Dear recruiter, first of all, thank you for considering my candidacy.

I would like to tell you something about me.

I acquired meaningful competence in appraisal of enterprise, accounting, auditing and financial management. I had also a direct experience with real estate and financial consulting. I deal a research activity in microcredit and microfinance, quantum macroeconomics and regional economics. I'm working since 10 years at a small regional institution parabanking worlds. Thanks to my business and that of my colleagues, the Institute has developed a strong financial strength and broad support of the local population. The modest size of the company allowed that my decisions had a fast and clear feedback on the progress of the company and the relationship between it and its citizens. In my work assignments I learned to take important decisions by assessing the needs of the population and assessing their impact, without ever forgetting the results that the company wants to achieve. The work I done so far with positive results, in a complex country like Italy, stimulates me to look forward. At present I'm the head of the finance and credit in a consortium of collective guarantee on credits and I am capable to perform on similar tasks and for this I offer my candidacy. I am strongly convinced that the work offered will be an opportunity to be part of an important project. Besides, work for in an institution like yours represents a desire which featured fifteen years of studies: economics and finance, public administration, real estate, microcredit and co-operation; in addition to a decade of working in finance and credit institutions, holding positions of responsibility at local and regional level. I am particularly interested in economic development of a territory and to its credit and finance area, and looking for a job that can achieve my aspirations for professional growth. It would be an important impetus for my personal fulfilment.

Marco Desogus, PhD

Curriculum Vitae

Personal information

First name / Surname

Marco Desogus

Address

Via Donizetti 22

I-09128 Cagliari [Italy]

Telephone

+39-070-******* Mobile +39-339-*******

E-mail

Nationality

acqlnm@r.postjobfree.com

Italian

Date of birth 12/03/1979

Work experience

Dates 01/07/2005 – to date

Occupation or position held Business Economist and Financial Analyst – Management Level Main activities and responsibilities Company evaluation for security purposes, accounting, auditing and financial management; company rating analysis using "Basel 2 compliant" approach. Assessment of creditworthiness and of banking risk; setting up financing procedures and liaising with customers. Name and address of employer COFIMER S.C.p.A. – Consorzio di Garanzia Collettiva Fidi (parabank) Via Santa Gilla 6, I-09122 Cagliari [Italy]

Type of business or sector Financial, insurance and security-related activities Dates 01/02/2005 - 31/12/2006

Occupation or position held Business Consultant and Planner Main activities and responsibilities Product studies and statistics, benchmarking, business planning, assistance in business start-up Name and address of employer Freelancer

Via Londra 12, I-09012 Capoterra (CA) [Italy]

Type of business or sector Business consulting

Dates 01/11/2004 - 30/06/2005

Occupation or position held Academic Researcher

Main activities and responsibilities Industrial geo-economic research, study on the business-region relation and evaluation of infrastructural needs.

Name and address of employer Università degli studi di Cagliari - Dipartimento di Economia dell'Impresa Viale Sant'Ignazio 17, I-09123 Cagliari [Italy]

Type of business or sector Research & Development

Dates 01/11/2003 - 31/10/2004

Occupation or position held Commercial and Operating Director – Management Level Main activities and responsibilities Business development in Sardinia, network operations Name and address of employer Home City - Pirelli RE Agency Viale Regina Margherita 63, I-09124 Cagliari [Italy] Type of business or sector Credit and mediation and real estate brokerage Education and training

Dates 01/09/2010 – 19/12/2013

Title of qualification awarded PhD in “Economics”

Principal subjects/occupational skills

covered

Dissertation title: Microfinance and microcredit: definitions and analyses of development in the theoretical areas of quantum production. Scenarios and possible prospects in Italy (published as a book: Isbn: 978**********, Feltrinelli distribution; 2014). Name and type of organisation

providing education and training

Dates

Title of qualification awarded

Principal subjects/occupational skills

covered

Name and type of organisation

providing education and training

Dates

Title of qualification awarded

Principal subjects/occupational skills

covered

Name and type of organisation

providing education and training

Dates

Title of qualification awarded

Principal subjects/occupational skills

covered

Name and type of organisation

providing education and training

Università della Svizzera Italiana (Facoltà di Economia) Via Giuseppe Buffi 13, CH-6904 Lugano [Switzerland] 28/01/2011 – 26/02/2011

Advanced training course in “Cooperatives”

Characteristic values of cooperation; distinctive features of economic cooperatives; the mutuality; cooperatives financing; the annual financial statements of the cooperatives and the fiscal issues.

