Ryan Edward Calef

*** ******* ****** 610-***-**** Blue Bell, PA 19422 acthq0@r.postjobfree.com

A REGIONAL SQUARE TWO FINANCIAL FRANCHISE FIRM Philadelphia, PA

COMPLIANCE AND LITIGATION ATTORNEY February 2013 to Present

The Firm is retained by a National Leader in the debt purchasing industry to achieve recovery through litigation in the areas of Student Loans, Consumer Personal, and commercial distressed assets. My role included managing our firm’s response to notices and investigations by the Consumer Financial Protection Bureau, State Agencies, and clients. My duties also included including risk management review to include root cause analysis and investigation and the application of FDCPA, FACTA, EFTA, REG E, FCRA, GLB, and ECOA to the depressed asset recovery management sector.

Part of inter network team that responded to a Consumer Financial Protection Bureau on-site inspection.

Appointed to inter network team to develop Compliance monitoring and testing policies and procedures to ensure compliance with CFPB, Dodd Frank, and Federal and State regulations and establishing a ranking and reporting system for senior operations executives.

Conducted Vendor Management on suppliers to include: initial vetting, developing monitoring controls for the business owner, conducting semi-annual auditing of high risk vendors, and contract drafting and negotiation.

Reorganized the Litigation Process for Eleven Paralegals to include a Senior Paralegal, Eight Attorneys, and 14 Legal Collectors, increasing litigation productivity over 300% which directly led to a 24% increase in legal collections.

Promoted in April 2015 to Managing Attorney where I had to maintain an operating budget of $350,000 a month.

Served as the client’s Regional Privacy Officer.

KADENT CORPORATION Reading, PA

COMPLIANCE AND PRIVACY OFFICER July 2012 to February 2013

Our organization handled distressed asset recovery for medical and delinquent tax accounts. In my role, I drafted procedures for the issuing of credit to consumers for medical creditors and established monitoring and testing to ensure compliance with applicable Health and Human Services and CFPB Standards. My duties also included the application of HIPPA, FDCPA, FACTA, EFTA, REG E, FCRA, GLB, and ECOA to the medical recovery management sector.

Managed the litigation of nearly 500 medical and overdue water and tax claims a month.

Managed both a Department of Health and Human Services HIPAA inspection and a Pennsylvania State Attorney General Review.

Manage in-house and outside counsel on both corporate and operational litigation.

Reviewed, Drafted, and negotiated contracts with vendors, including software contracts.

Served as Firm’s Healthcare Privacy Officer and provided training and guidance to firm’s clients on healthcare patient privacy in financial services.

HASS GROUP INTERNATIONAL INC West Chester, PA

ASSISTANT CORPORATE COUNSEL November 2011 to June 2012

Our organization is an international leader in chemical management. I was hired on for a temporary basis in anticipation of the sale of the Corporation. My duties included providing general legal advice to various sub corporations within the Corporate Family, specifically on ethics, contracting, and corporate governance.

Managed Corporate Governance for 27 International based entities.

Drafted, reviewed and negotiated client and supplier contracts for Chemical and Supply Chain Management, software, and commercial lease agreements for warehousing and manufacturing facilities housing chemicals and hazardous materials.

Assisted internal clients with contract interpretation, negotiations and administration of contracting requirements.

Developed new Risk Management protocols to monitor and manage the company’s liability when acting between Customers and Suppliers on Chemical Management Agreements.

Implemented worldwide Code of Conduct, ethics and developed compliance programs to comply with FCPA and UK Bribery Act

FRONTIER INNOVATIONS HOME IMPROVEMENT Scranton, PA

Corporate Counsel August 2008 to August 2010

Assisted in the development of the organization’s five year strategic plan.

Reviewed, Drafted, and negotiated contracts with vendors and developed nationwide network of over 50 vendors.

Managed outside counsel, subpoenas, and interrogatories in response to litigation and workers compensation claims.

Investigated Fraud, Waste, and Abuse though forensic auditing of the books which lead to the termination of a manager for theft of company resources.

CENTRAL INTELLIGENCE AGENCY Washington, DC

CONTRACTING OFFICER 2002 to 2004

Advised senior agency officials on preparing and soliciting sole source and competitive solicitations/

Evaluated proposals and assisted with negotiating and awarding contracts for both domestic and overseas IT projects.

Appointed to a Multi-Disciplined team within the Office of Inspector General that conducted inquiries into possible violations of laws, rules and regulations, mismanagement, gross waste of funds and abuse of authority in contracting.

Military experience

55 HBCT Acting Brigade Judge Advocate 2016 to Present

I was the principal advisor to the Brigade Commander on matters of Operations, Administrative, and Military Justice. Supervised a Senior Paralegal and set policy guidance for legal actions processed in the Brigade.

28th Infantry Division Chief of Operations Law 2012 to 2015

I was the principal advisor to the Chief of Operations during offensive military operations in domestic and international operations involving the Pennsylvania National Guard during war fighting exercises.

28th Infantry Division Trial Counsel 2009 to 2012

I was the senior division trial counsel, conducting administrative discharge hearings before a 3 board panel of officers regarding separation of service members for misconduct. During my time, I conducted over 134 separation hearings.

28th Infantry Division Acting HHC Company Commander 2007 to 2009

I was the company commander for a Headquarters element of over 150 soldiers, responsible for administrative and training details.

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Certifications

Secret Clearance Sponsored by US Department of Defense 2006

Certified Fraud Examiner (C.F.E.) 2012

Certified Information Privacy Professional (C.I.P.P.) 2014

6 Sigma Certified (Green Belt) 2004

Pennsylvania Bar License.

Education

THE DICKINSON SCHOOL OF LAW State College, PA

THE PENNSYLVANIA STATE UNIVERSITY Graduated 2008

First Law Student in the Pennsylvania National Guard to receive an Army Reserve Officer Training Scholarship.

Served from 2006 to 2008 as the American Bar Association Young Lawyer’s Division Representative to the Military Law Committee.

Represented the university at the Society of the International Red Cross and Red Crescent Law School focused conference held at the University of Santa Clara Law School in 2007

Senior member of the school’s 2007 Jessup International Moot Court competition team, taking home top 5 best oral argument at the regional competition in Philadelphia.

Miller Center for Public Interest 2008 Award Winner.

SMEAL COLLEGE OF BUSINESS ADMINISTRATION State College, PA

THE PENNSYLVANIA STATE UNIVERSITY Bachelors of Science

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