Joseph Campese

*** ******* ***** ****

Sicklerville, NJ 08081 Cell Phone: 609-***-****

E-Mail: acwat2@r.postjobfree.com

SUMMARY OF SKILLS

Relationship Manager…Business Banking…Business Development/Sales Experience…Management Experience…Consumer Lending…Commercial Lending…Retail Branch Sales & Operations Experience...Coaching experience with all levels of staff…Customer/Member Service Experience…Ability to work with all levels of management and personnel…Excellent communication skills…Pride in quality performance and achievement…Reliable…Professional…Presentation Skills…Prior Licenses in Series 6, 63, 26, Life & Health

PROFESSIONAL HIGHLIGHTS

February 2015 – Present / Vice President Business Development at ARDENT Credit Union (formerly - Sb1 Federal Credit Union)

Ardent Credit Union is a full service member oriented financial institution. Founded in 1977 by the employees of Smith Klein Corporation, Ardent now serves the 5 county areas of Philadelphia, Bucks, Delaware, Chester & Montgomery in Pennsylvania. As Vice President of Business Development my role consists of interacting with Business Owners, CEO"s, CFO's, Human Resource Directors, and other C Suite level executives to bring Credit Union Services and Financial Wellness as a complimentary benefit to employees. I am responsible for interacting with prospective members to review their financial needs and assist them in joining the Credit Union., along with assisting them with their financial needs. I assist the SVP of Retail and Member Experience in mentoring and coaching Market Managers and Staff in outbound activities, business development and overall customer satisfaction. I work along with our marketing department in sourcing new marketing materials and programs. I conduct onsite visits to companies to offer Credit Union services to employees and also facilitate a full array of Financial Education Seminars. Our products include Mortgages, Home Equity Loans and Lines of Credit, Personal Loans & Lines, New & Used Autos, Credit Cards, etc... Ardent Credit Union’s strategy focuses on four core principles that we believe are essential to our success and to benefit our members: caring for our stakeholders/members, superior member services, integrity of our brand, and the safety soundness of our organization which includes a level of profitability for future growth.

3/2014 to 2/2015 – PNC Bank / Vice President-Branch Manager

Responsible for Branch Sales/Operations and Service. Oversee staff of 6 employees. Focus on developing Consumer and Small Business Banking relationships along with overall deposit & loan growth. Oversee all aspects of Profit / Loss Margin for the Branch. Develop marketing and community development strategy. Partner with Echo Partners within PNC Organization such as Wealth Management, Merchant Service, Small Business Banking and Commercial Banking, PNC Mortgage. Responsible for developing and maintaining all Small Business Banking Relationships within branch foot print. Handle all needs for Small Business clients regarding account opening, lending needs, and service issues. Also responsible to build Consumer Lending portfolio in the areas of Home Equity Loans, Personal Loans and Credit Cards.

4/12 to 01/2014 – Citibank at Work / Senior Relationship Manager

Cit@Work is a comprehensive program offered to companies as a benefit for employees. Meet with Human Resource Directors, Owners/Principals, to present the benefits/features of the program. Manage a portfolio of over 200 clients. Work with Area Directors to develop strategy for branch network in regards to building pipelines, outbound activity, cold calling efforts and coaching for branch staff. Coached Branch Managers and Assistant Branch Managers to research branch Book of Business to seek internal opportunities. Also developed strategy regarding utilizing the Branch Trade Area to develop leads and calling on these opportunities. Conducted joint calling efforts with Managers and Branch Staff. Partner with Commercial Banking Group, Financial Intermediaries Group, Mortgage, Global Transaction Services, Private Bank and Private Bank Law Firm Group, to help support client acquisition and deepen current client relationships.

Facilitate Financial Education Seminars on various topics such as: Home Buying, Identity Theft, Credit Maintenance, Refinancing a Home, etc... Provide training and education for branch staff. Conduct weekly visits with retail staff to provide support and review progress. Participate in Citibank local Leadership Council to discuss cross organization opportunities and help develop initiative to build Citibank brand in Philadelphia Market.

