A. R. SENTHIL KUMAR

Email: acrcbb@r.postjobfree.com

Mobile : 984*******/ 887*******

Objective

To pursue a career that poses challenges and promises opportunities for growth, based on merit and performance.

Profile

14 Year Experience in Banking sector knowledge in Retail Liabilities and Retails Asset Products.

Summary

4 .5years in Agri Loans (Commodity based finance) for ICICI Bank Ltd.

6 Months in Branch Banking (Personal Banker) for HDFC Bank Ltd.

4 years of experience in Retail Branch Banking (Liabilities) for Axis Bank Ltd.

4 years of experience in Retail Assets Collection (Personal Loan) for ICICI Bank Ltd (Reliance Associates).

1 year of experience in Retail Assets Collection (Housing Loan) for LIC HFL (Nissi Associates).

Professional Experience:

ICICI BANK Ltd (Sep2011 –Till date)

Department : Enterprises Credit

Designation : Solution Manager

Location : Virudhunagar

Functional Roles

Handling Working Capital like over Draft (OD), Credit Cash (CC) and Commodity based funding (CBF) for Madurai Region (Virudunagar, Tuticorin, and Tirunelveli District.)

Handling more than 9 Branches for business Activities.

Business generation through Self and Branches.

Responsible for basic credit like preparing Approval note, duedups check (Including Cbil), FI, Technical, Legal Report and MOT.

Full Responsibility form Login to Disbursement of the case.

Regular training to branch staffs for new amendments and updation in the products.

Evolving, driving and managing sales promotional activities for branches in different locations.

Do regular Limit Set-up for CBF customer for their business

Get Empanel of Godown like Private Licnece and Unlicnces Warehouse and cold storage for storing of Stocks.

Get Commitment from Branch Manager along with Cluster branch manager for the Month.for CASA.

Weekly and Monthly MIS has role out to all branches base on Commitment.

Attainments

Cross-sell products Sold like LI, Home loan,Car loan and other Asset and Liability products from my existing customers.

Increase the business volume by adding new customers and reference from Existing clients.

Solving Customer End Problems within the turnover time.

HDFC Bank Ltd (April’2011 – Sep2011)

Department : Branch Banking

Designation : Personal Banker

Location : Tuticorin

Functional Roles

Acquisition and relationship Management of High Net Worth clients

of existing portfolio and achievement of income targets by cross selling of related products

Cross selling all products like HL, Insurance, mutual funds etc.

Axis Bank Ltd (September’2006 – March’2011)

Department : Retail Banking

Designation : Assistant Sales Manager

Location : Tuticorin

Functional Roles

Acquiring new client Relationships for Retail Banking.

Portfolio Management for all Clients.

Sales and Marketing Of Banking Products includes Accounts, Insurance & Investments

Generating Fee based Revenue for Bank.

ICICI BANK Ltd. (Reliance Associates) (September’2002 – August’2006)

Department : Retail Assets (Personal Loan)

Designation : Collection Executive

Location : Madurai

.

LIC Housing Finance Ltd. (Nissi Associates) (August’2001 – August’2002)

Department : Housing Loan

Designation : Collection Executive

Location : Madurai

Educational Qualification:

M.Com (2001)

Institute : Yadava College of Arts & Science, Madurai.

Affiliated to : Madurai Kamaraj University

B.Com (1999)

Institute : P K N College of Arts & Science, Thirumangalam.

Affiliated to : Madurai Kamaraj University

Technical Qualification:

English Typing Lower [ Second Class]

.

Personal Details:

Father’s Name : Mr. A. Rajarathinam

Date of Birth : 03rd June 1978

Sex : Male

Marital Status : Married

Nationality : Indian

Personal Strength : Hardworking & sincere.

Possess Good Communication Skills,

Quick learner & flexible.

Languages Known : English (Read, Write & speak)

Tamil (Read, Write & speak),

Hobbies : Reading Books & Music

Address : No. 21 Nehru 2nd street,

Kallathupottal, Thathaneri,

Madurai – 625018.

Declaration:

I declare that the given statements are true with best of my knowledge. If I have given a chance, I will prove my efficiency and I will work for the welfare of the organization.

Thank you for your time.

Place: Madurai Yours Sincerely,

Date:

A.R. Senthil Kumar

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