Università degli studi di Cagliari (Facoltà di Economia) Viale Sant'Ignazio 17, I-09123 Cagliari [Italy]

18/12/2009 – 19/12/2010

Advanced training course in “Microcredit”

Society economics; tangible and relational elements in microcredit; business planning; microcredit evaluation and best practice; cultural differences; relational economics; international aid; legal aspects in microcredit and microfinance; implementation models. Università di Bologna (C.I.R.I.G., Centro Interdipartimentale Ricerca e Intervento sui Gruppi) Via Filippo Re 10, I-40126 Bologna [Italy]

17/06/2007 - 23/06/2008

MA (2nd level Master’s degree) of “Public Administration - Public Policy and Management”

Human resource management; monitoring and evaluation of productivity in the public administration; organizational and technological innovation in public administrations; e- Government and Open Government; Public Procurement and e-Procurement, financial risk management of public administrations; Project Management; private-law contractual activities of public administrations.

Università Unitelma Sapienza (Facoltà di Giurisprudenza) Viale Regina Elena 295, I-00161 Roma [Italy]

Dates 15/09/1997 - 07/04/2003

Title of qualification awarded BSc (four year honours degree) in “Economics” Principal subjects/occupational skills

covered

Focus on political and financial economics: mastering the tools of economic analysis and the methods of mathematical-statistical investigation; adequate knowledge of the principles and institutions of the legal system; functioning of financial markets; interpretation of the various territorial contexts. Corporate management functions: human resources management; marketing; finance; accounting and budget; planning, organization, coordination and control. Dissertation title: Comparig two geo-economic researches; tourism in Pula and in Villasimius

(a summary of which was published in ‘Sardegna Economica’ magazine, issue n. 2-2003). Name and type of organisation

providing education and training

Università degli studi di Cagliari (Facoltà di Economia) Viale Sant'Ignazio 17, I-09123 Cagliari [Italy]

Dates 15/09/1992 - 15/07/1997

Title of qualification awarded Secondary school Diploma "Maturità Classica" (focus on classical studies) Principal subjects/occupational skills

covered

Humanities.

Name and type of organisation

providing education and training

Referee

Liceo ginnasio statale Giovanni Siotto Pintor di Cagliari (Liceo classico) Viale Trento 103/104, I-09123 Cagliari [Italy]

International Review of Economics, IREC (Springer). Professional qualifications

Publications

Lectures

Contracts awarded

Chartered real estate surveyor (estimates and valuations of real estate) [n.461/CA]. Registered freelance journalist [n.I-109951].

Registered business mediator – real estate agent/property broker [n. 901/CA]. The economy in 2014, in journalistic portal of the Association ‘Tramas de Amistade’, 5/26/2015. Marco Paolini's ITIS Galileo for the Stable Theatre of Sardinia: entertainment and issues from the show, in journalistic portal of the Association ‘Tramas de Amistade’, 4/17/2015. The school in small towns of Sardinia: dialogue on educational and socio-economic scenarios – written with Daniele Madau – in journalistic portal of the Association ‘Tramas de Amistade’, 3/22/2015.

The "Re-evolution" of Mitzas, sources of change of an island (Sardinia) that is alive. New socio- economic paradigms, complementary currency and trust in the topics of the festival "Mitzas" 2014: issues of relational reform of economics and arguing about current discontinuity of credit and money, in journalistic portal of the Association ‘Tramas de Amistade’ n. 37-2014. Microcredit and microfinance: submitting a research, published in ‘Proeis’ review n. 7-2014 [pp. 16/23].

Festival ‘LeggendoMetropolitano’ 2014: a dialogue with Piergiorgio Odifreddi, in journalistic portal of the Association ‘Tramas de Amistade’ n. 21-2014. An economic analysis of year 2013, in journalistic portal of the Association ‘Tramas de Amistade’ n. 20-2014.

Microfinance and microcredit: definitions and analyses of development in the theoretical areas of quantum production. Scenarios and possible prospects in Italy – publication of doctoral thesis, 2014 – self-publishing on ‘ilmiolibro’, Gruppo Editoriale l'Espresso; distribution channel: Feltrinelli [number of pages: 424].

