RAUL MANUEL FERNANDEZ

*** * *** ******, *** ****. Saint Louis, MO 63102

Phone: 1-832-***-**** / E-mail: acqz2p@r.postjobfree.com EDUCATION

ELS Language Center, English for Academic Purposes, St Louis, Missouri February 2015 Universidad Metropolitana, Bachelor of Science in Business Administration, Caracas, Venezuela October 1996 Universidad Metropolitana, Bachelor of Science in Computer Systems Engineering, Caracas, Venezuela October 1994 EXPERIENCE

Banco Occidental de Descuento Banco Universal (BOD) Caracas, Venezuela December 2013 – May 2014 Sixth largest bank in Venezuela

Project Leader

Coordinated the integration proofs between the new credit card system (Bankbu – OpenCard) acquired by the bank and its core system (Phase I: Amex credit cards).

Consorcio Credicard, C.A. Caracas, Venezuela August 1996 – June 2013 Third largest MASTERCARD and VISA credit and debit card processor in Venezuela Project Manager - Database Architect of Core Modernization Project August 2009 – June 2013 Coordinated and led the construction of the new database structures for Consorcio Credicard's Credit and Debit Cards Core Modernization project, following established standards and best practices (data modeling). Ensured data migration/synchronization from the old database structures to the new ones.

Led the analysis, development and implementation of the prepaid platform (Phase I: prepaid with debit cards)

Managed the documentation of all database structures of the current Consorcio Credicard's credit cards core

Created the standards for new databases (taxonomy)

Designed the new database structures for customers, accounts/cards, card distribution system and merchant affiliate modules for Phase I of the Core Modernization project, following established standards

Defined the data migration and data synchronization strategies between the old database structures and the new structures

Led the performance and certification of technical specifications of the data migration/synchronization for each table Issuer Development Manager - Issuer Systems of Production January 2007– July 2009 Ensured the proper operation of all credit cards issuance, embossing and printing, distribution, billing, authorizations, risk, fraud, clearing and information systems; as well as cardholder care, accounting, debit cards embossing and printing, CADIVI

(Venezuelan exchange control) and WEB systems.

Evaluation, execution, control and monitoring of continuous improvement projects, as well as development and implementation of new products.

Led the successful migration of BFC Bank cards from the EVERTEC processor to the Consorcio Credicard

Coordinated the Venezuela Currency Redenomination Project (adapted systems to work with Bolivares Fuertes instead of Bolivares)

Directed the analysis, development and implementation of all issuer-systems changes that guaranteed the SUDEBAN 129.08 Resolution compliance and the new Credit Cards and Debit Cards Law compliance Project Leader - Credit Authorization and Risk Management Systems August 1996 – December 2006 Ensured the proper operation of Authorizations and Risk Management systems, carrying out their continuous improvement and development.

Managed re-engineering of authorization systems and risk management systems

Coordinated and participated in the migration of communication systems between MASTERCARD/VISA equipment and Credicard’s host from BSC to TCP/IP protocols

Directed the analysis, development and implementation of a communication system between Credicard’s host and the Credicard’s IST Switch (OASIS Technology) to process all Credicard’s transactions coming from Credicard’s POS

(ON-US transactions)

Led the analysis, development and implementation of a local ON-LINE risk system

Integrated the authorization, communication and risk systems with MASTERCARD RiskFinder (another fraud detection system)

Migrated the generation of security card information from software to hardware (THALES)

Led the analysis, development and implementation of a local ON-LINE risk system

Managed the Y2K compliance efforts in authorization and risk systems, and coordinated development of Y2K contingency plans with other Project Leads

Developed systems for the maintenance, via ON-LINE and batch, of the Account File (MASTERCARD) and Exceptions file (VISA)

Attended the authorization/risk requirements from 19 banks and 2 Credicard’s departments, supporting 50+ users

Development, testing, certification and implementation of different MASTERCARD/VISA requirements due to annual MASTERCARD and VISA improvement in their systems (BankNet and BASE I) SKILLS

Programming Languages:

Highly proficient in C, C/400, CL, RPG/400, ILE RPG, SQLRPGLE, Java, SQL, 4GL Informix Platforms:

UNIX, AS/400(iSeries) Platform, RS/6000(pSeries – AIX) Platform, and Windows XP/7 RDBMS:

DB2

Applications:

IBM Client Access, MS Project, Microsoft Office 2007/2010 Data Architect and Power Designer data modeling tools MASTERCARD Credit Simulator and VTS from VISA

Additional Skills:

Local Area Network

Basic knowledge of SOA

Basic knowledge of BPM

CERTIFICATIONS

PMP certification

ITIL Foundation V3 certification

CCNA (Cisco Certified Network Associate) certification ADDITIONAL INFORMATION

Dual Spanish and Venezuelan citizenship

Fluent in Spanish and English