Sanjay D. Kulkarni

E-mail: acs55i@r.postjobfree.com

Mobile: +91-982*******

Career Objective

To become an integral part of the fast paced Software industry and utilize my potential completely for the service of organization and to work with a growing organization where I can learn and share my ideas and thoughts to endeavor the mission of the company I work for.

Profile Summary

M. C. A. with 10 years of work experience in Software Design, Development and Implementation of Applications using ASP.Net, C#, MS SQL Server, Windows Service, Web Services, WCF &JavaScript.

Well versed with end-to-end product development life cycle from requirement gathering to go-live.

Experience in production support, on-call support and other production related activities.

Excellent exposure to Wealth Management, Corporate Banking & General Insurance domain.

Geographical Experience

Attended business meetings onshore, Citibank London, UK.

Professional Work Experience

Bank Of America Merrill Lynch, Mumbai as an Sr. Analyst (Apr 2011 – till date)

Polaris Financial Technology Ltd. Mumbai as an Associate Consultant (Oct 2009 – Mar 2011).

TechProcess Solutions Ltd. Mumbai, deputed as a Software Engineer at ICICI Lombard GIC Ltd. Mumbai (Apr 2007 – Oct 2009).

First Flight Couriers Ltd. as a Software Engineer (Aug 2006 – Mar 2007).

Atkom InfoTech Pvt. Ltd as a Software Trainee (Feb 2006 - Jul 2006).

Educational Qualification

Master of Computer Application from UNIVERSITY: PUNE in 2006.

Bachelor of Computer Science from NORTH MAHARASHTRA UNIVERSITY: JALGAON in 2001.

Skills Set

Languages: C#, VB.Net, JavaScript, C, C++

Technologies: ASP.Net 2.0,3.5,4.0 Web Services, WCF, XML, Windows Services

Databases: MS SQL Server 2000, 2005, 2008 and Oracle 9i

Domain Knowledge: Investment Banking, Corporate Banking, Insurance and Logistics

Projects

Organization: Bank Of America Merrill Lynch, Mumbai.

Client Name: Bank Of America Merrill Lynch (USA)

Team Size: 125

Technologies: ASP.Net 4.0, C#.Net, COM Component, Web Services, Windows Services, WCF, SQL Server 2008, IBM MQ, TIBCO and JavaScript

Responsibilities:

• Leading development team in offshore.

• Analysis and design/coding of new features/modules.

• Effort estimation of new features/modules.

#1. Private Client Order Entry – Global Wealth & Investment Management (Apr 2011 – till date)

Description: It is the part of Order Management & Services Technology (GOMT) is responsible for the order entry and processing systems servicing both the domestic and international Financial Advisors and Direct Clients. Orders are processed for Equities, Mutual Funds, simple and complex Options, Money Market Fund, Buy Writes, Fixed Income, TRAKRs, Precious Metals, Unit Investment Trusts, new issues (IPOs) and listed Corporate and Convertible Bonds. Clients can place, track, cancel, and modify orders. We also have the capability to plan and manage trades years in advance Our user base encompasses the world, with users from Asia Pac, EMEA and the Americas.

Order entry systems are integrated in WMW, GFW and new RCC workstations to service financial advisors and traders across the globe. We are also present in several web platforms like ML Direct, ML On-Line and MLX, which services direct clients and traders.

GOMT accept orders from several different clients, some of which are full service, direct, retirement,

executives, and managed accounts. We are capable of routing orders to various domestic and

foreign markets and process approximately 125,000 orders per day.

Given the criticality of our systems, all are continuously monitored. All the calls are traced with great

detail. There is an operations portal available for home office users and managers to view such

tracing information. This information is used to support our clients, as evidence in disputes and for

gathering statistics.

Even in the event of workstation infrastructure or mainframe failure, we provide Backup Order Entry

(BOE) to service our Financial Advisors. BOE runs on its own isolated servers and on its own network

segment.

Organization: Bank Of America Merrill Lynch, Mumbai.

