Nancy L. Humes, CFE

#* ********** *****, **. *****, MO 63123

314-***-**** Home/acr0jc@r.postjobfree.com

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EDUCATION

University of Missouri St. Louis- Bachelor of Science in Business Administration – Accounting Major

Certified Fraud Examiner

PERSONAL ASSETS

Dependable, team player, excellent work ethic, self-motivated, responsible, organized, flexible, multi-task, successfully build relationships with business lines and co-workers..

TECHNICAL SKILL

Microsoft Office Programs (Excel, PowerPoint, Word, SmartDraw, Sharepoint); LotusNotes; Archer; Teammate; QuickBooks; Working knowledge of PeopleSoft, Access, Visio, Insight, Boss and FAST, LPS, Hogan.

PROFESSIONAL EXPERIENCE

U.S. Bancorp March, 2013 – Present

Senior Internal Auditor

• Execute Operational audits for the Technology & Operations team for Government and National Lockbox, Cash Vault Services, Adjustments, Wire, ACH and Escheatment, both on-site and remotely to ensure compliance with U.S. Bancorp Policies.

• Execute Sarbanes-Oxley (SOX) 404 audits for Operations team. Team with management to ensure controls are written correctly and operating as written.

• Execute Statement on Standards for Attestation Engagements (SSAE) No. 16 reviews for National and Government Lockbox Services in conjunction with Ernst & Young. Test Employee Screening, Customer Maintenance, Daily Lockbox Processing, Physical and Logical Security, Data Transmission and Data Backup.

• Review IT controls to ensure in compliance with Information Security Services Standards (User Access, Password Setting/Configurations, Transmissions via Secure Protocols, SAN Replication, Data Backup).

• Act as Audit Lead for assigned business lines. Responsible for Planning Audit Engagement, Developing Risk Assessment, reviewing audit workpapers and hosting Audit Status Meetings with the Business Line Management Team. Additionally responsible for writing Audit Management Report.

• Responsible for communicating policy deviations identified during the audit to management, reviewing management resolution plan and validating remediation plan implementation.

• Gain access to business line applications to generate reports for independent testing by building relationships with management.

• Review Business Continuity and Disaster Recover Plans and testing schedules.

• Ensure lockbox operations are managing processes in accordance to customer contracts.

• Participate in Annual Planning.

• Maintain business relationships with management and provide support to the business line.

• Served on the Corporate Audit Services Representative Committee.

• Obtained Five Year Government Clearance status (three years remaining).

• Automated process to transfer information between two systems, avoiding manual input.

• Provide process enhancements utilized throughout the audit team.

• US Bank internal Award Recipient (2) with additional email acknowledgements from co-workers.

Bank of America, N.A April 2011 – March, 2013

Assistant Vice President - Senior Business Control Specialist

• Executed on-site risk assessments of third party law firm vendors to evaluate compliance in processing Bankruptcies and Foreclosures related to Residential Mortgage Default Servicing.

• Interviewed Management and shadowed associates in Foreclosure and Bankruptcy Operations to ensure compliance with Bank standards. Communicated issues/exceptions to firm management.

• Prepared Management Reports with assessment results, documenting issues/concerns and recommended remediation plans, to the Vendor Management Team.

• Validated remediation plans implemented by the firms, when necessary.

• Prepared and analyze firm performance scores and capacity models for on-site visits.

• Assisted management with special projects (LPS/System Upload Errors; Business Control Specialist Process Documentation; Attorney Updated Requirement Notification Submissions)

• Served as Moderator for bi-monthly team meetings.

• Recommended process enhancements to gain efficiency and consistency for the on-site visits.

• Bank of America internal award Recipient (two awards).

Enterprise Fleet Management December 2010 – April 2011

Accounting Coordinator- Contract Position

• Responsible for Fleet Management Department Accounting. Special management projects.

Prudential Advantage Realtors February 2009 – April 2011

Real Estate Sales Person

• Acted as both Buyer’s Agent and Listing Agent for residential real estate contracts.

• Rookie of the Year 2009

NH Auto Sales, LLC May 2004 – December 2010

President

• Responsible for managing all aspects of nationwide wholesale automobile company (Purchasing, Sales, Delivery/Transport, Accounting, Vehicle Title Processing).

• Managed national and statewide vendor contract with dealer franchises.

• Negotiated pricing with suppliers.

• Solicit new and maintain existing dealer accounts; attained $10 million in annual sales.

Bank of America, N.A. September 1996 - May 2004

Assistant Vice President - Corporate Audit Consultant

• Performed line of business Risk Assessments for Consumer Real Estate (Secondary Marketing, Mortgage Lending/Servicing) and Retail Banking Center line of businesses.

• Performed International Military Banking Center audits for the Department of Defense to ensure compliance with government contract.

• Developed and executed audit programs to ensure compliance with Bank and Regulatory Requirements,

• Assisted managers with Sarbanes-Oxley implementation.

• Identified control deficiencies and presented management with recommendations for resolutions.

• Tracked and validated remediation for identified Exceptions.

• Influenced process enhancements for protection of company assets.

• Developed automated report to identify fraud within teller cash shipment to the vault, via the General Ledger.

• Developed and maintained relationships within line of businesses to successfully execute audits.

• Participated on acquisition teams to ensure adequate transition of policies and procedures within the West Coast Banking Centers.

• Analyze monthly Key Performance Indicators to ensure merger/acquisition stability within each unit.

AT&T May, 1995 - September, 1997

Sales/Use Tax Accounting Coordinator/Corporate Card Coordinator – Contract Position

• Served as liaison between MasterCard and Corporate Cardholders.

• Audited employee expense reports to ensure compliance with corporate policy.

OTHER

• Served as Treasurer and Village Clerk for the Town of Grantwood Village. Responsible for working with the Chairman to set the budget and negotiate contracts for the Village. (2008-2010).

• Volunteer: Old News Boys Day; BJC Hospice; Young Variety-Kickball for a Cure; Susan G. Komen Foundation; Rock n’ Roll Marathon and Hot Chocolate Run for various charities.

• Member: Association of Certified Fraud Examiner; Institute of Internal Auditors;

• Licensed Missouri Real Estate Sales Person – Inactive; held by Missouri Real Estate Commission

• Served on Grantwood Board of Trustees as the Treasurer. Prepared monthly financial statements; migrated a manual accounting process to QucikBooks.

• Current Passport

References available upon request.

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