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AARREEAA OOFF FFOOCCUUSS:: FFIINNAANNCCIIAALL// CCRREEDDIITT RRIISSKK MMAANNAAGGEEMMEENNTT QQUUAALL II FF II CCAATT IIOONNSS PPRROOFF II LL EE Detail- and results-oriented professional, with comprehensive experience in the fields of finance and credit risk analysis. Capable of collaborating well with staff, clients, and other individuals with diverse cultures and backgrounds. Equipped with solid capabilities in adapting to fast-changing environments while maintaining composure, professionalism, and work ethic. Armed with strong organizational, multitasking, problem-solving, and interpersonal skills. Articulate communicator; bilingual in English and French. AARREEAASS OOFF EEXXPPEERRTT II SSEE AANNDD IINNTTEERREE SS TTSS Risk Management ~ Financial Analysis ~ Financial Modeling ~ Stress Testing and Scenario Analysis Banking Industry ~ Counter-Party Risk ~ Process Optimization PPRROOFFEE SS SS IIOONNAALL EEXXPPEERR II EENNCCEE KROLL BOND RATING AGENCY, INC. (KBRA) - MOUNT AIRY, MD Associate, Financial Institutions 2010–Present

Exemplify expertise in utilizing quantitative and qualitative rating determinants in assigning bank deposit and debt ratings.

Systematically allocate issuer and debt ratings to non-bank finance companies, such as Business Development Companies (BDCs) and leasing companies.

Consistently generate, present, and defend credit analyses to rating committees.

Keenly check and attend to credit developments in a timely manner.

Proactively address various concerns from issuers; publish topical commentaries; and update credit reports.

Render effectual support to senior director in modifying a financial strength rating model for international banks.

Apply keen attention to detail in assessing financial statements of US and international financial institutions regularly.

Derive financial strength ratings (FSR) for banking institutions and countries.

Function effectively as lead analyst of KBRA’s foreign bank ratings and country ratings.

Demonstrate technical proficiency in utilizing Microsoft Access and Excel in processing financial data.

Facilitate training for junior financial analysts regarding issuer or debt ratings as well as financial strength ratings. LACE FINANCIAL CORP., FREDERICK, MD

Senior Financial Analyst 2007–2010

Assumed accountability in obtaining credit ratings, including financial soundness, probability of default on debt payments for financial institutions on a quarterly basis; as well as future performance outlook for countries and financial institutions.

Expertly drafted quarterly reports on underperforming United States commercial banks and thrifts; as well as evaluations of economic, banking, and financial conditions of countries.

Utilized Microsoft Access in processing quarterly financial data.

Made major contribution in expanding client base by establishing marketing proposals.

Played a key role in generating $50K company revenue in 2008. OOTTHHEERR EEXXPPEERR II EENNCCEE

CREDIT SUISSE, NEW YORK, NY

IT Analyst Intern 2006

IMMERSION ACTIVE, INC., FREDERICK, MD

Quality Assurance Intern 2005–2006

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EEDDUUCCAATT IIOONN AANNDD CCRREEDDEENNTT II AALL SS Master of Science in Finance 2012 - JOHNS HOPKINS CAREY BUSINESS SCHOOL, BALTIMORE, MD Relevant Coursework: Financial Modeling, Quantitative Financial Analysis, Managing Financial Risk, Accounting and Financial Reporting, Financial Institutions, Finance and Capital Markets, Business Communication, Investments, Financial Econometrics, Fixed Income, Derivatives

Bachelor of Science in Computer Science, Minor in Web Development 2007 - HOOD COLLEGE, FREDERICK, MD Bachelor of Art in Business Management, with Concentration in International Finance and Economics 2007 - HOOD COLLEGE, FREDERICK, MD

International Baccalaureate Diploma 2003 - UNITED WORLD COLLEGE, USA, MONTEZUMA, NM Obtained selection as one of two students at the national level to represent Burkina Faso at a United World College Earned recognition for leadership abilities, academic excellence, intercultural understanding, and community service Certified Public Accountant (CPA) Exam Qualification Certificate In Progress (Expected Completion: May 2016) - FREDERICK COMMUNITY COLLEGE, FREDERICK, MD AAFF FF II LL II AATT IIOONN

Global Association of Risk Professionals (GARP)

AACCTT II VV II TT II EE SS

Co-Founder and Chair/Committee Coordinator 2013–Present United World College-National Committee of Burkina-Faso (West Africa) Assistant Program Coordinator 2004 – Present

ICCV-N (Orphanage), Ouagadougou, Burkina-Faso

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