Cook

ITUMELENG MOLEMOENG

P.O. Box *****

Kanye

******46/75829365

www.linkedin.com/in/itumeleng-molemoeng-mba-candidate-computing-banking-cop-97a8b411b Objective:

Dedicated and results-driven Credit administrator and Construction Director with over 7 of experience in administration, construction management, tendering, monitoring credit portfolios, collaborating in credit processes, and mitigating risk including insurance monitoring, loan contracts writing, loan limits capturing and collateral monitoring. Seeking an opportunity to leverage my expertise in credit administration. I am keen to explore project management to contribute to the success of a reputable dynamic financial institution or organization with experience in Master of Business Administration undertaken. Professional Experience:

Credit Administrator

Access Bank ( former BancABC)

Gaborone, Head Office

August 2016 – Present

- Maintain and load credit limits to improve the company's credit portfolio.

- Monitor collateral for various types of loans, including mortgages, commercial loans, and personal loans.

- Conduct regular reviews of existing credit facilities and monitor renewals as necessary.

- Represent team on training sessions on all credit new systems and upgrades.

- Maintain accurate records of credit monitoring-related transactions and prepare reports for line manager including but not limited to insurance monitoring, conveyance monitoring, covenants, drawdown/loan payments authorization.

- Reduce the company's non-performing loans through credit monitoring.

- Prepared credit administration reports.

-Capture and monitor the all-loan facility collaterals.

- Collaborate in implementing credit policies and procedures for credit administration and collateral monitoring to ensure compliance with industry regulations and internal guidelines.

- Conduct thorough analysis of collateral documents, including property valuation, titles and insurance policies.

-Monitor the value of collateral over the life of the loan.

-Develop and maintain collateral reports and databases to track collateral performance.

-Compile periodic audits of collateral documentation and records and submit to line manager.

- Report collateral related matters to line manager.

- Collaborate in development and improvement of collateral tracking systems.

- Assisted in the resolution of collateral-related issues and discrepancies.

- Collaborated with loan officers to gather necessary documentation for loan approvals.

- establishing and maintaining effective project governance structures

- Strong analytical and problem-solving skills, with the ability to identify and mitigate risks.

- Proficient in project management software and tools, including Microsoft project management software.

- Excellent communication and interpersonal skills, with the ability to collaborate with cross-functional teams.

Data Analyst

4-November-2013-31-October-2015

Nextel Enterprises (Pty) Ltd, Gaborone

- Recording and analyzing data in spreadsheet and other reporting tools like Jasper studio professional. Setting up, configuration and managing applications

- Documenting project tasks.

- Researching.

- Presentation and Project management.

Director

January 2016- Present

ACIK (Pty) Ltd, Kanye

Project Management

-Develop and implement project plans, schedules, and budgets.

-Monitor project progress and ensure that it stays on track.

-Allocate and manage resources efficiently.

-Coordinate with various stakeholders, including clients, contractors, and subcontractors. Quality Assurance

Ensure that all construction work adheres to industry standards and regulations. Ensure that all construction work adheres to industry standards and regulations. Implement quality control measures to meet or exceed project specifications. Conduct regular inspections to identify and rectify defects or issues. Cost Control

-Manage project budgets, including estimating costs and controlling expenses.

-Identify cost-saving opportunities without compromising quality.

-Prepare and review financial reports to track project expenditures. Risk Management

-Identify potential risks and develop strategies to mitigate them.

-Implement safety measures to protect workers and prevent accidents.

-Address any legal or compliance issues related to the project. Resource Management

- Hire and manage skilled labor, subcontractors, and suppliers.

- Procure materials and equipment necessary for construction.

- Optimize resource allocation to maximize productivity and minimize waste. Client Relations

-Maintain regular communication with clients to provide updates on project progress.

- Address client concerns and ensure their satisfaction.

- Manage expectations and handle any changes or modifications to the project scope. Team Leadership

-Supervise and motivate project teams, including construction managers, engineers, and laborers.

-Foster a positive work environment and promote teamwork.

-Provide guidance and mentorship to junior staff.

Compliance and Permits

-Ensure that all necessary permits and licenses are obtained and maintained.

-Comply with local, state, and federal regulations governing construction projects.

-Keep abreast of changes in building codes and regulations. Sustainability and Environmental Considerations:

-Promote environmentally friendly construction practices.

- Implement sustainable building methods and materials when feasible.

- Comply with environmental regulations and minimize the project's ecological footprint. Documentation and Reporting:

-Maintain accurate project records, including contracts, change orders, and correspondence.

- Prepare regular progress reports for stakeholders.

- Document any issues or deviations from the project plan.

- Problem Solving:

- Quickly address and resolve issues that arise during construction.

- Make decisions that keep the project on track and within budget.

- Adapt to unforeseen challenges and changing circumstances. Continuous Improvement:

-Seek opportunities to improve construction processes and efficiency.

- Stay updated on industry trends and emerging technologies.

- Encourage a culture of learning and innovation within the organization. Education

Commonwealth Executive Masters Of Business Administration (Awaiting research results only) Botswana Open University, Gaborone 2021-2023

Bachelor Of Science (Hons) - Computing & Its Practice Open University, United Kingdom, 2011

Associate Banking and Finance

Botswana Institute of Banking and Finance, Gaborone, 2019 Diploma In Business Management

Amity University, India, 2015

Certificate Of Proficiency – Long Term Insurance

Botswana Accountancy College, Gaborone, 2016

Professional Membership

- Botswana Institute of Banking and Finance (A.B.I.B) Skills:

Construction Director

-Project Management

-Quality Assurance

-Cost Control

-Risk Management

-Resource Management

-Client Relations

-Team Leadership

-Compliance and Permits

-Sustainability and Environmental Considerations:

-Documentation and Reporting

-Problem Solving:

-Continuous Improvement

-Tender application

Administration Credit and Collateral

- Collateral monitoring

- Strategic Planning

- Business Analytics

-Credit policy collaboration

- Portfolio management

-Credit and risk management

- Regulatory compliance collaboration

- Team collaboration

- Monitoring

- Computer skills

- Strong communication and negotiation skills

- Proficient in credit software and tools

- Data analysis and reporting

- preparing Loan contracts/documentation

- Collateral assessment and analysis

- Property Valuation

- Customer service

- Microsoft project management, excel, word, PowerPoint, outlook etc Insurance

- Insurance product knowledge

- Policy underwriting

- Claims request processing

- Problem-solving and decision making

- Insurance claim

- Communication skills

-Customer service

Project Management

- Project Management

-Process Optimization

-Stakeholder communication

References

Available upon request

Contact this candidate