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Mortgage / Title Closer

Location:
Jacksonville, FL
Posted:
October 01, 2015

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Resume:

**/** - **/** – Mortgage Closer – Freedom Mortgage – Examined and verified HUD1 settlements statements, cured tolerance, corrected fees, information and balanced Lender’s monies by Federal, State, and company regulations. Submitted lender’s closing instructions for loan amount changes and requested revisions from Title Companies, Attorneys, issued Lender approvals and transmitted closing documents for signatures. Kept apprised of Federal, State, company mandated and compliance updates.

08/10 - 02/14 - Mortgage Closer Auditor-EverBank - Examined and analyzed loan files entering the closing department for crucial pertinent documents required to prepare closing documents by Federal, State and company guidelines by pre-determined deadline. Presented daily file intelligences of file findings and discrepancies for authorize persons. Kept a chronicle verification and calendar for appropriate closing team members and department managers. Regularly notified other department managers of file requirements to complete the closing document procedure.

12/08 - 09/09 – Mortgage Closer-Bank of America - Coordinated, and prepared loan closing packages, including issuance of funds, to ensure the marketability of lender loans. Prepared and inspected closing documents ensuring that closing packages met determine date and time. Verified HUD1 data, lender fees and loan amount. Reviewed supporting documents for data integrity and accuracy. Maintained a closing calendar. Ensured loan documents were completed and accurately track closing dates and times. Updated, reviewed and approved HUD-1 for accuracy and funded accordingly. Confirmed closings and disbursements. Kept apprised of all system, company, underwriters and financial governing updates.

06/05 - 4/08 - Title Processor/Closer-Universal Land Title - Ordered and examined pertinent documents to clear title for upcoming closing. Prepared settlement statements per lender instructions, contracts and approvals. Consulted with Brokers, Attorneys, Agents of Realty, Lenders, Surveyors, Appraisers and customers in connection with sales, refinances, mortgage loans, title issues, corrections and monies exchanges. Closed loans, notarized and disbursed funds per lender’s authorizations and contracts. Post closed files according to financial regulatory agents and company procedures. Ensured mortgages were recorded and updated according to Federal, State and company requirements. Kept apprised of all system, company, underwriters and financial governing updates.

05/04 - 05/05- Title Processor/Closer-Nations Title Agency of Florida - Ordered and examined all pertinent documents to clear title by deadline. Prepared settlement statement per lender requirements, contracts and approvals. Consulted with Brokers, Attorneys, Agents of Realty, Lenders, Surveyors, Appraisers and customers in connection with sales, refinances, corrections and monies exchanges. Closed loans, notarized and disbursed funds per lender’s approvals and contracts. Post closed files according to financial regulatory agents and company procedures. Kept apprised of all system, company, underwriters and financial governing updates.

07/02 - 10/03 – Sr. Mortgage Closer- Bank of America - Prepared and audit closing documents ensuring that closing packages met determine date and time. Verified data, lender fees and loan amount. Audit file completeness, input required information and ensured accuracy. Reviewed titles, contracts, and other supporting documents for data integrity and accuracy. Maintained a closing calendar to document any deficiency/discrepancies. Ensured loan documents were completed and accurately track closing dates and times. Updated, reviewed and approved HUD-1 for accuracy and wired funds or requested checks accordingly. Confirmed closings and disbursements.

01/01 – 04/02 - MAY Management Services, Inc. at Sawgrass - Executive Assistant for Office Manager and Property Managers. Answered major phone lines, ascertain pertinent information and notify appropriate manager of authority. Monitored Property Managers email, postal mail, researched, replied and service calls accordingly. Prepared checks, monthly financial reports. Kept accurate calendar of events and meetings. Prepared work orders and dispatched emergency notification to Operations Supervisor.



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