Kyle Crosswhite
Resume
December ****
Kyle Crosswhite
Castle Rock, CO 80104
acs0uw@r.postjobfree.com
Objective: To accept a challenging and rewarding position enabling me to utilize my 16 + years of experience and knowledge obtained in community banking/finance.
Work History:
August 2015-Present
Mile High Acura
Internet Sales Manager
Aurora, Colorado
Duties: Responsible for the successful conversion of internet sales leads into appointments and automotive sales. I have consistently placed in the top percentile of sales leaders and customer satisfaction indexes.
December 2013-June 2015
Autonation Buick-GMC
Internet Sales Manager
Lone Tree, Colorado
Duties: Responsible for the successful conversion of internet sales leads into appointments and automotive sales. Consistently placed in the top percentile of sales leaders and customer satisfaction indexes.
January 2013-September 2013
JD-Byrider of Aurora Colorado
General Manager/Finance Manager
Aurora Colorado
Duties: Responsible for day to day oversight of site operations including sales and service, credit underwriting, loan closing, inventory management, collections, hiring of sales and office staff.
April 2012-January 2013
Phil Long Lincoln of Colorado Springs
Sales Consultant
Colorado Springs, CO
Duties: Qualification and assessment of customer’s automobile requirements, automobile presentation, demonstration, provide customer with varying terms for the purchase of automobiles, closing.
December 2009-August 2011
First State Bank of Colorado
Market President/Commercial Lending Officer
Fountain, CO
Duties: Consumer and Commercial loan & deposit development, origination, underwriting, loan closings and relationship officer, Senior branch lending officer responsible for larger and more complex commercial credits, management of approximately $25 million + commercial and consumer portfolio, financial/credit analysis, lending compliance, construction lending, business development, community relations, member of multi-bank lending/policy committee and full-time operations/branch management duties.
November 2005-September 2009
5Star Bank
Lending Officer
Colorado Springs, CO
Duties: Commercial, industrial, consumer and construction loan origination, underwriting, loan documentation, loan closings and relationship officer, business development, lending operations, corporate credit card originations, commercial and consumer financial/credit analysis, member of commercial credit card and bank loan committees, initiated and supervised all lending department administration policies and procedures, oversight of lending compliance, portfolio management of a $10 million + loan portfolio and $20 million + commercial credit card portfolio, collections.
June 2005-November 2005
5Star Bank/Adecco Temp Position
Financial/Credit Analyst
Colorado Springs, CO
Duties: Financial and credit analysis for commercial and consumer credit cards, student loan origination. Acted in the capacity of a consultant to bank management ensuring proper loan structure, compliance and documentation for branch level loan originations.
June 2004-January 2005
Colorado National Bank
Vice President/Commercial Loan Officer
Monument, CO 80132
Duties: Commercial, consumer, residential and construction loan origination, underwriting, closing and relationship officer, Senior branch lending officer, business development, operations/branch management supervising 6 to 8 employees, financial and credit analysis, branch budgeting.
December 2002 – February 2004
TCF Bank
Branch Lending Manager
Colorado Springs, CO
Duties: Senior branch lending officer responsible for consumer loan originations primarily secured by owner occupied residential properties, credit and financial analysis, operations/branch management supervising 4 to 6 employees, business development.
August 1998-December 2002
Various Jobs and Positions
Colorado Springs, CO
Duties: Automobile Sales, Credit Card Merchant Processing Sales, Modular Home Sales and Finance, Professional Driver, Residential and Commercial Loan Brokering, Mortgage Discounting and Purchasing.
April 1992-July 1998
Community Banks of Colorado
Vice President Loan Administration/Lending Officer
Cripple Creek, Gunnison and Crested Butte Colorado
Duties: Commercial, residential, construction, agriculture and consumer loan originations, managed commercial/consumer loan portfolio of approximately $15 million VP duties included lending, establishing and training of lending policies and procedures for new branches, loan administration supervisor for all branches supervising 6 to10 loan administration positions, lending call report, commercial credit committee, collections, special assets, lending compliance and business development.
January 1991-April 1992
Rocky Ford National Bank
Management Trainee
Rocky Ford, Colorado
Duties: Training in all aspects of retail bank operations and lending functions. Allowed access to board meeting, bank budgeting, call reporting, correspondent banking and credit committee.
Education:
The University of Phoenix
Colorado Springs, CO
2005- Accounting
American Institute of Banking Certifications:
1997-Commercial Lending
1996 & 2011-Financial Statement Analysis
1995-Consumer Lending
1994-Accounting
American Bankers Association Certifications:
1995-Graduate ABA Intermediate Schools of Banking
1993-Graduate ABA Fundamental Schools of Banking
Fred Pryor Schools of Business Certifications:
1994-Graduate of Office Administration
1993-Graduate of Priority Management
Otero Jr. College
LaJunta Colorado
1986-1988: Business Management Major/English Minor
University of N. Colorado
Greeley, CO
1985-1986: Business Major/English Minor
Brush High School
Brush, Co
1981-1985: General Education
Skills:
Customer service oriented specializing in Business Development, Portfolio Management and retainage of commercial accounts
Lending: Commercial (10 years), Agriculture (2 years), Automobile (10 years), Conventional Mortgage (5 years), Home equity (5 years), Construction (7 years)
Financial and Credit analysis (10 years)
Loan Administration Supervisor Experience (10 years)
Supervisory Position in Bank Operations (2 years)
Wolters Kluwers/Gulfpack Compliance One Loan Documentation Software (4 years)
Bankers Systems/Laser Pro Loan Documentation Software (6 years)
Metavante and Kirchman Bank Operating Software (5 years)
Jack Henry Bank Operating Software (6 years)
Sageworks Financial Analysis Software (3 years)
Bukers Financial Analysis Software (1 year)
QuickBooks Accounting Software (2 years)
Microsoft Excel, Word and PowerPoint (10+ years)
Loan & Credit Card Collections (12 years)
GL Reconciliation (2 years), Bank Call Report (2 years)
Asset/Liability Management (2 years)
Bank Compliance both Operations and Lending (15 years)
Business Development (5 years)
Automotive Sales (2 years)
Typing 60+ wpm
Affiliations:
Ft. Carson Men’s Association
Ft. Carson Colorado
Currently
Teller County Literacy Board
1996-1997 Board Member
Woodland Park Saddle Club
1996-2000: Board of Directors
2000-2002: Rodeo Chairman
2001-2001: President