Client Name: Bank Of America Merrill Lynch (USA)

Team Size: 70

Technologies: ASP.Net 4.0, C#, COM Component, Web Services, Windows Services, WCF, WPF,SQL Server 2008,IBM MQ,TIBCO and JavaScript

Responsibilities: • Leading development team in offshore.

• Analysis and design/coding of new features/modules.

• Effort estimation of new features/modules.

#2. OPTIMA – Orders, Portfolio management and Trading Interface for Managed Accounts (Apr 2011 – till date)

Description: Portfolio+ is the new Financial Advisor Discretionary portfolio management platform which provides comprehensive portfolio management and trading capabilities. With a simpler and more intuitive interface, Portfolio+ offers greater usability, along with enhanced functionality over Fiserv APL platform. This platform was originally implemented for PIA and now fully extended to support ML One FA Discretionary service. Currently, there are ~415,000 accounts with over $186 Billion in assets on this platform segment.

MAA Portfolio Management Platform is a key initiative to implement a new Firm Discretionary Portfolio Management Platform for Managed Account Advisors that will replace the current Fiserv APL platform. This initiative will develop a robust, tax efficient portfolio management system integrated and aligned with MAA’s workflow systems and current processes while eliminating Shadow Accounting and leveraging “Portfolio+ Infrastructure” and “Portfolio Management Utilities”. The economic benefits that will be generated from this initiative are directly correlated to FiServ APL invoice cost saves.

Organization: Polaris Financial Technology Ltd. Mumbai.

Client Name: Citibank International Plc.UK

Team Size: 29

Technologies: ASP.Net 2.0,3.5, C#, Web Services, Windows Services, SQL Server 2005, Oracle 9i, JavaScript, SSRS, Ab intio, IBM Cognos BI, SAP BO

Responsibilities: • Involved in production support and maintenance activities.

• Gathered requirements for new features or modules.

• Involved in analysis and design/coding of new features/modules.

#3. Transactor /TICS/ eMIS/FiRE (Oct 2009 – Mar 2011)

Description: Transactor is a data warehouse which receives daily contractual, balance and accounting entries for various product processes within GCIB which is then validated, transformed and passed onto downstream systems that provide the financial, credit, liquidity. It has been developed to create a central database which holds the outstanding transactions and outstanding balances for Traded and Non-Traded Products. By taking data for numerous source systems and validating and enriching the data, It can provide a reliable, unified database & invoicing, billing and a variety of offline applications.

TWP (Transactor Web Portal): TWP is as web based portal created for CITI Business users to review the transactions done across 54 countries. It includes features like showing the batch status report, Source system, Target system details, on call person details, Holiday countries calendar etc.

TICS (Technology Information Control Systems): TICS includes Production control modules designed for implementing application control processes such as Change Management, Security Management and Emergency Access.

Organization: TechProcess Solutions Ltd. Mumbai

Client Name: ICICI Lombard General Insurance Company Ltd. Mumbai.

Team Size: 15 (1 team lead, 2 business analyst, 10 developers & 2 test engineers).

Technologies: ASP.Net 1.1, 2.0, C#, Web Services, Windows Services, MS SQL Server 2000, 2005, JavaScript.

Responsibilities: • Gathered requirements for new features or modules.

• Involved in analysis and design/coding of new features/modules.

• Effort estimation of new features/modules.

• Code Reviews.

#4. ICICI Lombard – Group Insurance Framework (July 2008 - Oct 2009)

Description: A configurable framework was developed for ICICI Lombard GIC Ltd. to enable them to manage their Group Insurance Business over the Internet. Group Insurance Framework is an on-line application developed for ICICI Lombard, allowing it to offer its insurance products to various groups (Jet Airways, Kingfisher, Air-Deccan, Ezeego1, Travel Boutique etc). The framework is currently consumed by Group Overseas & Group Domestic Travel products. It consists of 2 core solutions

• White labeled: This component exposes a rich user interface enabling customers to buy insurance on-line. This component is customized in terms of navigation and style as per the partner specification allowing user to have a seamless experience.

• Bundled: This component exposes the insurance issuance functionality in form of various web services. These web-services can be consumed by partner applications there by tightly integrating the framework with partner application.

