CURRICULA VITAE

PERSONAL DATA:

I.

Name : Bernard Nethercott Pama

Nickname : Bernie

Permanent : 12 Cherry St., Phase VI

Greenwoods Executive Village, Cainta, Rizal

Telephone : 571-1723

Date of Birth : July 20, 1956

Place of Birth : Manila

Civil Status : Married

Height : 173 centimeters

Weight : 58 kilograms

Religion : Roman Catholic

Name of Spouse : Maritess B. Pama

Name of Father : Agaton S. Pama (Deceased)

Name of Mother : Beatriz B. Pama (Deceased)

Social Security System No. : 03-3516915-3

Tax Identification No. : 119-169-493

Civil Service Eligible : Professional, Ref No. 418768-4, Dec. 7, 1980

EDUCATIONAL QUALIFICATIONS:

II.

College : Adamson University

1

San Marcelino St., Malate, Metro Manila

(1973 - 1978) BS Civil Engineering

High School : St. Anthony School

San Andres St., Singalong, Metro Manila

(1969 - 1973) Graduate

Elementary : St. Anthony School

San Andres St., Singalong, Metro Manila

(1963 - 1969) Graduate

TRAININGS/SEMINARS/CONFERENCES ATTENDED/COMPLETED:

III.

Accreditation:

1. Safety Practitioner, No. 1033-308

Department of Labor & Employment - BWC

(December 4, 1997)

Trainings Attended:

Environmental Risk Management

1.

Southwest Texas State University &

AON Risk Services of Southern California

(December 4, 1997)

Risk Management as an Aspect of Corporate Financial Mgnt.

2.

AON Risk Services of Southern California

(August 26, 1997)

MS Word 6.0 for Windows

3.

Quatrain

(February 5 - 6, 1997)

MS Excel 5.0 for Windows

4.

Quatrain

(January 30 - 31, 1997)

Golden Rings of Risk Control

5.

AON Risk Services of Southern California

(August 26, 1996)

5th National First Aid/CPR Team Competition

6.

The Philippine National Red Cross

(October 20 - 21, 1995)

Lotus Smartsuite Compressed Course Training

7.

San Miguel Corporation

(August 30 - September 2, 1995)

First Aid & Basic Life Support Training

8.

Philippine National Red Cross

(July 14 - August 4, 1995)

Team Building

9.

San Miguel Corporation

2

(May 18 - 21, 1995)

Seven Basic Habits of Highly Effective People

10.

San Miguel Corporation

(February 25, 1995)

Lotus 1-2-3 Fundamentals

11.

Quatrain

(December 6 - 14, 1994)

Modern Safety Program Evaluation System

12.

San Miguel Corporation

(October 13, 1993)

Microcomputers: Structure & Operations

13.

Integrated Computer Systems, Inc.

(February 2 - 5, 1993)

Basic Training Skills Program

14.

San Miguel Corporation

(September 21 - 29, 1992)

Supervisory Safety Training

15.

San Miguel Corporation

(June 26 - 28, 1991)

Effective Report Writing

16.

PROSEC, Inc.

(August 13 - 15, 1990)

Effective Presentation Skills Program

17.

PROSEC, Inc.

(August 1989)

Wordstar Course

18.

San Miguel Corporation

(June 13 - 14, 1989)

Seminars Attended:

Business Interruption Insurance

1.

Insurance Institute For Asia & the Pacific (IIAP)

(May 16 - June 8, 2006)

Environmental Management Accounting

2.

CTS-Environmental Management Group

(March 26, 2003)

Finance for Non-Finance Managers Program

3.

SMC Corporate Training and Development

(Dec. 11 13, 2002)

Safety Program Development

4.

AON Risk Services of Southern California

(May 21, 1997

Compliance with RA 6969 Requirements on Hazardous Wastes

5.

Management Workshop

PRC Environmental Management, Inc.

3

(March 11 14, 1997)

Advance Course on Marine Insurance

6.

Insurance Institute For Asia & the Pacific (IIAP)

(August 23, 1995)

Engineering Insurance - Review

4.

Insurance Institute For Asia & the Pacific (IIAP)

(July 3 - 24, 1995)

Condominium Insurance

5.

