BIJOY BABU

Room No ***

Al Ghurair Real Estate Bldg

Sabkha, Dubai, UAE

Tel: 056-*******

Email: acukm7@r.postjobfree.com

OBJECTIVE

Seeking a good position in a dynamic and stable organization, so as to enhance my professional career and thereby contributing to the growth and development of the enterprise.

WORKING EXPERIENCE

1.ROYAL BANK OF SCOTLAND

Company Name : ROYAL BANK OF SCOTLAND (RBS)

Years of Experience : 2.3 Years ( 20 February 2012- 31 May 2014)

Designation : Senior AML Compliance Process Associate

Industry : Banking

Department : AML – KYC

Job Profile

Worked as Senior Compliance Process Associate in AML (Anti-Money Laundering) department of Royal bank of Scotland (RBS) in India, for more than 2.3 years.

Conduct Anti-Money Laundering (AML) investigations and perform quality assurance

reviews of transaction investigations completed by staff.

Escalate any KYC findings and/or negative media to senior management as needed.

Handled Transaction Filtering & Client Screening section ( part of KYC) of the bank.

Carried out the Compliance function and trade transaction of the bank operation.

Conduct investigations using the Bank’s various internal and external data systems and retrieval process to gather evidence supporting a reasonable suspicion of money laundering, organized crime or terrorist financing activities involving the bank’s customers.

Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures.

Ensuring compliance with all AML laws, regulations, guidelines, written procedures; OFAC, WORLD CHECK,COMPANY SEARCH, KYC, customer/transaction monitoring.

Good understanding and working knowledge in international regulatory developments.

Handled the team with motivational efforts to accomplish the company’s goal.

Ensure customer due diligence, Responsible for Enhanced Due diligence reviews of Consumer and Business Banking customer.

Cleared the AML-KYC exam from IIBF (Indian Institute of Banking & Finance) on 2014.

Supported different projects within the bank like Green-List project, GCS, Project Aviation etc.

Cleared various skill assessment & other finance related exams within and outside the bank.

Well versed with financial transaction handling and monitoring.

2.GCC EXCHANGE GROUP, UAE

Company Name : GCC Exchange, Dubai

(Currently working)

Designation : AML Compliance Officer

Industry : Finance

Department : Compliance – AML

Job Profile

Presently working as the AML- Compliance Officer of GCC Exchange Group, Dubai.

Carrying out the compliance function of the organization to ensure the day today functions are adhering to the UAE governmental regulations and law.

Administration of compliance monitoring and compliance on-boarding functions including KYC and CDD.

Conducting enhanced due diligence investigations in support of global standard policies, procedures and tools, aimed at meeting internal and external regulatory requirements.

Conducting searches, gathering data and recording evidence from internal systems, the

Internet, commercial databases and inquires with business or Compliance contacts within the organisation.

Well-versed with the laws and regulations of the DFSA.

Assist in identifying systemic procedural weaknesses and additional training requirements for the Institution.

Good understanding on various compliance regulations policies and procedure such as Anti- Money laundering rules, Bank Secrecy and Fair Credit Act.

Conduct researches and implement and manages the areas of finance regulations and law, financial policies and procedures, consumer protection and public interest.

Good knowledge in Finance house activities handling and functioning in UAE.

Practical and working knowledge in various financial institutional applications like World Check, WYNYARD, SYMEX, OFAC Analyzer etc.

Obtain documentary proof of suspicious transactions and ensure effective record keeping of suspicious transaction identified and reported to the CBUAE.

Extracting daily remittance report from company SYMEX and uploading the report to CBUAE server.

Keeping the Board, senior management and the staff up to date on Money Laundering and Terrorism Financing risks specific to the reporting entity and changes and developments relating to AML & CTF.

Responsible for completing local AML risk analysis on a regular basis or as required.

Receive Internal Suspicious Transaction Reports (ISTR) from branches, investigate and report and filing of Suspicious Transaction Report (STR) to CBUAE, if required.

To take reasonable steps to establish and maintain adequate arrangements for awareness and training of employees including supervising the training of agents and sub agents if any.

Providing periodical training to the entire staffs of the organisation on AML KYC Compliance.

Experienced in handling book keeping, maintaining ledgers, credit control, and account statements.

Adequate knowledge of UAE Central Bank AML rules and regulations.

CERTIFICATIONS

AML – KYC officer certification from IIBF (Indian Institute of banking and Finance)

FERG participation certificate on AML CTF & Due Diligence workshop, UAE.

Business English Certification (BEC) from British Council & Cambridge University.

AML course completion certificate from Royal Bank of Scotland (RBS).

IELTS Certificate from ISIC Association and British Council.

AML certificate from GCC Exchange, Dubai.

Tally 9 Certification from Tally Academy.

ACADEMIA

M.B.A (Finance and Marketing)

Madras University, Chennai

(Secured: High First Class)

2009 - 2011

M.COM (Finance)

Alagappa University, Karaikudi

Tamil Nadu. India

2009 - 2011

B.COM (Computer Application)

M.G University, Kottayam

Kerala. (Secured: First Class)

2005 – 2008

PROJECTS HANDLED

1.Organization : IDBI FEDERAL LIFE INSURANCE CO LTD

Duration : 2 month (2011 January 21st to March 24th)

Project Title : A study on the analysis & comparison of the risk & returns of

pension funds with reference to IDBI Federal Life Insurance Company, India.

2.Organization : Rehabilitation Plantation Limited

Duration : 1 month (2010 May 17th to June 21st)

Project Summary: The Project was handling exposure to various functioning areas of the organization. It was an overall study regarding the entire organization and its objectives in India.

IT SKILL SET

Secured 68% Languages: Oracle, SQL, ASP.NET, VB.NET, VB, COBOL and HTML

Tools : Tally, MS Excel, MS Word, Power Point, Outlook, System Analysis & Development

PROFESSIONAL SYNOPSIS

Currently working as Compliance Officer in GCC Exchange Dubai, UAE.

2+ years of working experience in Royal Bank of Scotland.

Attended various AML Compliance meetings in Central Bank of UAE.

Attended the East Nets Regulatory Compliance Conference in Dubai.

MBA graduate from Madras University India, passed with 74% marks .

M.COM (Distance Education) from Alagappa University India, passed with 59% marks.

B.Com with C.A from Mahatma Gandhi University, India, passed with 64% marks.

Passed the Business English Certified (BEC) exam from British Council & Cambridge University.

Certified AML-KYC officer of IIBF (India Institute of Banking & Finance).

Good Knowledge in Enterprise Resource Planning (ERP), MS Office etc.

Certified & Practical knowledge in Tally 9.

Passed the I.E.LT.S Exam in 2008.

PERSONAL PROFILE

Date of Birth : 23rd September 1987

Sex : Male

Nationality : Indian

Current Location : Dubai

Passport No : G7908591

Emirates Id : 784-1-987-***-****-5

Visa Status : Work Visa

Marital Status : Single

Languages Known : English, Hindi, Malayalam, Tamil

DECLARATION

I hereby declare that the information’s persisted above are true to the best of my knowledge.

Place: Dubai BIJOY BABU

Date :

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