.c
om
Marion, IN 46952
SKILLS
• Systems Management
• Commercial Lending
• Commercial Property
• Credit Application Review
• Policy Changes
• Commercial Insurance
• Complex Problem-Solving
• Comprehensive Research
• Loss Control
• Critical Thinking
• Pricing Policies
• Operation Monitoring
• Conducting Risk Assessments
BRIAN BRAGG
COMMERCIAL INSURANCE UNDERWRITER
Consistently maintained a new business ratio average over 39% with 88% retention rate on renewals
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Efficiently and effectively communicate with independent agents and company marketing representatives to underwriter the best and most profitable business
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Possess strong technical, verbal and analytical knowledge pertaining to underwriting commercial insurance
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Ensure adherence to underwriting standards, objectives and guidelines by maintaining accurate and consistent policy notes
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Foster strong professional relationships with agents by communicating new programs and updates to company appetite guidelines.
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EDUCATION
Bachelor of Science in General Business Administration May 1990
Ball State University, Muncie, IN
CERTIFICATIONS
• Underwriting (7 years)
• Tax Experience
• Negotiation (10+ years)
• Risk Management
• Financial Analysis
• Time management (10+ years)
• VPN
• Communication skills
• Marketing
• Customer service (10+ years)
• Mentoring
• Portfolio management (10+ years)
REFERENCES
Jennifer Gross — Auto-Owners Insurance
Underwriting Manager/Marion, IN.
ad3hqd@r.postjobfree.com
Toby Hamilton — Ohio Mutual Insurance Company
Senior Underwriter
ad3hqd@r.postjobfree.com
Previous Underwriting Trainer/mgt.
Prior Co-worker At Auto Owners Ins.
Gerard Atchison — Amtrust
Senior Underwriter
ad3hqd@r.postjobfree.com
Co-worker. Assisted In My Training