8/06 –4/12: Branch Manager (VP) – Citibank, N.A. / Philadelphia, PA

Responsible for Branch Operations. Oversee staff of 8 employees. Focus on developing

Consumer and Business Banking relationships along with overall deposit & loan growth. Oversee all aspects of Profit / Loss Margin for the Branch. Develop marketing and community development strategy. Partner with Morgan Stanley/Smith Barney regarding investment services. Responsible for DeNovo strategy for Citbank branch opening in Pennsylvania Market. Total footings (core deposits and loans) exceeding $240,000,000.00

Held - Security Licenses: Series 6, 63, 26, Life & Health.

12/04 – 8/06: Branch Manager (AVP) - Commerce Bank, PA. / Philadelphia, PA

Responsible for Branch Operations. Focus on Business Development to increase Core Deposits. Also responsible for: Client Retention, Consumer Lending, Small Business Lending, and Customer Satisfaction. Oversee staff of 25 employees. Manage budget and staffing for the branch. Develop Community Relations. Increased core deposits from $45MM to $75MM.

2/04 – 4/04: Business Development Executive (AVP) – Unity Bank/SBA Lending

Duties similar to prior employer, Washington Mutual Bank. Marketed loans for the Bank in the

State of New Jersey, Pennsylvania, Delaware.

4/02- 2/04: Business Development Officer – Washington Mutual Bank /SBA Lending

Focus in obtaining SBA loans. Develop relationships with referral sources such as, CPA’s, Realtors, Business Brokers, Attorney’s, etc.

Experience in Commercial Real Estate, Business Acquisitions; Franchise financing, Medical/Dental/Professional financing, Working Capital and Equipment financing.

Collect documents and financial data. Perform in-house Credit Submission Binder for underwriting review. Brief narrative of the history of the business or franchise, Cash Flow analysis, outline the borrower direct industry experience/management experience, breakdown the

total project costs in relation to the amount the Bank will finance and the borrower’s capital injection, conduct site visit and address environmental issues. Handled loan requests up to $2 MM.

7/00 - 4/02: Business Banking Specialist – PNC Bank, Washington Township, NJ

Focus in obtaining new business banking relationships. Meet with business owners and executives to discuss the vast array of business products and services offered by PNC Bank and its affiliates. Interface with current business clients to ensure their satisfaction with PNC Bank and assist them in expanding their relationship with the bank. Assist potential, along with current business clients in obtaining business loans. Accept the application, review for completeness and accuracy, collect the necessary documentation, and construct the package to be presented to loan center, close the loan. Handle loan applications up to $250,000.00.

1983 – 2000: Assistant Vice President – AmeriChoice Federal Credit Union, Phila. PA

Oversee operation of Philadelphia office and staff. Approve/Reject loan applications. Lending authority $25,000.00 (unsecured), $100,000.00 (secured). Ensure customer satisfaction with the Credit Union. Mortgage origination. Business Development/Sales for Philadelphia area. Develop contact with potential sponsors and maintain relationship with current sponsors of the Credit Union. Experience in sales presentations to senior level management of potential sponsors. Coordinated and conducted on-site presentations regarding the products and services of the Credit Union to the employees of new sponsors and current sponsors. Assisted in the development of Sales/Marketing materials and strategy.

COMMUNITY:

Served as Board Member - Avenue of the Arts, Inc. / Philadelphia, PA

Chairman Audit Committee.

Member – Development, Fund Raising, Friends of the Avenue Committees /Appointed 2008

EDUCATION:

Bishop Neumann High School, Philadelphia, PA

Diploma Awarded, June 1977

Dale Carnegie Course in Effective Speaking and Human Relations

Certificate Awarded, August 1990

Bucks County Community College-Professional Development Network

Commercial Lending – January 2002

References Available Upon Request

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