Denise M Brinckman

*** ******* ****

Branchburg NJ 08853

908-***-****

acrz3s@r.postjobfree.com

Work Experience

January 2015 – September 2015 *Valley National Bank (Wayne, NJ)

Data Integrity Specialist

Write Up Document Input Sheets for all commercial loans and commercial mortgages

Knowledge of all documents

Make sure that the documents and commitment letters match and approval policies are followed

January 2013 – January 2015 * Customers Bank (Hamilton, NJ)

Mortgage Shipper

Log incoming mortgage loan documents into computer once received

Place incoming loans in files and scan

Ship all audited loans to appropriate requesting mortgagee

Follow up on any requested documentation

January 2011 – January 2013 * Customers Bank (Phoenixville, NJ)

Collateral Specialist and Vault Supervisor

Prepared all mortgages, Ucc’s, Assignment of Rents, Titles to be recorded

Upon return of documents recorded on system and in log, scanned and filed

Made sure all documents were signed correctly and if not followed up with

documentation specialist/lender

Input all new loans in folders by tabs

Scanned all new loans

Made sure vault was kept organized

Kept list of outgoing files

Used VINTEC for recording of liens on titles

Logged taxes into system

Followed up on exceptions

Helped lenders and collateral specialists with forms needed for signing and collateral specific forms

April 2010 – December 2011 * Fleetwood Bank (Fleetwood, PA)

Credit Administration Specialist

Document all Consumer, Commercial and Mortgage loans

* Prepare all loans for closing

* Get all disclosures ready for the loans

* Log all denied and withdrawn loans

* Settle GL accounts

* Process fees

* Close loans

* Type up satisfaction pieces

* Handle all homeowners insurance policies

* Review loans for errors or missing items

* Help with the loan accounting function

* Payoffs

* Work with Bankway, ARTA, Word and Excel*

June 1997 – April 2010 * Harleysville National Bank and Trust

(Harleysville, PA)

Held various positions within the bank as described briefly below

(Bank was bought out by First Niagara and back office jobs lost)

Consumer Loan Operations Manager

March 2008- April 2010

* Process transactions

* Balance GL account and complete daily reports

* Upload loans from Laser Pro to Jack Henry system

* Document exceptions and make sure all within compliance

* Processed all life and accident and health claims and payments

* Provide friendly customer service for lenders and customers, and

solve problems

* Use Word, Excel, Jack Henry, Laser Pro, Oracle and email system

* Daily reconcilement of the GL accounts

* Dealt/entered all declined and withdrawn loans

* Made sure payoffs were processed and transactions balanced.

* Worked with selling of loans to other lenders

* Worked charge off/non accruals monthly

* Worked with collateral tracking

* Worked with insurance tracking on JH and with outside vendor

* Deal with all promotions for loans

* Did daily reports

* Handled email box for Loan Operations questions

* Some commercial loan/mortgage experience

* Worked in vault when needed

* Created files for vault

Consumer Loan Documentation Supervisor/Commercial/Consumer Loan Preparer

April 2003 - March 2008

* Processed all consumer loan approvals onto laser pro system to send

docs to branch

* Made sure all compliance and regulations were met before documents

were sent for signature

* Handled email box for all requests and questions.

* Verified that borrowers entity was correct via websites and

operating agreements

* Ensured signers could sign for corporations

* Answered all branch questions in regards to documentation

* Helped with balancing the GL's

* Learned to input commercial loans and approvals

* Reviewed consumer and commercial packets

* Briefly got into Letters of Credit

* Used word, excel, Jack Henry, Oracle, Laser Pro and email system

Indirect Lending Specialist

September 2001 - April 2003

* Processed all dealer approved and declined loans (used Appro)

* Dealt with all dealer questions, handled phone calls

* Processed all dealer money either through ACH, branch accounts or

cashier's checks and balanced GL accounts

* Made sure all accounts balanced for the dealers and if not looked

into discrepancies

* Got loans ready to be shipped to main office for input on the system

Consumer Loan Input Specialist

September 2001 - June 1999

* Put all loans signed at the branch onto the Jack Henry system including Indirect loans and funded them

* Made sure all documents were signed and approved correctly

* Funded all loans to GL accounts and to customers account

* Did payoffs if they were part of the documentation

* Made sure GL's balanced

* Daily reports

Consumer Loan Closed Loan Specialist

June 1999 - June 1998

* Put all loans signed at the branch onto the Jack Henry system

* Made sure all documents were signed and approved correctly

* Funded all loans to GL accounts and to customers account

* Did payoffs if they were part of the documentation

* Made sure GL's balanced

* Daily reports

Proof Operator

June 1997 - June 1998

* Ran all transactions that were done at the branch through proof

machine

* Made sure each batch balanced

* Ran all fed transactions through system and balanced them out

* Figured out differences and fixed on system and at branch

Jan, 1995 - Jun, 1997 * Assistant Manager for Play Pod (

Lansdale,

PA )

Daily contact with customers to book parties via phone and dealt with

customers as they came into the center to play. Dealt with customer

issues and complaints. Managed ten employees on day and night shift.

Worked register and balanced at night. Used Word and Excel.

Education

1997-2009 AIB Courses

Took some consumer and commercial banking

courses at Harleysville National Bank

1992 - 1994 College

Lehigh Carbon Community College, Schnecksville, PA

Took some basic college courses in evening.

1987 - 1991 Diploma

Upper Perkiomen High School, Pennsburg, PA

Comprehensive and Academic Courses.

References

References available upon request

Contact this candidate