LAURA LOUISE ROBERTS

*** *********** ****, **********, ***** 75067

214-***-**** acthej@r.postjobfree.com

Summary

Certified Residential Appraiser and Real Estate Broker with experience in appraisal review/risk analysis of appraisals in all 50 states since 1985. Education

Bachelor of Business Administration, Real Estate, 1979, Southern Methodist University, Dallas, Texas State Certified Residential Real Estate Appraiser, TX-1338213-R Texas Real Estate Broker License 287607

Computer Skills: Windows, Microsoft Word and Excel, Lotus Notes, Outlook, Collateral Underwriter, RealQuest, Red Bell and MLS.

Career History

Collabera Contractor for CapitalOne, Plano, Texas May 12, 2015 – October 2, 2015 Appraisal Review of single family, multi-family and income properties for CaptialOne’s portfolio of live loans pending funding for purchase or refinance.

FANNIE MAE, Dallas, Texas December 14, 2009 – March 20, 2015 NATIONAL UNDERWRITING CENTER/LETTER REVIEW, Review Appraiser Appraisal review of findings and letters ready to send to lenders for accuracy of reported findings and sending the letter for letters to lending institutions for reimbursement or repurchase of the loans that were not eligible for purchase by Fannie Mae guidelines. NATIONAL UNDERWRITING CENTER/QUALITY CONTROL, Letter and Loan Review Appraiser Appraisal review of Letter Reviewers work quality, Review of Loan Reviewers work quality and expert in Fannie Mae’s program for lending institutions, Collateral Underwriter. Expert knowledge of Fannie Mae’s Loan Programs and underwriting standards for specific loan programs offered. PINNACLE EXECUTIVE SEARCH/FANNIE MAE, Dallas, Texas February 2, 2009 – December 13, 2009 NATIONAL UNDERWRITING CENTER/QUALITY ASSURANCE [QA], Review Appraiser Appraisal review of single family, multi-family and income properties from Fannie Mae’s portfolio for findings that would make the loan ineligible for purchase by Fannie Mae. Write letters to lending institutions for reimbursement or repurchase of the loans that were not eligible for purchase. Review of findings and letters produced by outsource vendors. LANDSAFE/COUNTRYWIDE, Plano, Texas 2004 - 2008

Review Appraiser

Appraisal review of single family, multi-family, income properties and land. Value opinions for LandSafe's One Time Close which combines the site and proposed residence in one loan. INDEPENDENT CONTRACTOR, Plano, Texas 2003 - 2003

LandSafe Fee Panel Management Support

Recruited appraisers to LandSafe's Fee Panel, reviewed appraisal application packages which included appraisals on Forms 1004, 1073 and 1025.

ZIPREALTY, INC., Irving, Texas 2002 - 2003

Managing Broker, Transaction Specialist

Managed 12 agents, involved in training and problem solving, reviewed sales contracts and maintained database of working contracts.

MEG TITUS, KELLER WILLIAMS REALTY, Dallas, Texas 2001 - 2002 Transaction Coordinator

Worked contracts from the offer to the closing, negotiating and problem solving. Maintained Top Producer database, tracked showings and obtained feedback from showings, created listing and buyer presentations and property flyers. Searched for data on MLS and prepared listing agreements and contracts on Formulator.

INDEPENDENT REAL ESTATE INVESTOR, Lewisville, Texas 1992 - 2001 Self Employed

Purchased foreclosure properties at wholesale, rehabbed (evaluated cost of renovation, hired sub- contractors), determined the "after repaired value", marketed and sold 2 single family residences. Purchased 13 mobile homes at wholesale, rehabbed and sold on Lease/Purchase Agreements. Produced Broker Price Opinions for a fee and listed and sold residential and commercial property. Laura Louise Roberts

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FIRST GIBRALTER BANK REALTY ADVISORS, INC., Irving, Texas 1990 - 1992 Senior Market Research Analyst

Provided research and special project support to the commercial real estate staff. Managed the comparable sales database and RTC's Real Estate Owned Management System (government contract). Organized and maintained the real estate research library. Conducted appraisal reviews, Authored city profiles for property brochures and disposition plans. Provided demographic profiles. Participated in off-site due diligence file reviews, site inspections and property photography. NCNB, TEXAS, Dallas, Texas 1987 - 1990

Real Estate Analyst

Verified commercial comparable sales and rental data via telephone surveys. Organized and maintained the real estate research library. Maintained the comparable sales data base. Provided commercial research and computer support to the appraisal staff. HARVEY CORNWELL & ASSOCIATES, INC., Dallas, Texas 1986 - 1987 Staff Appraiser

Appraisal of single family residences, condominiums, farms, ranches, raw land, apartment and condominium complexes.

SHULER, OSENBAUGH & ASSOCIATES, INC., Dallas, Texas 1985 - 1986 Independent Fee Appraiser

Appraisal of raw land, shopping centers, office warehouses, convenience store, car wash, office building and mini-warehouses.

DRESCO, INC., Dallas, Texas 1984 - 1985

Comparable Sales Manager

Verified sales prices and rental data for commercial property. Compiled “The Roddy Report” by researching commercial deed records, file plats, platted locations from metes and bounds legal descriptions, located purchasers and sellers for property type, use and price.

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