Carol Wold Rucinski

**** *. *******

Royal Oak, MI 48067

248-***-**** Cell

acqboo@r.postjobfree.com

Summary of Qualifications:

Business professional with a solid background in loan administration. Solid interpersonal, communication and organization skills. Hardworking energetic individual with the ability to work well with all levels of an organization and handle multiple issues with tact and discretion.

Experience:

01/2015 – Present Shore Mortgage Troy, MI

Closing Prep Specialist

Prepare and send Closing Prep Package to title companies, real estate broker, or lending officer for closing. This includes

reviewing and verifying accuracy of documents such as current HOI policies, Truth in Lending and GFE; schedule

closings, determine conditions that must be met before closing and answer any questions regarding closing requirements.

02/2014 – 01/2015 Towne Mortgage Troy, MI

Loss Mitigation Specialist

Contact and interact with delinquent borrowers to review different options to foreclose, enforce loan workouts, forbearancestipulations, modifications as well as short sales and deed in lieu transactions adhering to investor guidelines, verify all Forbearance, changes and payment plans comply to agreements, handle packages of Loss Mitigation Finances, responsible for on-time reporting of loss mitigation projects to guarantors and investors.

09/2013 – 02/2014 BLB Resources

Closing Specialist

Contracted as a Closing Specialist for a HUD designated asset Management Company. My duties include contacting the selling agents regarding expiring contracts, file extensions, work with title companies to get closing documents, review and revise deeds, review Final HUD documents, initiate appraisal requests, verify receipt of deposits.

07/2010 – 09/2013 Flagstar Bank

FHA Claims Specialist/Loan Administration Associate

Worked as a Claims Specialist on Post Redemption Claims Team at Flagstar Bank Corporation. My duties included filing the HUD form 27011 Part A Claim in a timely manner, send recording letters to attorneys, upload claims and supporting documents onto Yardi, research and resolve claims rejected from HUD and file MARI Part A claims. As a Loan Administration Associate on the title team in the Post Redemption Department my job included acting as a liaison between Flagstar Bank, Foreclosure Attorneys and HUD, monitor files with attorneys and ensure compliance with HUD guidelines and process any unresolved title issues with HUD guidelines. Other duties have included research and retrieve utility bills, taxes and liens, process checks, monitor files with property preservation vendors, special projects assigned by management.

09/2009 – 06/2010 OtterBase, Inc. – Temp Agcy

Executive Secretary/Contract Worker

Worked as an Executive Secretary for a large health care corporation that includes supporting high-level executives in the Clinical Operations Improvement Department and the Vice President of Corporate Communications. Duties include maintaining calendars, organizing and setting up weekly, monthly and yearly meetings using Groupwise. Maintain several rosters and distribution lists. Prep, plan and participate in the monthly all council and yearly all departmental meetings. Responsible for payroll and expense reports of the above mentioned.

10/2008 – 02/2009 Aerotek – Temp Agcy

Receptionist/Assistant/Contract Worker

Worked as a Receptionist/Assistant for Uni-Solar Ovonics. Duties included answering a

multi-line phone system, responded to inquiries on the company website and assisted the Executive Secretary to the CEO.

10/2003 – 10/2008 Uniprop, Inc.

Executive Assistant

Performed a variety of administrative functions for the CEO, CFO and Human Resources Manager in a fast paced Property Management Company, handling over 35 multiple building properties. Included professional and personal business transactions for the CEO, financial reports and correspondence for the CFO. Prepared new hire information, kept employee records, handled group insurance matters, and 401K records. Also maintained the community operation manuals for all of the properties and made day-to-day decisions regarding property maintenance, company cell phones, security systems and corporate credit cards. Created an online Forms Library for the 35 community operation manuals which reduced time and costs for the communities and corporation.

Education: Oakland Community College - Royal Oak

General and business classes.

Skills: Microsoft Word, Word Perfect, Power Point, Excel, Lotus Notes

Programs Used: MSP, LPS, FHA Connection, Core Logic, CMAX, Acer Bankruptcy, Yardi-P260, GCC

References: Upon request

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