Festival of philosophy 2014, Cagliari: the constitutional protection of human dignity as the focus of the essay on the conflict of values. A courageous proposal to the defense of an existential minimum, in journalistic portal of the Association ‘Tramas de Amistade’ n. 11-2014. Changes, dystopias and innovations in urban centres of Sardinia in times of crisis. A call for scientific study, in journalistic portal of the Association ‘Tramas de Amistade’ n. 11-2014. Microcredit as a tool for poverty reduction, in the southern countries in the world like in Sardinia, in journalistic portal of the Association ‘Tramas de Amistade’ n. 34-2013. More microcredit for new poverties, published in ‘Sardegna Economica’ magazine, issue n. 6- 2009 [pp. 47/51].

Concerning south western Sardinia’s development in historical/cultural tourism, published in

‘Memoria, paesaggio, cultura. Itinerari italiani ed europei’ – various authors, edited by Laura Pisano, publisher: Franco Angeli, 2005 [pp. 291/304]. Lack of synergies slows down growth of tourism in Pula and in Villasimius – summary of degree thesis in ‘Sardegna Economica’ magazine, issue n. 2-2003 [pp. 74/78]. Sustainable development and innovation: two different ways for economic growth in Sardinia, published in ‘Sardegna Economica’ magazine, issue n. 6-2002 [pp. 45/48]. 2011-2015: Cagliari, ConfCommercio Institute on regional law; professional qualification course for 'business agents'. Subject: Accounting and administration. 2011-2015: Cagliari, ConfCommercio Institute on regional law; professional qualification course for 'business agents'. Subjects: Introduction to financial mathematics, Credit and financial intermediaries.

2011-2014: Cagliari, ConfCommercio Institute on regional law; professional qualification course for 'business agents'. Subject: Commercial Law.

2013: Cagliari, ConfCommercio Institute on regional law; in-depth course for young entrepreneurs. Subject: Corporate liquidity management. 2012: Cagliari, Institute "Leonardo CPE" on EU/ESF funds; advanced training course in

'microfinance and Microcredit as a methods of welfare'. Subjects: Banks and microfinance, Microfinance products, Instruments of microfinance, Social microcredit and microcredit for business.

2012: Cagliari, Institute "Leonardo CPE" on regional law; professional training course in 'small business management'. Subjects: Marketing, Human resource management. 2005: Cagliari, I.P.S.I.A. Meucci Institute on EU funds; professional development course. Subject: Teleworking.

2005: GAL Monte Linas Institute; project on cataloging of small touristic enterprises and creating network in the territory of the south-west Sardinia. Personal skills and

competences

Mother tongue

Italian

Other languages: self-assessment

Understanding Speaking Writing

European level Listening Reading Spoken

interaction

Spoken

production

English

B2

Indipendent

user

C1

Proficient

user

B2

Proficient

user

B2

Indipendent

user

B2

Indipendent

user

Spanish

B1

Indipendent

user

B2

Indipendent

user

A2

Basic

user

A2

Basic

user

A1

Basic

user Common European Framework of Reference for Languages Technical, organisational and social

skills and competences

Computer skills and competences

Driving licences

Clubs and Organizations

Awards, honors and fellowships

Meaningful competence in appraisal of enterprise, accounting, auditing and financial management. Direct experience with real estate and financial consulting. Research activity in microcredit and microfinance, quantum macroeconomics and regional economics. Specializations: Risk Management; Credit Rating Analysis; Measuring and Modelling Financial Risk. Scoring approach 'Basel 2 and 3' compliant.

Strong skills in teamwork, good coordination and leadership skills. Management-oriented. Other interests: Financial Markets. Quantum Macroeconomics. Social Business and Civil Economics. Microcredit and Microfinance. Tourism. Credit risk analysis. Computer systems in Windows OS;

Microsoft Office application programs;

Mathematical software (Matlab, Mathcad);

Elements of Visual Basic.

A, B

Italian Economic Association (Società Italiana degli Economisti); Italian Business Economic Group (GEI – Gruppo Economisti d’Impresa); Italian Association of Doctors of Philosophy and PhD Students. Civil Economy LAB (Laboratorio di Economia Civile). Fondazione Banco di Sardegna - 2010: Doctoral Scholarship; Fondazione Banco di Sardegna - 2003: Post-Lauream Scholarship; C.C.I.A.A. di Cagliari - 1989/1992: Annual Scholastic Scholarship. I give my consent for the handling of the personal information supplied, according to the provisions of italian law 196/2003 Marco Desogus

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