SUMMARY

Dynamic and detail-oriented Finance Professional with 6 years of working experience in financial and managerial practices. Specialized in Financial Planning, Reporting, Analysis, Business Process Modelling, Process Mapping and Process Workflows. Excellent interpersonal and communication skills, looking for a passionate career as Financial/Sales/Real Estate analyst.

TECHNICAL / FINANCIAL SKILLS:

Domain Knowledge: Analysis of Financial Statements, Business Valuations, Cost Benefit Analysis, Cash Flow report generation. Calculating Net Present Values, Percentage Change, ROI & ROE, Account Reconciliation.

Programming languages: SQL, Unix, Oracle Financial Services

MS Excel Skills: PHStat, Visio, Excel QM and VB Macros

Portfolio Management : Bloomberg Certification

SAP : Functional Knowledge of SAP

Commercial Real Estate Valuation: Real Estate Analysis W/ Argus

PROFESSIONAL EXPERIENCE:

Manager-Business Development and Client Relation –

Silver Brook Learning Centre, Mumbai, India January 2014 – June 2014

Led technical teams in problem analysis, process augmentation and resolutions using MS Excel (Pivot tables), Visio for data validation among other skills.

Compiled monthly performance reports and variance tracking.

Performing KPIs Operating Environment, Framework and Boundaries.

Worked with management to document and offset unusual expense variances.

Assisted in creation of vendor contracts for outside vendors.

Relationship Manager (Preferred Banking) –

HDFC Bank Ltd., Mumbai, India August 2012 – December 2013

Developed preferred client relationships managing their investment portfolios and banking needs using process maps and metrics.

Utilized the centralized resources within Sales Operations to provide answers and solutions.

Conducting period analysis - monthly, quarterly, half-yearly and annual as per company Policy and Procedure.

Performing independent analysis, review and assessment on topics associated with control/process.

Managed financial and banking requirements during potential client meetings.

Reconciled bank statements to clients’ book and prepared financial statements from client documents.

Conducted risk profiling of all mapped clients in relevant systems.

Coordinated the approval or rejection of lines of credit and commercial, real estate, personal loans.

Provided reliable and timely project by project expense, capitalization and spend data for all departments.

Managed portfolio size of $50 million.

Founder and Sole Proprietor - Euro Kids, Kolkata, India March 2011 – July 2012

Started a business serving 1 to 3 year old children providing an integrated curriculum for learning primarily through music, art, drama, dance projects, computer interaction and outdoor activities.

Supervised teacher training and presentations allowing for the exercise of independent judgment. Established project planning, marketing, admissions and staff recruitment and monitored day to day activities.

Managed a staff of ten and all financial aspects of the business. Euro Kids survives as going concern today being run by family members.

Relationship Manager - Daksh Consulting Pvt. Ltd – Pune, India April 2009 - February 2011

Maximized client investmnent portrfolios through ccomprehensive financial planning, risk management, asset management and real estate planning.

Tracking existing assets including fixed asset numbers and accounting for the assets disposition.

Determined best short and long term tracking methodology for Financial Planning.

Involving in the month end and year end accrual in accordance to established policies and procedures.

Actively assisted in company promotional activities.

EDUCATION:

Masters of Science, Finance, 2015 – GPA 3.67

The University of Tampa- Tampa, FL, USA

Coursework: Essentials of Accounting, Foundation of Economics for Managers, Statistics for Decision Makers, Financial Management and Strategy, Investment Portfolio Management, Decision Modelling and Analysis, Business Analysis and Valuation, Financial Institute and Money Market, Applied Corporate Finance, Financial Analysis for Commercial Real Estate W/ Argus.

Bachelor of Technology in Computer Science and Engineering, 2008 – GPA 3.9

Calcutta Institute of Engineering and Management – Kolkata, India

Coursework: Database Management System, Object Oriented Programming, E-Commerce, Discrete Mathematics, Operation research, Financial Management and Accounts, values and Ethics in Profession, Industrial Management.

Accomplishments:

Business Analysis and Valuation for Tech Data

The business analysis and valuation framework which can be applied to a variety of decision contexts, including securities analysis, credit analysis, corporate financing policy analysis, merger and acquisition analysis, and management communications, discounted cash flow, WACC calculation, market comparable analysis. It also examines the shareholder value creation process in the context of competitive analysis and practical investment theory. Concepts of value creation are evaluated including Free Cash Flow, EPS, Market Value Added, and Economic Profit (EVA) for Tech Data a publicly traded company.

Real Estate Project with Argus

Created several property cases mostly Retail and Commercial using Argus very extensively. Worked with Leasing Commissions, Rent Renewals, Inflation, New Tenant Improvements, Market Lease, Reimbursements, Capital Improvements, Space Absorption, Property taxes, Capital Expenditure

Financial Institution and Money Market for Wells Fargo

As a team we analyzed Wells Fargo's Income Statement, Balance Sheet, Cash Flow Statement, Source and Usage of Funds. We had to identify the Loan loss Reserve, Non-interest income, non-interest expenses, ROA, ROE, net interest spread. Then we had to present SWOT analysis, Exposure to Interest Rate Risk, Closest Competitors using Numerical Rate Risk, Effect of the declining Housing market, lawsuits with respect to mortgages, current stock price analysis

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