ROBIN BRUECKNER

**** *********** ***, ***********, ** 43081 614-***-**** ad0pq2@r.postjobfree.com Education

Licensed Practical Nurse, Hondros College, Westerville, OH: June 2011 BA in Interpersonal Communication: The Ohio State University, Columbus, OH: June 1996 IV certified, CPR and AED certified

FHA DE certification DE #GV04

SAR/LAPP certification #021938

Career Summary

REVOLUTION MORTGAGE FUNDING 4/2022-3/2023

Senior Mortgage Underwriter, FHA-DE, A/I technology Zoral, Conventional, FHA, DPA, MCC/MTC, Home Possible and Home Ready through the paperless Encompass system. Ensures compliance with company policies and procedures and secondary market investor guidelines. Examining loan documentation for accuracy and completeness. Analyzing the creditworthiness of the borrower and rendering a decision on the loan. Analyzing monthly housing expenses, total debt obligations, monthly income, assets, appraisal and title. Determining the creditworthiness of the borrower to ensure credit guidelines are met.

BAYSHORE MORTGAGE FUNDING 8/2019-1/31/2022

Senior Mortgage Underwriter, FHA-DE, VA-SAR/LAPP approved, A/I technology Candor through the paperless Encompass system. Ensures compliance with company policies and procedures and secondary market investor guidelines. Examining loan documentation for accuracy and completeness. Analyzing the creditworthiness of the borrower and rendering a decision on the loan. Analyzing monthly housing expenses, total debt obligations, monthly income, assets, appraisal and title. Determining the creditworthiness of the borrower to ensure credit guidelines are met. PRIORITY MORTGAGE 6/2019-8/2019

Senior Mortgage Underwriter, FHA-DE, VA-SAR/LAPP approved, through the paperless Encompass system. Ensures compliance with company policies and procedures and secondary market investor guidelines. Examining loan documentation for accuracy and completeness. Analyzing the creditworthiness of the borrower and rendering a decision on the loan. Analyzing monthly housing expenses, total debt obligations, monthly income, assets, appraisal and title. Determining the creditworthiness of the borrower to ensure credit guidelines are met. Consistently top producer.

PNC Remote Location 4/2018-6/2019

Senior Government Mortgage Underwriter, FHA-DE, VA- SAR/LAPP approved through the paperless Empower system, ensures compliance with company policies and procedures. Analyzing loan documentation for accuracy and completeness. Analyzing the creditworthiness of the borrower and rendering a decision on the loan. Analyzing monthly housing expenses, total debt obligations, monthly income, assets, appraisal, homeowners’ insurance and title. Ordering and reviewing MI. Ensuring TRID compliance. Determining the creditworthiness of the borrower to ensure credit guidelines are met. Underwriting is remote.

2

PEOPLES HOME LENDING Westerville, OH 11/2012-11/2017 Senior Mortgage Underwriter, FHA-DE, VA-SAR/LAPP approved, through the paperless Encompass system. Ensures compliance with company policies and procedures and secondary market investor guidelines. Examining loan documentation for accuracy and completeness. Analyzing the creditworthiness of the borrower and rendering a decision on the loan. Analyzing monthly housing expenses, total debt obligations, monthly income, assets, appraisal and title. Determining the creditworthiness of the borrower to ensure credit guidelines are met. UNION SAVINGS BANK Dublin, OH 07/2012-11/2012

Mortgage Loan Underwriter- Ensures compliance with company policies and procedures and secondary market investor standards. Examining loan documentation for accuracy and completeness, working with loan originator to secure all required documents, analyzing the creditworthiness of the borrower and rendering a decision on the loan request. Analyzing monthly housing expenses, total debt obligations, monthly income, determining the source of funds for the down payment and closing costs, reviewing income to debt ratios, and determining the creditworthiness of the borrower to ensure credit guidelines are met. Lending authority $1M. NORTHEAST DERMATOLOGY AND COSMETIC SURGERY Gahanna, OH 10/2011-07/2021 LPN- Suture removal, IV insertion, injections, documentation, patient care, basic skin exams, product referral, transcription for doctors, assist with surgical procedures. CHASE MANHATTAN MORTGAGE CORPORATION Columbus, OH 04/2003 –02/2009 Senior Mortgage Underwriter- Analyzed financial documents such as business and personal tax returns, credit reports, appraisals, title work, trusts, subordination and mortgage applications to qualify borrowers for both first and second mortgages. Utilized knowledge of FNMA and FHLMC as well as AUS, DU, and LP underwriting applications. VPN remote underwriting capabilities. Mentored other underwriters. Held combined loan approval authority of up to $1M.

• Continually first in production, volume, and turn time among over 200 underwriters nationally and 35 locally … among top 10% in quality of work and customer service. CHASE MANHATTAN MORTGAGE CORPORATION Columbus, OH 06/2001-04/2003 Mortgage Loan Processor- Home Loan Analyst (HLA). Reviewed or created mortgage loan applications. Ordered and reviewed all title and appraisal documents and briefly reviewed all income and asset documents submitted by the borrower. Maintained relationships with borrowers and followed up with status of applications. [Continually Top Producer at Chase … Top Bonus Level] BANK ONE Columbus, OH 07/1999 – 06/2001

Head Underwriter- Lead underwriter for NY, NJ, MD, and VA markets. Pre-approval and final approval of all loan applications submitted on the borrower’s behalf by mortgage brokers. Duties included appraisals, titles, credit and financial reviews, maintaining document flow, and time management. Adhered to all related regulations and laws. Resolved problems; maintained customer relations.

[Consistently #1 in production, volume, and quality.] Lending authority $1M.