Roger Fowler

Mortgage QA Underwriter - RANDSTAD

**** ****** ***** - ******, ** 75034

acsme2@r.postjobfree.com - 469-***-**** or 214-***-**** To obtain a position in Mortgage Banking where experience in underwriting, training, processing, sales, closing and team leadership is required. Analytical and results driven individual who has extensive financial analysis and pro-forma. I also have exceptional background in performing complex valuations, due diligence investigations.

WORK EXPERIENCE

Mortgage QA Underwriter

RANDSTAD - Dallas, TX - October 2011 to Present

Audits Underwriters using FHA/ MHA guidelines accurately and sufficiently.

* Addresses customer needs and making sure through proper guidelines that the correct financial product is chosen for HAMP/NON HAMP modification programs.

* Handles FHA/MHA Loans using proper guidelines to audit and decision files for the correct workout options for borrowers that are delinquent or on the brink of foreclosure.

* Monitoring that findings are being responded to by the responsible departments and that Business Control team is informed of findings.

* Providing management with monthly Quality Control and Compliance exception reporting and other projects assigned.

* Reviewing and calculating credit, all income types, taxes, insurance and reviewing assets In various systems, including LAMP, LMP, AS400, URBAN, IPORTAL, STUART and Others.

* Processing of mortgage loan files requiring the verification of loan documents including income, credit appraisal and title insurance.

ASSISTANT DIRECTOR

Hospital Housekeeping Systems - 2010 to 2011

Performs routine cleaning of all public areas, offices, meeting rooms, rest rooms and guestrooms as assigned. Performs general cleaning of guestrooms including the making/changing of beds, dusting, vacuuming and cleaning bathrooms. Removes used linen from rooms, washes, dries and replaces linen. Inspects work and coordinates productivity of the other cleaning staff. Consistently strives to maintain department standards to enhance guest experiences. Interacts with guests in a friendly, positive and respectful manner. Coordinates maintenance activities for guestrooms and public spaces. Performs routine cleaning of all public areas, offices, meeting rooms, rest rooms and guestrooms as assigned. Performs general cleaning of guestrooms including the making/changing of beds, dusting, vacuuming and cleaning bathrooms. Removes used linen from rooms, washes, dries and replaces linen. Inspects work and coordinates productivity of the other cleaning staff. Consistently strives to maintain department standards to enhance guest experiences. Interacts with guests in a friendly, positive and respectful manner. Coordinates maintenance activities for guestrooms and public spaces. Also responsible for the input of payroll, training of all personnel on complex method of cleaning discharge rooms, Training personnel on stripping and waxing of all floors throughout the entire building, Training personnel on all cleaning equipment and conducting safety training weekly. Human Resource NCO

US Army Active Duty - Fort Stewart, GA - 2003 to 2010 Operation Enduring Freedom

My responsibility when called up for Active Duty in support of Operation Enduring Freedom at Fort Stewart Georgia was a support mission. As a Human Resource NCO for a company which included one hundred and five soldiers (105). I was responsible for all personnel actions including daily status reports; processing leave form request; typing correspondence; coordinating with upper management on scheduling training events for soldiers within the company; (Mail Orderly) responsible for picking-up and dropping off mail daily seven days a week; responsible for lower enlisted promotions E-1 thru E-4; Processing all the company per-diem travel vouchers monthly; Correcting erroneous deductions pertaining to soldiers pay vouchers; Used various types of office Automation Equipment & software packages to include; creates spreadsheets, se of MS Office applications (Outlook, Excel, PowerPoint, & MS Word). Sent daily status reports to chain of command on status of all personnel within the company; Inspected personnel living quarters daily to ensure rooms were kept clean and orderly; conducted physical fitness training five days a week, and also processed all judicial punishment documentation to legal and finance for further processing. Government Civilian Employee

US Army Active Duty - 2008 to 2009

Human Resource Specialist at the DOD perform a wide variety of specialties in Federal Human Resources Management including management advisory functions, personnel and payroll systems processing and support; pay and compensation services; position classification and wage administration; recruitment and placement; and organizational design. Lead te initiatives to implement of a complex record keeping process

& creation of a web based electronic data storage program, increasing the efficiency and transformation into a modern paperless environment. Served as Unit Mail Orderly, which included the processing and picking up mail seven days a week; Responsible for sending daily status reports back to home station strictly by E-mail in a timely manner, responsible for coordinating unit personnel flights to CONUS and back to theater; Responsible for the processing of all travel vouchers; Coordinates all training with site leader on safety and other essential training, created file system on all employee's within the company; also helped all personnel on shipping gear back to home station when departing country. Responsible for logging all Red Cross messages and informing Site Lead on proper steps to take to ensure personnel were processed back stateside. Responsible for maintaining all personnel attending sickcall; Responsible for the set-up of E-Mail accounts, Coordinated unit audits to improve on processes for operations, and facilities training sessions. Practices and promotes safety in all operations, uses personnel Protective & Tactical Equipment. Provides on site security, & have maintained Government level security for past 16 years, reviewed annually Enrolled in Military Correspondence Courses, Certified in HIPPA training, reviewed annually.

EDUCATION

ANGELLINA JR. College - Lufkin, TX

May 1983

SKILLS

Word, Excel, Lamp, Human Resource Specialist and Supervisor, Ability to lead with various ethnic groups. ADDITIONAL INFORMATION

Computer Skills:

Microsoft Office: Word, Excel, Access and PowerPoint Type at 35 WPM, Procomm, Great Plains

MacOX10 Computer Expert Skills, Data Entry numeric and Alpha 2010 US ARMY (Retired).