BAIBA TREIMANE

*** **** **** ******, *** York, NY 10036

M: +1-646-***-**** // E: acumwq@r.postjobfree.com // LinkedIn: www.linkedin.com/in/baibatreimane

PROFESSIONAL SUMMARY

Analytical and strategic commercial lender and banking professional, experienced in Real Estate, business development and underwriting. Strong risk management focus, proactive in problem solving with advanced financial analysis skills and the ability to develop profitable business relationships. Core skills include:

Relationship management

Client Acquisition

Financial Analysis

Risk management

Credit trained

Business Development and Sales

Complex business structures

Project management

Negotiations

PROFESSIONAL EXPERIENCE

Business Banking Relationship Manager III

February 2014 to November 2015

National Australia Bank

Manage a portfolio of companies with annual revenues of $5M to $20M, offer a value added advice to customers and deliver comprehensive and customized business banking products tailored for each of the business needs

Grow revenue from the existing customer portfolio as well as generate leads, business development, sales and new client acquisition

Develop new business opportunities via cross selling the full suite of banking products, including Cash Management, Business and personal cards, FX and trade products.

Structure deals and analyse financial data including risk grading, covenants and financial feasibility.

Reason for leaving: Permanently re-locating to the U.S

Advisor

June 2013 to September 2013 (4-month contract position)

Projects Queensland, Treasury Corporation

Assess corporate finance assignments, including development of commercially focussed solutions and advice with the focus on large scale infrastructure projects in Australia

Deliver a range of financial advisory services, including analytical solutions, financial sustainability assessment, credit reviews, business case evaluation and financial modelling

Reason for leaving: Fixed term contract ending

Small Business Consultant

October 2012 to June 2013

Contractor/self-employed

Analyse and evaluate small business requirements and business goals, and increase profitability by recommending appropriate strategies

Prepare cash flow forecasts and assist with various financial reports

Reason for leaving: Fixed term contract offer from the Government Treasury department

Manager, Research and Analysis

April 2010 to October 2012

Australia and New Zealand Banking Group (ANZ)

Manage a portfolio of business customers with the focus of multifamily rental construction, land, mixed use and REIT transactions and develop and enhance effective relationships

Project analysis, financial statement analysis and forecasts, evaluate risks and provide appropriate strategies, cash flow/financial modelling, risk grading, covenant compliance testing and qualitative annual reviews

Manage an end-to-end process of customer facilities: including pricing, initial deal structuring, full credit memorandum submission and approval, facility drawdown and monitoring

Oversee legal documentation process and negotiation with internal and external Legal practitioners to ensure timely and accurate project documentation

Reason for leaving: Redundancy/Laid off

Associate

January 2007 to April 2010

Westpac Banking Corporation

Responsible for conducting credit analysis on a portfolio of listed and private equity company exposures - both existing and prospective

Identify and mitigate specific industry, project, company and management risks

Cash flow/financial modelling, financial statement forecasts and analysis, feasibility studies and business models evaluation

Full feasibility studies, analysis of commercial real estate transactions, including Affordable Housing projects

Develop strong working relationships with internal stakeholders to ensure understanding of the customers’ needs and identify appropriate product solutions and referrals

Accountable for the compliance of the customer portfolio in accordance with the Bank’s standards and regulatory obligations

Reason for leaving: Job offer from a competitor

Customer Manager

Account and relationship management of the lending portfolio of approximately 80 -100 medium sized business banking customers with individual loan facilities ranging in size of up to $5M each

Responsible for credit analysis, business development and day to day management of the portfolio

EDUCATION (completed)

Moody’s Analytics Finance Certificate

Omega Commercial Lending Advanced Certificate

Post Graduate Diploma of Professional Accounting (Griffith University, Australia)

Masters of Marketing Management (Central Queensland University, Australia)

BSc of Economics (BA School of Business and Finance, Latvia)

REFERENCES

Available upon request

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