Katherine Welch

720-***-****

acrtx3@r.postjobfree.com

Objective: Seeking a position of Mortgage Loan Processor with a financial institution where my experience and skills in mortgage compliance and processing will be utilized effectively and efficiently.

Experis Financial, (Contractor for Western Union) AML Compliance Analyst 5/2014 – 3/2015

Reviews transaction data and monitors transactions for suspicious activity.

Conducted Internet researches, Public Records by running GIS and RDC in order to conduct due diligence on identified parties/Companies.

Composed Analyst report summarizing findings and alerts pertaining to investigation on any possible suspicious activities.

Research company structures and analyze various individuals in order to maintain compliance as set forth with the Southwest Border project by maintaining US regulatory requirements set forth by FinCEN and FATF to preform due diligence to mitigate any potential money laundering.

Bank of America, Home Service Specialist I 1/2013-12/2013

Validate loans by using automated underwriting system including LP and DU and submit to Underwriting for initial review.

Proactive communication with the borrower, realtor, Title Company and all other parties involved in the transaction.

Updating new documentation on the file as it comes in while staying alert to changes and underwriting guidelines.

Maintain an organized pipeline to ensure loans closed on time.

Professional communication with both internal and external client communication both written and verbal.

Volt, Legal Liaison (Contractor for Aurora Bank) 4/2012- 6/2012

Assisted with contested foreclosures and legal department.

Gather and compile data for discovery and the defense of the litigation team.

Research includes but not limited to title searches, HOA liens, Probate, tax matters, contested evictions or any other matter that involved the legal department.

Assistant to the attorneys and paralegals to get the file ready for trial by using effective time management skills and communication in order to meet court deadlines for discovery.

Randstad, Mortgage Loan Processor Assistant (Contractor for US Bank) 6/2012- 11/2012

Input loan application into the system. Validating and verifying information provided by the borrower is accurate.

Assisting the processor by pulling Credit, ordering verification of employment, stacking the file and other various tasks assigned by management in order to meet the borrowers expectation on closing.

Specialized Loan Servicing, Relationship Manager/Out Reach Specialist 10/2011- 2/2012

Call center atmosphere answering 90+ calls a day assisting homeowners with making payments, loan modification, foreclosures, short sales, deed in lieu worked with delinquent accounts that were 60-90 days past due.

Initiated client interviews to start modification process.

Processed and validated client information.

Explained and advised clients on loan programs and eligibility.

Analyze client’s financial data to determine eligibility.

2-10 Homebuyers Warranty, Enrollment Compliance Specialist 11/2009-12/2010

Generated and shipped proof of warranty certificates.

Contacted home inspectors and builders to determine if the home was built to county codes and inspections were passed and scheduled.

Process the warranty documentation and ship warranty certificates back to the builders to distribute to the homebuyer.

Trust Company of America, Transfer Out Specialist/Client Distributions 5/2006- 6/2009

Processed daily distributions per clients request.

Verified and validated transfer out paperwork submitted by other Mutual Fund Companies.

Verifying and validating all balances, trades and execute trades.

Process and reconcile Omnibus-trading accounts.

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