A partner can choose any or all the components depending upon the agreed business model. Entire framework is configurable there by providing rapid integration and plug & play model.

The modules developed were

• User Interface to gather customer's travel details.

• Premium Computation based on various input parameters like Region of Travel, Class of Travel, Age, Plan Chosen and Trip duration.

• Integration was done with various Credit\Debit Card payment gateways(ICICI Bank for Visa/ Master Credit Cards, AMEX) supporting 3D-Secure Transactions and Net banking(Bill desk), allowing customers to purchase policy using these payment options.

• Issue a digitally signed policy certificate on-line to the customer, which can be printed and used as a valid document.

• Custom gateway to provide secured access to various on-line services using WSE 2.0.

• Serializing and Transformation layer to integrate various partners with ICICI Lombard’s Insurance Engine.

• Web services to collect travel data and issue the policies.

• Servicing modules to allow customers to

o Endorse – Premium is adjusted as per new details. Customer is charged extra premium or refunded extra charge depending upon endorsement details.

o Extend - Change travel dates. Premium is adjusted as per new details. Customer is charged extra premium.

o Cancel - Premium is refunded after deducting cancellation charges as decided by UNDER WRITER.

• Windows services were developed to dispatch emails for

• Policy in PDF format

• Confirmation of service request

• Confirmation letter of service fulfillment or rejection.

• Confirmation of successful payment realization or intimation of failure to do so.

• XSLT documents enable custom rendering of email and policy certificate as per partner requirement. Custom XSD's to accept input data from partners.

• Real time SMS intimating to customer at all service points.

• Configurable masters to set up groups, partners, banking details, plans, pricing, Custom Email & SMS content.

• Synchronization modules to move data to base system and the data warehouse.

MIS Reports – Sales, Reconciliation etc.

#5. ICICI Lombard – Insurance Direct. (Apr 2007 - Oct 2009)

Description: Working for eChannel Team. eChannel is an on-line application developed on the Dot Net platform, facilitating Insurance transactions (Purchase, Renew and Endorsement) for the customers through the web on a real time basis, thereby enabling them to manage their insurance portfolio effectively. Products offered are

• Motor Insurance (Pvt. Car, Two Wheeler, Goods Carrying Vehicle, PCV, CPM)

• Travel Insurance (Overseas Travel, Student Travel)

• Health Insurance (Personal Accident, Health-Individual & Family, Tax Saving)

• Home Insurance

1. Overseas Travel Insurance:

This module helps customers buy Overseas Travel Insurance Policy on-line over the internet. Overseas Travel Insurance Policy is for all ages between 1 – to 85 years, covering trips from as short as 7 days to 180 days.

Multi-Trip Plan is specially designed for the frequent international traveler. The policy is valid for 1 year covering as many trips of 30 or 45 days as the maximum duration per trip.

The modules developed were

• User Interface to gather customer's travel details.

• Premium Computation based on various input parameters like Age, Plan Chosen, Cover Chosen, and Trip duration.

• Facility to save the quotation on-line and access at a later time.

• Compare various plans on-line.

• Extend or Endorse the policy on-line.

• Allow customer to purchase policy using various payment options like Net Banking, Credit Cards, Cheques and Drafts.

• Issue a digitally signed policy certificate on-line to the customer, which can be printed and used as a valid document.

Extension, Endorsement and QC Modules:

Extension and Endorsement modules allow customers to change policy details like Insured Details, Plan, Sum Insured Amount, Policy Duration and also other details. Depending upon changes the module:

• Adjusts the premium and modifies the policy issued, appropriately.

• Generates an Extension or Endorsement request and forwards the same to the operations team.

QC modules allow operations executives to approve or reject Extension and Endorsement Requests depending on business rules defined for the same.

Depending upon the acceptance of the above, the Refund modules generate refund requests from where the refunds are released.

2. Renewal Of On/Off-line Policies Module allows customers to renew their Home and Health Insurance Policies (which was purchased on/off-line) on-line.

The modules developed were

• Allow operation team to upload off-line policy details into the system.

