A L E XA N D R A S O K O L L

**** ********** ******, *******, ** 94602

510-***-****

acpxx7@r.postjobfree.com

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SUMMARY OF QUALIFICATIONS:

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Senior level mortgage professional specializing in residential, small commercial / mixed use properties and jumbo loan

products. Excellent credit risk assessment: tax returns / cash flow and balance sheet review and analysis.

Aptitude to creatively address conflict between schedule and quality goals, excellent problem solving and decision making

skills, familiarity with all major underwriting engines and softwares including but not limited to DU, LP, Encompass 360,

Contour, Empower and Mortgage Ware.

Exceptional ability to interpret directives, set priorities and proceed independently or as a team member to achieve pre-

scribed goals. Interact well with all levels of staff, management and clientele, technologically / computer savvy.

Ability to analyze situations accurately and effectively utilizing variety of analytic techniques in order to make well informed

decisions. Proficient in underwriting retail, wholesale or correspondent loan files.

! HISTORY:

WORK

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LogicEase Solutions Inc DBA ComplianceEase

CREDIT / COMPLIANCE AUDITOR, BUSINESS ANALYST

BURLINGAME, CA 04/2014 - present

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• Analyzed submitted loans for compliance, rating against Investor / Federal Guidelines, Loss Mitigation, Under-

writing & Quality Control. Extensive experience with layering risk and evaluation.

• Precise completion of all required forms and necessary certifications for clients’ case presentations and evalua-

tions.

• Experienced in prime/sub-prime, mixed-use/small commercial loans, familiarity with FHA and reverse mort-

gages, ability to identify the best solutions for clients and customers, highly competent automated and manual

underwriting skills.

• Responsible for implementation of compliance solutions to newly acquired customers as well as participation in

! industry’s shows and presentations for prospects and future clients.

QUATRRO MORTGAGE SOLUTIONS

LOSS MITIGATION / FORENSIC UNDERWRITER

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BURLINGAME, CA 08/2013 – 03/2014

Underwrote / examined and scrutinized submitted by the clients’ documentations within a paperless environment.

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• Investigated / verified conforming, small commercial and jumbo product files for credit risk, income analysis, col-

lateral and data integrity. Knowledge of all major Investor and Agency guidelines.

BANK OF COMMERCE MORTGAGE

UNDERWRITER / GOVERNMENT INSURING AUDITOR / FUNDING COORDINATOR

San Ramon, CA 08/2011 – 07/2013

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• Evaluation / audit of loans to secure insurability by FHA, VA and USDA government agencies according to all current stan-

dards, rules and regulations. Ability to handle sensitive and difficult issues with grace and confidence.

• Assisted in identifying / recommending alternative products and / or restructuring solutions pertaining to small commercial /

mixed use and residential loan files.

• Developed / successfully implemented intensive training seminars pertaining to different aspects of underwriting, government

loan insuring and mortgage lending process plus investors price negotiating.

• Stayed abreast to industry issues, trends, inclinations, and products to be able to better anticipate new / increased credit risks.

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Aid with Post-Closing/Suspended files to help problem solve and find solutions.

TRINITY MUTUAL, FHA LENDER

REVERSE MORTGAGE UNDERWRITER / SR. FHA PROCESSOR

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Oakland, CA 10/10 – 02/11 (contract)

Alexandra Sokoll 510-***-****

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ACTIVE FINANCIAL MORTGAGE

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CORPORATE CREDIT / INVESTOR RELATIONS MANAGER / SR. UNDERWRITER

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Union City, CA 11/06 – 06/11

• Negotiated bulk sales / acquisitions and securitization on secondary market/Wall Street, assisted in analytical process for

businesses and individuals including research on specific industries and companies; writing industry risk profiles and making

recommendations.

• Participated in formatting the procedures for marketing the bank to mortgage brokers, assist in credit analysis and approval

for various products, including spreading and analyzing business financial statements and tax returns.

• Daily monitoring of division's "pipeline" reports, supervision and training of Jr. Underwriters and other supporting personnel to

secure timely releases to closing and therefore meeting/exceeding weekly, monthly quotas.

• Endorsed, reviewed, countersigned and financed files according to all current rules and regulations established by Federal,

State and MI companies for loan amounts ranging between $50k and $1 million.

• Making recommendations to principals with regards to both existing staff and any potential new staff that may be necessary,

development of policy and procedures, documentation and implementation.

• Intra-Departmental training and managerial/supervisory duties - external training of correspondent’s personnel as it relates to

company policies and procedures, consistently exceeded underwriting / closing / funding quotas.

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GREEN POINT MORTGAGE, INC UNDERWRITING MANAGER / QC AUDITOR Novato, CA 02/03 – 10/06

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JP MORGAN CHASE SENIOR UNDERWRITER – CONTRACTOR San Ramon, CA 02/02 - 01/03

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INTEGRATED CAPITAL GROUP / A Member Of The Money Store

UNDERWRITING SUPERVISOR / QC MANAGER San Francisco, CA 06/99 - 01/02

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CITYSCAPE CORPORATION UNDERWRITING MANAGER / QC AUDITOR Elmsford, NY 03/93 - 05/99

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GRUBB & ELLIS MORTGAGE SERVICES STAFF UNDERWRITER San Francisco, CA 11/85 - 02/93

! Inc

Google,

QUALITY ASSURANCE ANALYST

Mountain View, CA 01/10 – 05/11

• Review images and complete specific feature tasks using internally developed software.

• Hands-on QC, training development and knowledge transfer.

• Launch computer tools and capture data with exceptional quality and accuracy.

• Develop and perform manual and automated tests. Analyze test results. Isolate, investigate and report bugs.

• Provide feedback and suggestions for improving application tools, identify critical problems with images.

• Make outbound calls to verify data. Commented by management for being 125% over the target.

! Castle ADHC (Adult Day Health Care Center)

Golden

PROGRAM DIRECTOR

Palo Alto, CA 11/07 – 07/09

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AgeSong / Pacific Institute Senior Communities

ASSISTANT TO THE EXECUTIVE DIRECTOR

San Francisco, CA 11/06 – 10/07

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• Implement program procedures. Educate staff in licensing, regulatory requirements and agency policies in meeting the

needs of participants.

• Responsible for supervision of contract staff, monitoring service delivery and hours of service as well as billing, devel-

opment of protocols and job descriptions, demonstrated increase in revenue by 111%.

• Implement program procedures. Educate staff in licensing, regulatory requirements and agency policies in meeting the

needs of participants.

• Maintained a consistent level of quality services and innovative programming for older adults, including those with phys-

ical frailty and mild, moderate, or severe dementia, through general supervision and continuous attention to programs

evaluation, development, and implementation of strategies and services.

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EDUCATION:

USF – Accounting/Finance San Francisco, CA

Golden Gate University – Management San Francisco, CA

Alexandra Sokoll 510-***-****

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