Noubar Nick Ishak
actdvb@r.postjobfree.com
SUMMARY OF QUALIFICATIONS
• Over ten years of experience in Mortgage Default Servicing, REO, Banking, Finance, Auctions, Loss Mitigation, Claims, Bankruptcy, Residential - Commercial Management and Mortgage Loan Servicing.
• Experienced in Auditing, Coordinating, Analyzing, Consulting, Communications and Public Relations.
• Multi–tasked, motivated and detail orientated individual.
• An excellent problem solver with strong management, customer service, analytical and follow up skills.
PROFESSIONAL EXPERIENCE:
Client Consultant: Auction.com – Onsite Bank of America
Simi Valley, CA 8/14-10/15
• Responsible for tracking and reviewing over 400 assets on a daily basis for Pre and Post Auction.
• Executed sale results for Day 1, Traditional, CWCOT, HUD 2nd chance and Redemption assets.
• Analyzed, MI’s, Appraisals, Drive by BPO’s, 3rd Party BPO’s, Contracts and Lease Agreements.
• Validated excel spread sheets that contained pre auction and post auction processes.
• Removed assets that fell out of auction for many reasons: HOA -Title - Litigation.
• Responsible for data loading for SCRA posting for CWCOT auction campaign.
• Communicated with AM’s, Sr.AM’s and MI companies internally and externally for closing.
REO Auction Coordinator: Auction.com - Onsite Bank of America
Simi Valley, CA 5/13-07/14
• Responsible for tracking over 400 assets on a daily basis for Post Auction sale.
• Executed auction sale results for four Auction campaigns through Equator system.
• Reviewed & analyzed MI’s, Appraisals, Drive by BPO’s, 3rd Party BPO’s Contracts, Lease Agreements.
• Validated excel spread sheets that contained pre auction and post auction assets process.
• Removed assets that fell out of auction for many reasons: HOA -Title - Litigation.
• Communicated with AM’s, Sr.AM’s and MI companies internally and externally for closing.
Mortgage Claim Process Researcher (Level II): - Bank of America
Westlake Village, CA 8/11-4/13
• Responsible for preparing and reviewing mortgage default claims.
• Executed loss mitigation procedures within applicable state and federal laws.
• Conducted and reviewed loans to ensure all default time frames were processed accurately.
• Validated fees and penalties charged and assessed to determine if reasonable and customary.
• Determined if foreclosure processes were in accordance with applicable state and federal laws.
• Analyzed Bankruptcy Codes HOA, NOD, NOTS’s, Modifications, Contracts and Repayment Plans.
Senior Default Analyst: - Precise Enterprises
Pasadena, CA 1/09-7/11
• Managed twenty five files that were in default on a daily basis.
• Negotiated borrower’s loans in default status with lenders, trustees and investors.
• Submitted documents for modification and negotiated second liens.
• Prepared foreclosure and bankruptcy documents for in house counsel.
• Postponed trustee sales and analyzed borrower’s financials with DTI.
• Structured loans in default for borrowers to come current with different payment plans.
COMPUTER SKILLS
• Microsoft Office, Word, Excel, AS400, IPortal, LAMP, SharePoint, LPS, LHIS, HomeBase,
HomeSaver, Equator, MFC, RUST, Office Communicator, Track Source, Case Tracker
Sales Force, MLS, Zillow, Microsoft Outlook, I Series, POS, DOS and 10 Key.
EDUCATION
• Los Angeles Valley College / A.A. Communications