Kenneth L. Horsley

Mobile: 609-***-****

Email: acpvss@r.postjobfree.com

QUALIFICATIONS

• Highly motivated and driven to succeed.

• Good sales skills – Effective and persistent negotiator.

• Determined to close sales deals and increase sales.

• Magnanimous oral and communicational skills.

• Proven and bona fide multi-tasking skills combined with extraordinary organizational abilities.

• Professional appearance and work ethic.

• Competent knowledge of various mortgage software applications programs.

• Profound working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local

bonding programs, and private investors.

• Ability to maintain and quickly gain trust with all sorts of customers.

Passed SAFE Mortgage Loan Originator Test – National Component with Uniform State Content –

March 27, 2015

NMLS Licenses (INACTIVE): NMLS # 206245

New Jersey

California

Ohio

Indiana

Maine

Minnesota

Oregon

NMS Licenses (PENDING): NMLS #206245

New York

Florida

Colorado

Texas

Virginia

Massachusetts

Delaware

WORK EXPERIENCE

November 2013 Mortgage Loan Originator

To Emery Federal Credit Union

March 2014 Norcross, Georgia

• Originates mortgages for home purchases and refinancing.

• Determine correct loan options for borrowers based upon their present financial situation, future

plans and preferred loan product.

• Provides complete loan package to the Loan Processor for reviewing and also provides additional

documentation and letters of explanation to underwriters to clear the conditions if any and close

the loan.

• Strong ability to persuade and influence others.

• Able to work long hours.

• Has generated over $2 Million in mortgage loans in only 3 months at E.F.C.U.

February 2011 Mortgage Loan Originator

To Pleasant Valley Home Mortgage Corporation

June 2013 Moorestown, New Jersey

• Originated mortgages for home purchases and refinance.

• Determined correct loan options for borrower based upon their present situation, future plan and

preferred loan product.

• Provided complete loan packages to the loan processor for reviewing and also provided additional

documentation and letters of explanation to underwriters to clear the conditions and close each

loan.

• Strong ability to persuade and influence others.

• Able to work long hours.

• Generated a business of $20 Million in mortgage loans while at PVHMC.

April 2009 Mortgage Loan Originator

To Atlantic Pacific Mortgage Corporation

February 2011 Mount Laurel, New Jersey

• Originated mortgages for home purchases and refinance.

• Determined correct loan options for borrower based upon their present situation, future plan and

preferred loan product.

• Provided complete loan packages to the loan processor for reviewing and also provided additional

documentation and letters of explanation to underwriters to clear the conditions and close each

loan.

• Strong ability to persuade and influence others.

• Able to work long hours.

• Generated a business of 10 Million in mortgage loans while at APMC

July 2007 Author Services Representative

To Author Solutions Incorporated

March 2009 Bloomington, Indiana

• Sold book contracts to prospective authors, along with marketing packages.

• Achieved Salesman of the Month in first 2 months with the company.

• Communication and negotiation skills – Politeness, friendliness, and excellent aural and

verbal communication.

December 2005 Insurance Producer

To National Agents Alliance

June 2007 Arden, North Carolina

• Sold numerous insurance products from mortgage protection, disability and final protection

insurance plans.

• Suggested the amount and type of coverage according to the analysis of client's situations and

utilized influential sales techniques

• Very good ability to convince and influence others.

July 2003 Car Sales Consultant

To Hall Ford Automotive

November 2005 Newport News, Virginia

• Sold over a 165 units after only 18 months in the car business.

• Member of the Hall Ford Million Dollar Sales Club.

• Great convincing skills and negotiation abilities.

United Sates Navy Completed 20 years military service

Education

State of New Jersey Licensed Health and Life Insurance Agent

Coastal Carolina Community College, Jacksonville, NC

High School Diploma

Skills

Proficiency in computer and MS office suite

Typing speed: 90 wpm

Faxing, filing and multi-line phones

Strong ability to present information and respond to questions effectively

Contact this candidate