• User Interface to allow customer's to renew their policy.

• Allow customer to purchase policy using various payment options like Net Banking, Credit Cards, Cheques and Drafts.

• Issue a digitally signed policy certificate on-line to the customer, which can be printed and used as a valid document.

• Downloadable report for operations team.

3. Policy Dispatch Tracking System:

This system tracks the delivery status of policies that various courier companies are responsible of delivering to the customer. The solution designed, helps the Operations team and the customers to track the policies by using e-mail and Short Messaging Services (SMS). Internet Tracking allows ICICI Lombard customers to query and obtain policy dispatch status information via its web site. Bulk printing facility was also provided. Reports were generated for the same.

4. Interface To the Data Warehouse:

Developed interface queries between the transactional database and the data warehouse, facilitating the transfer of data. My responsibility was to develop queries for following products

• Home Insurance

• Personal Accident Insurance

• Travel Insurance (Overseas Travel, Student Travel)

Organization: First Flight Couriers Ltd, Mumbai.

Client Name: First Flight Couriers Ltd, Mumbai.

Team Size: 5

Technologies: ASP.Net 1.1, C#, MS SQL Server 2000, JavaScript.

Responsibilities: • Gathered requirements for new features or modules.

• Involved in analysis and design/coding of new features/modules.

#6. First Flight Aviation System (Aug 2006 - Mar 2007)

Description: A Web Based Solution, which caters the entire need of Aviation Operations for First Flight Couriers Ltd. This Application is operational at First Flight Airport Aviation Hubs. First Flight Couriers Ltd Operational Team can view required MIS reports across the globe. Application is fully automated with minimum manual intervention by providing Barcode, Mobile scanning device, automated weight capture of BPL (Bag Wise Parcel List) through weighing machine etc.

Reports: Airway Bill Printing (Consignment Docket)/Flight Manifest, Offload Operations Report. Less and Excess Baggage Report. Invoice, Sales Report etc.

Web Services for Weather Forecasting for specific states in India.

Offload Operations module (complete and partial Bag Wise Parcel List Offload).

Flight Status module: Consists of information regarding flight arrival and departure status, fuel intake, Captains details etc.

Main modules in Inbound Operation comprises of the following: -

Unload operations is completely automated through mobile scanning device.

Admin Module comprises of Role Management and Audit Trial, New User Creation, Assigning Roles.

Error Tracking Tool (Component) using Web Services and Windows Services.

Organization: Atkom InfoTech Pvt. Ltd, Mumbai.

Client Name: Eviska InfoTech Pvt. Ltd, Mumbai.

Team Size: 6

Technologies: ASP.Net 1.1, VB.Net, MS SQL Server 2000, JavaScript.

Responsibilities: • Gathered requirements for new features or modules.

• Involved in analysis and design/coding of new features/modules.

#7. Web Enabled Time Office System (WETOS) (Feb 2006 - Jul 2006)

Description: This web based Intranet Web Application was developed for Eviska InfoTech Pvt. Ltd. It was designed to manage the following on-line

• Attendance

• Scheduling of Shifts and Shift Swapping

• Leaves and Compensatory Off

• Over-Time

• Out – Door Duty

• Leave Application, Approval, Sanction & Encashment

• Generating appropriate MIS reports.

• Rule configuration module.

WETOS interfaces with the Card Reader’s database and fetches the data for its operation. Comprehensive security is provided to ensure conditional access as required to each team member.

#8. Estimation Tool System (Client: Bombay Net Information System, Mumbai, Feb. 2006 - Jul 2006)

Description: This estimation tool is a web based intranet tool that helped our client

• Maintain inventory of the Raw materials procured

• Costing of finished goods

• Estimation of packaging required for above

• Generate required reports

Personal Information:

Name: Sanjay D. Kulkarni.

D.O.B: 4th December 1979.

Sex: Male

Marital Status: Married

Address: Flat No. 1304, Mapel, Mahavir Kalpavruksha, Behind Hypercity Mall, Kasarvadavli, Ghodbunder Road, Thane (West)- 400607. Maharashtra

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