Insurance Institute For Asia & the Pacific (IIAP)

(June 13, 15 & 20, 1995)

Insurance Claims

6.

Insurance Institute For Asia & the Pacific (IIAP)

(February 13 - March 8, 1995)

Loss Control Management Seminar

10.

Safety Organization of the Phils., Inc.

(June 8 - 11, 1992)

Occupational Safety & Health Seminar

11.

Safety Organization of the Phils., Inc.

(December 2 - 5, 1991)

Disaster Preparedness Seminar

12.

Department of National Defense

(January 18 - 19, 1991)

Certified Designation Course for Fire Underwriters

13.

Insurance Institute For Asia & the Pacific (IIAP)

(October 30 - December 15, 1989)

Casualty Insurance

14.

Insurance Institute For Asia & the Pacific (IIAP)

(May 2 - June 13, 1989)

Insurance Marketing II

15.

Insurance Institute For Asia & the Pacific (IIAP)

(March 3 - 10, 1989)

Engineering Insurance

16.

Insurance Institute For Asia & the Pacific (IIAP)

(October 4 - November 8, 1988)

14th General Non-Life Insurance Course

17.

Insurance Institute For Asia & the Pacific (IIAP)

(January 26 - February 20, 1987)

13th Lecture Course on Elements of Fire Surveying & Rating

18.

Insurance Institute For Asia & the Pacific (IIAP)

(July 14 - September 15, 1986)

Conferences Attended:

2008 1st Quarter Environmental Forum

6.

4

CTS Environmental Management Group

(March 27 28, 2008)

Managing Risk Challenges in a Rapidly Changeable Insurance Market

7.

Safety Insurance Philippines, Inc.

(March 28, 2007)

2004 1st Quarter Environmental Forum

8.

CTS Environmental Management Group

(March 25 26, 2004)

20th National Fire Safety Convention

9.

Safety Organization of the Phils., Inc.

(March 25 - 26, 1993)

7th SMC Technical Forum

10.

San Miguel Corporation

(October 9, 1992)

6th SMC Technical Forum

11.

San Miguel Corporation

(October 11, 1991)

Risk & Crisis Management Skill

12.

Leslie & Goldwin Limited

(May 22, 1991)

2nd National Risk Management Conference

13.

Society of Risk & Insurance Mgnt. of the Phils., Inc.

(May 16 - 17, 1991)

5th SMC Technical Forum

14.

San Miguel Corporation

(October 26, 1990)

First Risk Management Conference

15.

Society of Risk & Insurance Mgnt. of the Phils., Inc.

(March 16 - 17, 1989)

Society of Risk & Insurance Management. of the Phils., Inc.

11.

(March 16 - 17, 1989)

SKILLS:

IV.

a) Computer literate

b) Communicate and translate effectively the SMCs Risk Management and Corporate

Safety Programs, directives and standards to all SMC plants & subsidiaries

Ability to train newly assigned safety engineers/coordinators in performing safety

c)

activities in their respective plants

d) Good interpersonal relationship

e) Ability to lead and motivate people in performing safety practices

f) Architectural, Engineering & Civil Works Drafting

g) Ability to design, estimate & prepare building plans and specifications prior to its

construction

SPORTS:

V.

Plays basketball, bowling, dart, table tennis

5

MEMBERSHIP IN EXTERNAL ORGANIZATION:

VI.

Safety Practitioners of the Philippines DOLE, BWC

a)

DUTIES & RESPONSIBILITIES:

VII.

San Miguel Corporation

1.

(January 1989 to October 2015).

Risk Engineer.

Conducts Risk Identification, covering possible risk exposures such as: property

loss &/or damage; loss of income, extra expense, increase cost of working; third

party/products liability & employee risk exposures. Risk Identification is undertaken

thru the use of several risk management tools aside from inspections, such as:

hazard logic tree analysis, gross hazard analysis, questionnaire/checklist & flow

diagrams.

Conducts Risk Analysis/Evaluation & Measurement by strengthening

mathematical/statistical measurements with: experts opinion from within & outside

SMC, loss statistics of similar industries & engineering principles, standards,

practices & formula/computations.

Conducts Risk Control which includes: formulation/avoidance &

reduction/prevention

Conducts Risk Financing schemes aside from insurance & loss reserves.

