Real Estate Quality Control

Proven track record in real estate valuations, compliance reviews, regulatory adherence and property

management. Strong knowledge of industry standards. Committed to meticulous execution of highest level of accuracy. Comprehensive understanding of risk landscape with quality control. Works towards minimal financial loss and optimal outcome for clients and stakeholders. Expert in leading budgets, staff and contractors while ensuring compliance with HOA bylaws and regulations. High level of personal integrity. Compliance Review

Property Assessment

Market Analysis

Risk Analyst

Collateral Underwriting

Time Management

Property Management

Contract Negotiations

Valuation Research

Fannie Mae/Open Systems Technologies

Collateral Compliance Reviewer

Evaluate future corporate assets through review and reconciliation of traditional appraisals, appraisal waivers, bifurcated appraisals, desktop and appraisal bias. Compliance with Fannie Mae eligibility requirements and Selling Guidelines. Determine impact on value and risk. Meet internal production and quality standards.

Accomplishments:

Recognized for top performance “Over expectation” on monthly evaluations Severn Appraisal Management/USAppraisal,Inc

Certified Residential Real Estate Appraiser

Evaluate properties to establish market values, adhering to all real estate best practices, conduct site visits for valuation process, supervise/train appraisers, communicate with lenders/AMC. Accomplishments:

Reviewed appraisal reports for quality control; identified inconsistencies/false estimations, confirmed/denied value

Recognized for meeting ethical performance standards required by USPAP to support conclusion Saved lenders over $1M in false appraisal values by rejecting 50% of appraisals in 2008 financial crisis

2023 (Contractor)

2013 - 2023

PROPERTY VALUATION AND RISK MANAGEMENT

443-***-**** ad3gmx@r.postjobfree.com

Annapolis, MD 21401

E L I ZABETH MCKAIG

PROFESSIONAL EXPERIENCE

STRENGTHS AND EXPERTISE

Comanco, Inc.

HOA and Condominium Manager

Oversaw financial matters; collection of fees, payment of insurance, payroll, invoices. Established professional relationships. Led daily operations for community portfolio. Adhered to governing documents. Addressed requests in a timely manner

2008 - 2013

Additional Experience

Washington College, Chestertown, MD

LICENSES & CERTIFICATIONS

Association:

Bachelor of Arts, Sociology

Certified Residential Appraiser

Maryland License #03-5480, Exp. 12/2026

Delaware License # X2-0010730, Exp 10/2025

Washington DC License #CR40000003, Exp 02/2024

Virginia License #400*******, Exp 03/2023

Supervisory Certification, 2021

Real Estate License, 1999-2005

NAA - Member of the National Association of Appraisers References are available on request.

EDUCATION

Severn Appraisal Management/USAppraisal, Inc; Licensed Real Estate Appraiser - 1994 - 2008 Snider Brothers Property Management; Residential Property Manager - 1986 - 1990 Saddlebrook Development Co; Real Estate Sales Associate(New construction) 1985 - 1986 Accomplishments:

Obtained competitive bids for projects and service agreements Ensured quaility performance

Managed annual operating budgets; report to board of directors Conducted on-site inspections

Communicated with attorneys on legal issues

Reviewed and processed accounts payables and ensured accuracy

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