Joseph D Nelson Jr

**** * ********** **

Claremore, OK 74019

Contact Info: (E) ad380n@r.postjobfree.com (C) 918-***-****

Gander RV

Finance Manager

• Ethically review and prepare financial paperwork and contracts for Recreational Vehicles (RV) sales transactions, ensuring accuracy and compliance with legal requirements

• Secure financing for customers by working with a network of lenders to find competitive interest rates and terms that meet their needs

• Present and sell additional finance products such as extended warranties, GAP insurance, and credit insurance, to enhance customer satisfaction and dealership profitability

• Analyze customers credit reports and financial information to determine financial eligibility and appropriate lending options

• Negotiate terms of finance agreements, including interest rates and payment plans, with both customers and lenders

• Coordinate with the sales team to ensure seamless integration of financing options into the sales process, enhancing the overall customer experience

• Manage and resolve any finance related issues or discrepancies that arise during the sales or the post sales process

• Train and mentor new finance department staff on dealership financing policies, procedures, and best practices

Oklahoma Central Credit Union

Loan Operations Supervisor

• Responsible for the overall loan operations management and supervision of the loan operations staff

• Responsible for, servicing, accounting, and reporting functions for the credit unions portfolio which includes consumer, commercial, and mortgage transactions

• Maintained and operated Credit Union Direct Lending (CUDL) program to ensure accuracy for lending to 35 outside auto dealerships

• Performed Underwriting decisions for CUDL program

• Responsible for interviewing, hiring, and training employees; planning, assigning, and directing workflow; employee performance management; addressing complaints and resolving problems

City National Bank & Trust

Branch Manager of Sales and Operations

• Demonstrated excellent organization skills with the ability to prioritize workload and multi task in a fast pace environment while maintaining attention to detail

• Responsible for branch performance and growth including profit and loss management

• Developed a sales and service team by marketing bank products and services analyzing customers needs and determining appropriate products and services

• Performed Underwriting decisions for unsecured loans, secured loans, and mortgage loans based on City National Bank loan criteria

RCB Bank

Vice President of Sales and Operations

• Responsible for the management and training of new employees

• Responsible for developing new business and advertising banking services

• Made Underwriting decisions based on RCB Bank criteria

• Review approved loans/insurance policies to ensure that all legal regulations, required conditions, and company policies are met

• Research all areas of an applicants financial background, including employment history, credit reports, and banking and asset information

• Analyzed financial information and create comprehensive risk management reports for each applicant

• Advise the company on whether or not to approve an application based on risk assessment

Skills and Qualifications-

• Meticulous attention to detail, strong data analysis capabilities, ability to conduct thorough and accurate research, knowledge of applicable lending or insuring regulations relevant to the industry, strong interpersonal skills with ability to prioritize excellent customer service, excellent verbal and written communication skills, and advanced knowledge of the market

• Bachelor Degree University of Oklahoma

• Manager of the Year (City National Bank)

References available on request

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