Conducts Risk Administration covering a continuing program of risk identification,

analysis, measurements, control, finance & administration of old & new risk

exposures.

Conducts Risk Administration covering a continuing program of risk identification,

analysis, measurements, control, finance & administration of old & new risk

exposures.

Organized the SMC Risk & Insurance Management Council (RIMCO), an

organization whose objective is to further strengthen the inter-action on risk &

Insurance among the different SMC operating divisions/subsidiaries and affiliates

through their appointed Risk & Insurance Coordinator.

Designed the SMC Risk & Insurance Management Newsletter, a bi-monthly

publication giving the latest updates and information on Risk & Insurance

Management.

Safety Engineer.

Participates in the planning, development & implementation of SMCs safety

programs

Attends seminars and technical conferences on safety, loss control and other

related disciplines, to acquire the latest technology which are applicable to SMCs

operations

Participates in the development and formulation of policies and safety standards

that become part of the operational policies and practices of SMC

Develops hazard identification and evaluation methods for determining loss

producing potential of systems and processes in assigned SMC plants and

subsidiaries

Establishes techniques and methods for the measurement and evaluation of the

effectiveness of the accident and loss control systems

Conducts safety audits, inspections and surveys of assigned SMC plants and

subsidiaries

6

Organizes and directs activities and projects to stimulate, motivate and increase

the level of safety awareness of employees in the assigned SMC plants and

subsidiaries

Communicates recommended controls, procedures or programs designed to

eliminate or reduce hazard potentials to appropriate persons or persons

Conducts safety training programs, such as: Supervisory Safety Training, Fire

Brigade Training & Basic Safety Orientation Course

Develops and conducts specialized safety education, training modules and

materials and safety training programs for the assigned SMC plants and

subsidiaries

Establishes an accident investigation reporting, classification and recording system

Reviews reports of injuries, property damage and occupational diseases and the

analysis and interpretation of relevant causative factors information

Validates and checks the regular monthly reports on the current accident

experiences of the assigned SMC plants and subsidiaries

Coordinates safety work and related activities with the Medical, Human Resources,

Security and other departments concerned

Provides advice and counsel concerning compliance with applicable laws,

standards and regulations on occupational safety and health

Acts as consultants for company personnel engaged in planning, design,

development and installation of various systems in matters affecting safety of

people and property

Maintain contact and liaison with safety, professional and other technical

organizations including goverment agencies and offices and keep updated on the

latest developments and techniques, including goverment requirements in the field

of occupational safety and health

Conducts research & studies on technical safety

Assists in the preparation of the annual operating budget for the Safety

Management Section

Supervises and directs the life & property protection program of the assigned SMC

plants and subsidiaries

Evaluates and justifies capital expenditures application, of various plants for

property protection and life safety measures

Attend meetings of plant safety committees to observe and provide guidance and

safety advices

Attends and participates in seminars, conferences and conventions on safety and

loss control and other related subjects, for the advancement of his chosen field of

endeavor

Participates in civic related projects and activities related to safety

FGU Insurance Corporation

2.

(February 1985 - January 1989).

Fire Insurance Underwriter.

Recommends fire safety measures and practices for the proper underwriting,

evaluation and reduction of premiums

Controls accumulation of exposures in areas assigned within Metro Manila

Accepts and rejects direct and reinsurance applications within assigned limits

Performs table underwriting studies on jumbo risks and make necessary

recommendations by adopting the appropriate underwriting standards

7

Assists Marketing Staff for immediate distribution of volume and indication of tariff

interpretation of initial policies for computerization

Underwrite/distribute volume/premium to retention and treaties of initial policies,

renewals and endorsements

Assists Fire Claims Personnel by giving underwriting distribution of policies

affected by losses

Conducts underwriting inspection within assigned areas for the necessary

delineation/determination of fire/conflagration areas

Risk Appraiser.

Contribute to the acquisition of a quality Fire Insurance Business in terms of

inspecting and evaluating large and complex risks

Prepares technical reports of inspected risks showing technical description with

correct applicable rates based on tariff

Prepares plant lay-out of inspected risks showing vital information for underwriting

approval

Recommends surcharge/discounts as applicable to rating

Provides necessary underwriting information where extraneous perils maybe

included

Recommends acceptance/denial of risks inspected

Evaluates the efficiency of the fire safety equipment installed in buildings, in

compliance to the Fire Safety Code of the Philippines

Property Management Development Corporation

5.

(November 1983 - June 1984)

Civil Works Supervisor

Supervises civil works construction program

Prepares PERT/CPM, Materials & Manpower Scheduled

Sees to it that safety is observed throughout the construction stage of the project

Philippine Indonesian Development, Inc.

6.

(August 1982 - November 1983)

Construction supervisor

Sees to it that all necessary plans are complete and well-planned according to

specifications, reviews structural design and estimates of proposed project prior to

its construction/implementation

Sees to it that safety is observed throughout the construction stage of the project

Pacific Asia Builders & Development, Inc.

7.

(June 1981 - August 1982)

Quantity Surveyor

Prepares the estimates of proposed construction projects

Farm Systems Development Corporation

8.

(January 1979 - June 1981)

Designs the water distribution system of irrigation projects together with the

necessary canal structures & its appurtenances

8

Supervises the civil and earthworks construction of small water impounding

projects

Conducts ocular and reconnaissance survey of proposed water impounding

projects

Prepares Bill of Materials and Specifications of buildings prior to its construction

ACCOMPLISHMENTS:

VIII.

Organized the Risk & Insurance Management Council for SMC. Its objective is to

3.

strengthen the inter-action on Risk & Insurance among the different SMC operating

divisions/subsidiaries/affiliates

Recommended the self-insurance of SMC Group Value Shop in SMC-HOC against the

4.

perils of fire/lightning. This generates a premium savings of P 15,000 annually for

SMC.

Cascaded the SMC Risk Management Program to all San Miguel Food Group offices

5.

and continously monitoring its success

Initiated the creation of a safety committee for the Agri/Aqua Division Office, located at

6.

SEDDCO Building, Makati City, Metro Manila

Estimated the Upper-Bocloc, Mini-Hydro project in Daguionan, Abra, Ilocos Sur & the

7.

Amanjuray Mini-Hydro Project in Lawa-an, Eastern Samar, consisting of: installation of

penstock, power plant, administration building, access road and site development

Constructed and completed thirty (30) housing units in Severina Diamond Subdivision

8.

in Paraaque

Conducted the insurance and safety inspection of complex risks, like:

9.

Worldwide Paper Mills, Inc.

San Francisco Del Monte, Quezon City, Metro Manila

Gelmart Industries (Playtex Division)

Taguig, Metro Manila

Feltman Brothers Corporation

Amiscor Building, Km. 15, SSHW, Paraaque

Midtown Executive Homes

United Nations Avenue, Concepcion, Paco, Metro Manila

New Agrix, Incorporated

NDC-NACIDA, Mindanao Textile (MINTEX)

Purefoods Piggery Farms

Sta. Maria, Bulacan

Yazaki Torres Manufacturers, Inc.

Calamba, Laguna

Freyssinet Philippines, Inc.

Ortigas Avenue Extension, Pasig, Metro Manila

Schoen-Harr

Cul de Sac, Paraaque, Metro Manila

Classic Apparel

Pandi, Bulacan

Everfit Manufacturing Corporation

Km. 18, East Service Road, Paraaque, Metro Manila

Galleria De Magallanes

Lapu-Lapu cor. Homonhon Sts., Magallanes, Makati City, MMla.

9

Lorenzo Poultry Farms

Abiado, Poblacion, Nueva Ecija

Designed the water supply system of Phase 1 of the Landoil Development Corporation

8.

in Mariveles, Bataan

Prepared the structural computation for the two storey athletes office & storeroom of

9.

San Beda College in Mendiola, Metro Manila

REFERENCES:

IX.

Mr. Arturo Brondial

1.

Prudential Guarantee & Assurance, Inc.

Coyuito House, Palanca St., Legaspi Village, Makati City

Mr. Edwin Francisco

2.

San Miguel Corporation

40 San Miguel Avenue, Mandaluyong City

Engr. Jaime Briones

3.

San Miguel Corporation

40 San Miguel Avenue, Mandaluyong City

10

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